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The efficiency of Magic Wu is always amazing.

The next day, Fang Ping received a reply from the school. In principle, Fang Ping’s proposal was allowed to open a credit loan system.

Of course, it is not unlimited.

Credits are not money, resources are limited, and the school grants 100,000 credits per year.

And 100,000 credits, converted into physical value, up to 3 billion!

For the platform that students open, giving such a high amount of borrowing, Fang Ping is not without paying.

First, Lu Feng and Li Laotou first came forward to guarantee.

Second, after the accident occurred in Fangping, the school has the right to take the platform to the school instead of being taken over by Fang Ping’s family.

Third, the annual settlement, the damage rate of less than 5%, submit the student war materials, the school will not be investigated, out of scope, the remote platform is responsible for.

fourth……

There are a lot of restrictions on the school.

This includes checking the accounts at any time, including whether the credits are actually lent to the students, rather than Fang Ping himself in the hands of them, and the magic Wu also sent people to supervise.

The platform is gradually on the right track, instead of the errand company that was only responsible for delivering the goods.

As for the interest on borrowing, it is formulated by the remote platform, reported to the school, the school gives the approval, the interest belongs to the school, and the remote platform can charge 10% of the interest management fee.

It’s not a magical style.

Giving 10% of the interest management fee in the distance, in the eyes of the magic, is not too much.

Interest, the school did not expect to rely on this to earn students cheap, just to make up for the possible bad debts, these credits and money will eventually flow into the hands of students.

......

Magic Wu feels that 10% is not much, but Fang Ping is calculating it, in the end, how much interest should be collected.

As for the five-fifths of the daily interest rate, it certainly does not work. The magic weapon will not allow the party to collect so high, and the annual interest rate will be 18%.

It can be as high as three tenths of a day, it sounds extremely low... The annual interest rate is also over 10%.

“10% a year, if you do the limit, the minimum income will be more than 10,000 credits a year, and the platform will be 10%, which is more than 1,000 credits.”

"Actually, the school is integrated once a year, and the space that can be operated during this period is too large, including the interest of short-term borrowings, and it becomes the principal again. If the operation is good, the income is thousands of credits in one year. ”

logistics department.

Fang Ping’s mind was for a while, and his eyes were golden!

Thousands of credits, that is tens of millions of billions.

A small magic weapon, the platform operating expenses only a few dollars?

Thinking of this, Fang Ping whispered: "Teacher, do you say that the daily income is three-tenths of a thousand, is it high?"

"Three thousandths?"

Li Laotou was still calculating interest rates for a time. Fang Ping quickly said: "Is it very low? The average student, who borrowed 100 credits, died, and only received 0.03 credits a day. To be honest, this is extremely low interest. Even if it is a month, there will be less than one credit.

You can get 100 credits a month in advance, and he may be able to enter the third product from the second product.

What is one credit for this month?

Teacher, do you say this is the reason? ”

Li Laotou said slightly: "It is not high..."

"This is actually equivalent to the school's investment of 3 billion yuan in advance, but I believe that this 3 billion is worth the money.

Perhaps, a year later, Mowu can have dozens of students of the three or four products.

Make tremendous contributions to mankind!

And these resources are not out of thin air. At the end of the year, they will return to the school, thus forming a virtuous circle. The school will not be without any loss, but also have a good reputation among the students..."

Li Laotou looked at him without talking, and Fang Ping laughed again: "Teacher, that's about the platform discount..."

"The meaning of the school is that to maintain the current price, the magical weapons and weapons of the martial arts are limited. If you do the activities, then isn't it..."

"Teacher, why is the school short-sighted! I ask you, where is the drug?"

Li Laotou stunned and thought: "Some of the main materials are from the caves."

"That's not right. The students are consuming too much and making rapid progress. Is it necessary to fight in the underground caves? In this way, the materials will naturally make up..."

Said, Fang Ping said: "Where did the alloy weapon come from?"

"There are also some from the caves..."

"It's the same reason! And it needs manpower to build alloy weapons. On the magic side, weapons are generally not made in batches, but artificially forged.

It is mainly undertaken by students of the manufacturing college, and students who can make colleges are not very keen to participate in these.

They are at school, thinking more about which company to enter in the future...

But if they are now carrying huge debts, they will take the initiative to work. Is this the truth? ”

"You mean..."

"So, the school is worried about the problem of insufficient resources. It is completely white."

It consumes a lot, and everyone is strong enough to earn more.

The wool is still on the sheep, not the school. ”

"Look back, let me ask again. You remember to make this happen here. It’s really worth 100,000 credits. This is not a credit problem. Kid, when you sell it, you can’t afford it. , be prepared to give the school a white job!"

Fang Ping did not agree, swearing: "Unless the borrowers are killed! At that time, the earth is afraid to be broken, still care about this."

Li Laotou is speechless.

It makes sense to say it!

The students are all killed in battle. This kind of mortality, the human being has hope?

So, this kid has never thought about the problem of compensating the school?

For a time, Li Laotou fell into deep thought.

Fang Ping said again: "Teacher, then I will go back first, and this time I am bothering you. You can rest assured that the guarantee will never make you confess. I am not such a person."

Li Laotou nodded in no doubt, you said that there will be no compensation, and where is the black pot back!

Seeing that Fang Ping is leaving, Li Laotou suddenly said: "After a few days, take you to a place."

"Where?"

"A good place, where you can see a lot of things, before you go into the cave, look at it in the past and help you."

Fang Ping suddenly rejoiced and quickly said: "Thank you teacher, teacher, do you have a granddaughter?"

Li Laotou glanced at him, and he was faintly faint: "Now, or else..."

The voice has not fallen, Fang Ping people have already run away.

......

Outside the logistics department.

Fang Ping shook his head and sighed. I am not learning with Lao Wang?

Look at the pharaoh, how good the horse is, the teacher's niece is so big, they are brought around as a child.

Li Laotou is the peak of the six products. This is a good thing, and it has become a master, and he has developed himself.

I took out my mobile phone and called Li Chengze and said something about platform lending.

In fact, this is simple, and now it is aimed at the magic martial arts students.

How many people are there?

The student's information record, the school has, it adds a little function to the platform, it can be done in a few days.

"Unfortunately, the borrowed money is not worth the wealth. Otherwise, if I borrow a 3,000 credits, my wealth will be over 100 million."

Fang Ping is slightly sorry, otherwise, even if he opens the back door, he has to give himself a credit.

As he spoke to himself, Fang Ping saw that several bus stops stopped not far away.

The team of Nanjiang is back.

......

"Fang Ping!"

When Tang Feng got off the bus, he saw Fang Ping, who turned his head and ran. He shouted: "Come here!"

Fang Ping was helpless, and he walked away.

"Who will let you leave early? No organization and no discipline!"

Tang Feng rebuked a sentence and said: "Nothing less to run to the logistics department, don't let Li Lao do it. I heard that you often get a little cheaper in the logistics department. You are profitable, spread out, everyone asks for it. How does Li Lao respond?"

Fang Ping said: "I have a large trading volume!"

"That can't make Li Lao difficult to do. The exchange price set by the school can't be changed by Li Lao alone.

To tell you the truth, some gaps are personally subsidized by Li Lao. You don’t want to be clever and think that people under the sun are fools! ”

Fang Ping opened his mouth, but at the moment he did not know what to say.

Tang Feng scorned: "Okay, these things are in your heart, and will be gathered together in the training building!"

"Oh."

Fang Ping seems to be somewhat listless, does Lao Litou subsidize himself?

He also thought that the old Li head was in charge of the logistics department, and the rights were big and the fat was fat.

......

When Tang Feng left, other people also got off the bus. Fu Changding came over and whispered: "Is it about Zhao Lei at night?"

Zhao Lei also came over, and his face turned black and looked at Fu Changding coldly.

Fang Ping, the middle of the three products, he is not an opponent.

Can Fu Changding... This guy is a little guilty!

Fang Ping didn't take care of him. He temporarily pressed down the words and thought about the whispered: "Do you have any credits?"

"nonsense!"

"If... I said, if I lent everyone credits now, it would be fine to borrow one or two hundred credits. Are you willing to borrow?"

When the words came out, everyone looked at Fang Ping.

The warrior, this is the ear, and everyone has heard it at the moment.

Fang Ping said: "Of course, I just give an example, not that I want to lend to everyone, it is a school.

I suggested it to the school before, and now everyone's gap is relatively large, and it is at the peak of the upward trend.

You can't stop because of the credits.

I also deliberately found the dean. Now, the school seems to have this meaning. Once the school really gives us the credits, everyone can quickly improve their strength, improve their strength, and earn credits.

A warrior of a product, it is difficult to earn 10 credits, but can be two products, what is the thirty-five credits?

The earned 100 credits of the second product can kill people, but they can go to the three products, or the three highs, which is not a casual thing.

If you have an idea, you can tell me that I am going to look at it with the school. I think the hope is great. ”

"Fang Ping, are you serious?"

Yu Xianghua stood up and said, "Can you really advance in advance?"

Fang Ping dry cough one channel: "It may be necessary to pay some interest, such as pre-borrowing 100 credits, and may charge one more credit per month."

"what is this!"

Yu Xianghua does not care!

Sometimes, everyone breaks through, the difference is that this 100 credits, really have to borrow in advance, break through, one credit per month to calculate credits?

It’s not a problem to do a simple task casually.

Changed to money, only 30,000.

Even Fu Changding has a lot of interest, curious: "Fang Ping, is this really true?"

"Well, the school is so planning, I will ask for your opinions, this is also for the benefit of all students.

So when I look back, I am going to do a questionnaire survey. Everyone really wants to agree. I will go to the school to negotiate. ”

"Oh, you!"

Yang Xiaoman said with amazement: "You can now promote the new policy in Magic Wu, okay!"

Fang Ping smiled and said: "Everyone is a classmate, you are strong, and the strength of the magic weapon is strong. If we do the task together, it will be safer.

Lele is not as good as the music, personal strength, can not represent anything.

I watched some of my classmates because I was trapped in resource problems and could not make breakthroughs. I was not in my heart.

And as a member of our Pingyuan Society, I also got extra benefits for everyone! ”

Fang Ping glanced at other people, so it was mysterious: "We are a Pingyuan club. Because we used to serve everyone well, the school means that we can lend our members a certain credit for free.

This is much better than other people. Pingyuan can not recruit people now, or else it can be stepped through.

Also, the remote platform we are responsible for may do some activities.

For example, buy a three-product qi Dan, send an ordinary qi and blood Dan.

Or buy a C-class weapon and send you a self-defense dagger.

For these things, don’t tell others for a while, the school’s things are limited, let’s buy it secretly...”

Everyone's eyes are bright, even if Zhang Ziwei, who is not very comfortable with Fang Ping, came to this time: "What are you talking about?"

Fang Ping frowned: "I didn't tell you, talk to people in our community, don't listen to people."

After all, Fang Pingchao Fu Changding said a few people: "Let's walk and say, this is the welfare I am fighting for, don't give the old man a cheaper."

Fu Changding followed a few people and went up. Fang Ping whispered: "I just got rid of it, I shouldn’t say it on the old side, and they were passed out. Then we have less chances..."

As Fang Ping’s voice faintly came, Zhang Ziwei’s eyes looked at each other, half a sigh, and Zhang Ziwei whispered: “All are secret!”

Everyone nodded, the school resources are limited, really want to be like Fang Ping said, buy a three-product qi Dan, with an ordinary qi and blood Dan, which can be extra earned.

Everyone is not too small, can save a little bit, and often, the task is a loss.

......

Everyone said that they were kept secret. As a result, the school almost spread until the evening.

"Is it heard? The remote platform exchanges the drug, buy one get one free, the price is the same as peacetime!"

"Really?"

"Cheat what you do, remember to keep secret, there are not many things, people are known, and they will be robbed immediately."

"for sure!"

......

“Do you know? The school allows us to pre-borrow credits in advance, and it will be refunded upon expiration. It means that there are not many credits, and we still need qualifications. Do we know if we are qualified?”

"Is there still this?"

"Well, I also heard people say that I heard that Fang Ping’s Pingyuan Society can borrow credits and interest rates are not collected!"

"Why!" Some people are not willing.

"Why can I, I heard that Fang Ping went to the Dean's suggestion, and the Dean said that his suggestion is good. Fang Ping took the opportunity to say that Pingyuanshe paid a lot for everyone, and often sent things to everyone..."

"Hey, I knew I sent it too. Isn't that just a way? How big is it, now it's cheap for those people, right, can you still join the company?"

"It doesn't seem to work, it's a pity."

......

On this day, members of the Pingyuan Society also sneaked in their hearts.

Some members who had no benefits and did not get much benefit from their hearts had a heart of retreat.

But now I know that Pingyuanshe can borrow credits and borrow them for free. Everyone is happy.

Compared with other people, Pingyuan’s people are not dominant, and some people have not yet become military martial artists.

But once you can borrow credits, you might be able to break through quickly.

In the blink of an eye, the Pingyuan Society fired, and the news of pre-borrowing credits and platform offers was also on fire.

......

At the same time, Fang Ping took Guo Sheng's shoulder and praised him: "It's good to do it. When the club gets the business qualification, you can borrow at least 50 credits, free of charge, no need to use it."

Guo Shengxiao laughed and was somewhat curious: "The president, this is a good thing, why should you tell others?"

Fang Ping chuckled and said: "Warrior, when you are bent on being a public, selfish, and patronizing yourself, is it still a warrior? Guo Sheng, think about it, don't go astray."

"The president is wise!"

The little fat man admire the face, the president is the president, and the consciousness is really high!

Fang Ping hit a haha, stepped away and saw, what is called fame and fortune.

By the beginning of the next semester, freshmen enrolled in school and then fled a batch of free labor, and now the batch is probably a warrior, and it will be useful in the future.