Being Reborn And Starting Off By Not Being A Simp

   Chapter 523 It seems that you really fell in love with me

   Set the contract renewal negotiation on the 26th, that is because Liu Qing will accompany Ding Yun to celebrate the festival on the Dragon Boat Festival.

   In the few days after his wedding, Ding Yun didn't come to disturb him, which has already given him enough face.

   On the day of the Dragon Boat Festival, he had to go.

   Lunar Festival, which is a traditional festival in China. If you have the conditions, you need to accompany the elderly at home.

  If you have the conditions, you have to go home to accompany the elderly to celebrate the festival thousands of miles away.

  Liu Qing and Ding Yun are both in Yangcheng, and the two are very close to each other. It would be a bit too outrageous for such a festival to not pass.

   Not only did Liu Qing pass by this day, but he also passed with his wife and lover, and accompanied Ding Yun with gifts such as dumplings.

   This time, Ye Mo was not allowed to drive.

  —On the Dragon Boat Festival, Ye Mo’s business match with an internet celebrity boxer is going to be held, and there is no time for him to be a driver.

   When Liu Qing and Ding Yun, their mother and son, were chatting alone, they also talked about the general development of the group during this period.

  Ding Yun will also go to the group to turn around after a while, the signature of the signature, the seal of the seal, and the discussion at the meeting.

   She is the chairman of the board. There are very few things that need her to deal with, and they are basically very important, so there are not many things for her.

   Sometimes the secretary in the chairman's office called her, or sent the documents to be signed to her, but she didn't bother to go there in person.

  —It’s useless to pass, it’s better to stay at home.

  In the past, when Liu Qing didn't come, there was no way. In order to show his presence, he had to go there often. At that time, he would go there once or twice a week, sometimes even two or three times.

  I don’t understand, but I have to make one thing clear to the executives of the group, this group belongs to her.

   After Liu Qing came over, she might not go there once a week.

  Liu Qing was in the president's office every day a few days ago. His office was not far from the president's office, but he couldn't see Ding Yun.

   This holiday, we can talk about the situation on the group side.

   is mainly to report an overview.

   In which areas did you invest, in which areas additional investment was made, how much was borrowed, and how much was repaid.

   In addition, what is the overall profit of the group.

  Although it is a chat between mother and son, it is also the work report of the group president to the group chairman.

   There are no obscure business terms here, they are all vernacular.

   There is no detailed report, just an outline.

   At present, the development of the group is very good. Although the investment has increased, the debt ratio has not increased but decreased.

   This is because the group's revenue during this period was relatively good, especially the medical device production invested this year, and the supply and sales contracts signed with several large domestic and foreign medical device groups, which brought them a lot of cash flow.

  —Contracts signed in China are similar to normal contracts, and the payment date will be later.

   However, the contracts signed with foreign multinational groups use the method of settlement when they leave the factory, which makes their funds return very fast.

   The main reason for being able to sign contracts in this way is that this aspect belongs to the seller's market. There is a shortage of such goods everywhere, and whoever has the goods in their hands has the right to speak.

   On the other hand, during that period of time, the robber-like plundering of medical supplies from other countries between countries also provided them with a reason to do so.

  Tianyuan Group has a relatively large investment in some aspects, such as energy, but currently there is no benefit, and the proportion of investment is relatively large.

   There must be some projects that can bring cash flow to support, otherwise, the bank will not be able to repay the loans due.

  —A lot of times, they pay off old loans with new loans, so that the group can stay afloat.

But now, there is a huge cash flow from the medical device side all of a sudden, and then the profitability of small and medium-sized enterprises has also increased a lot, and the cash flow is much more abundant than before, making their asset status much better than before. .

   However, Ding Yun still has some concerns about the current investment:

"I took a look. In the first half of this year, the total investment of the group has exceeded 10 billion yuan. Is it too risky? The investment is too high, what if I can't repay the loan one day? Can we? Don't invest in the next few years, slowly repay those loans, and invest the money you earn later?"

   This is a very conservative investment concept.

   Don’t ask how much you can earn first, what you want is not to have too much risk.

   But this mindset is diametrically opposed to modern business models.

  Liu Qing felt the same way about Ding Yun's words:

   "I think so too. Anyway, we have made enough money. As long as we pay off our debts, the money we earn every year in the future can be put into our own pockets. That is called steadfastness."

  The mother and son are not ignorant of the theory of using the chicken to lay the egg, but they are very skeptical of their own abilities, so they tend to this most conservative investment philosophy.

   "Why don't you do that?" Ding Yun asked.

  After Liu Qing joined the board of directors, the group repaid so much loan and made such a large investment, which is inconsistent with the conservative investment philosophy.

Liu Qing sighed helplessly: "The main reason is that there are some investment opportunities that can't be missed. If you miss them, you won't have them again. If you see that it will make money, and there is still a time window, and you don't have cash on hand, can you just take a loan? "

He gave an example to Ding Yun: "For example, in my mask factory, I think making masks will make a lot of money, make me both fame and fortune, and make a significant contribution to the society. But if I don't have money at this time, , I can't make such an investment. If there is an opportunity for a loan, then I will definitely take a loan and make a bigger investment."

   Speaking of this, I also complained a little:

   "At that time, Mom, you didn't let me get a loan from the bank, otherwise I would look for a bank loan. It's better to invest a few hundred million more, and the more money I can make."

   The 100 million investment of the mask factory has now brought him a profit of more than one billion, not including the huge fame he has earned.

   If you can add a few hundred million more investment, you will earn even more.

  Ding Yun was a little embarrassed and said, "I was also worried that you didn't have experience in this area, and I was afraid that you would lose too much money."

Liu Qing nodded: "Of course I can understand what you mean, I'm just taking this example to show you that some investment opportunities are fleeting and must be seized in time, and you can't wait for the conditions to be prepared, because at that time , the opportunity is gone. Just like the investment in mask factories after the epidemic, it was only a month or two late, and most of them would not make money, but lost money. "

  Ding Yun was thoughtful.

Liu Qing added: "For another example, one of the most important investments of our group this year is the investment in medical equipment, which has invested several billions at a time. If we wait until we have sufficient cash to invest, it will definitely be too late. The opportunity has passed. In this case, we can only borrow from the bank. Thankfully, we can also get several billions of loans from the bank. Then these billions of investment will become the most important profit growth of our group this year. Point. This one can't wait."

   Ding Yun also understands this.

  The investment in masks and medical equipment is Liu Qing's genius, and it is also the main reason why Liu Qing took the position of president, but no one was dissatisfied.

   Of course she knows this, as many people have praised Liu Qing's business vision in front of her.

   "What do you mean, after you become the CEO, if you encounter a certain investment, do you still want to invest?" she asked Liu Qing.

  Liu Qing nodded: "An investment with certainty, an investment that may bring huge profits, may still be invested at that time. In other respects, I want to be more cautious."

  Ding Yun nodded: "That's fine."

   Conservative and conservative, there is an opportunity to make a lot of money, of course she does not want to miss it.

  Who thinks too much money?

   It's just that she can't be sure whether those investments will make money or not.

   agreed with Liu Qing's idea of ​​the future development of the group, and told him:

"You must be more careful in your future investments. You'd rather lose an opportunity to make money than take risks. More importantly, you can't make the kind of investment that will break the group's capital chain, which will ruin the group. After that, we are all finished."

   With her thoughts, she wished to list the group as a whole, and she could cash out as many shares in her hands as she could, and live with cash in the future.

   Keep your money in the bank, and in your own country's bank, so you don't have to worry about going bankrupt with risky investments.

   After becoming the chairman of the group, she felt frightened at the thought of so many debts, and felt that what she possessed was not a huge amount of wealth, but a huge bomb.

   I often have nightmares, dreaming that the company goes bankrupt, I have nothing and become displaced.

   Fortunately, Liu Qing is here, and she has also shown a certain ability to do business, so she has not had such a nightmare for a long time.

   But there are still some worries in my heart.

  Liu Qing's thoughts are actually similar to hers. She just wants to be safe, it doesn't matter if you make money or not, and keep the money on hand, that's the kingly way.

   With the wealth they have now, as long as they can be realized, they can marry dozens of wives and give birth to hundreds of sons, no problem at all.

   As long as the country does not collapse, no matter how much the price rises, it will not rise to the point of affecting his financial freedom.

  In this case, there is no need for much adventure.

   The mother and son reached such a consensus.

  When sleeping at night, Liu Qing and Su Qi talked about this, Su Qi couldn't help laughing:

   "How much confidence do you mother and son have in themselves? One is the chairman of the group and the other is the president of the group. The two most powerful people in the group are as conservative as farmers."

  Liu Qing is helpless: "This is also something I can't do. Who told me that I don't have that ability?"

   "Believe in yourself, you have this ability." Su Qi said seriously.

   "It seems that you really fell in love with me." Liu Qing said depressedly.

   Su Qi's face flushed - she had never had **** with Liu Qing when he was sober.

   Inexplicably, his heart beat faster, and he asked with a smile:

   "Why did you say that all of a sudden?"

   "Love makes people blind," Liu Qing said, "I think you are quite blind to me now. I don't even have self-confidence, but you have gained blind confidence for me."

   "My judgment is based on facts." Su Qi defended herself.

  Liu Qing pouted: "Come on, what kind of person am I, I haven't figured it out yet?"

  Su Qi asked: "So you also agree with your mother's opinion and invest conservatively in the future?"

Liu Qing nodded, and then said to Su Qi: "In the future, for a long time, whether it is our country or the whole world, economic development will be in trouble. Not to mention it is a big change unseen in thousands of years. , but at least it's a big change that hasn't happened in decades. Conservation is the safest way. Those who take risks, no one knows how miserable they will die."

  Su Qi came to be interested: "How did you come to such an opinion?"

  Liu Qing smiled bitterly: "Isn't it obvious now? The epidemic that cannot be eliminated, the endless sweater wars, and the increasingly divided society, which one is for the better?"

   "Is it really impossible to eliminate the epidemic? I see that our country is in good control now." Su Qi said.

   In terms of judging the epidemic situation, Su Qi is still quite convinced by Liu Qing's analysis.

   She felt that Liu Qing's analysis was more reliable and forward-looking than all the experts' analysis.

   This is not because of the blindness of love, but the sense of authority established by Liu Qing's accurate judgment in the past.

   "How good is our country's control?" Liu Qing was depressed.

  Su Qi said: "We've got it under control, at least the epidemic won't affect us."

  Liu Qing shook his head: "I think too much, there are garbage heaps around, don't think about cleaning it up."

   This was what he saw before his rebirth, and there was simply no way to hold on to it. From time to time there would be big fights, which made people panic and also greatly affected the economy.

  Su Qi nodded, as if he had listened to his words.

   added: "The sweater war does have a relatively large impact on the economy, but in the fall they will choose again, and it should be fine if they change to one person?"

  Liu Qing smiled:

"This is even more ridiculous. As long as we want to develop, as long as they don't want to hand over the first one, this sweater war is inevitable, and no one will change the policy. In contrast, the sweater war is the most moderate, if Only on sweaters, thank God."

  Su Qi looked at him suspiciously: "Which local magazine did you read? How did you come up with such an idea?"

  Liu Qing said she could understand, but she didn't quite believe it.

   She is a person who has received higher education and has studied abroad for many years. She believes that she has received the influence of modern civilization, and believes that the future development trend of the world is integration rather than confrontation.

   The confrontation that is emerging now, she is more willing to attribute it to the reasons of a certain person, rather than the trend of modern civilization.

   She believes that such a confrontation can be resolved quickly, rather than getting stronger and stronger.

  Liu Qing's remarks, she felt, was influenced by some kind of fanatical street stall literature.

  Liu Qing sighed and said, "Let's go and see... Anyway, I'm not optimistic..."

   (end of this chapter)