Hogwarts: Please Graduate Soon

Compared with other somewhat humble shops in Diagon Alley, Gringotts is undoubtedly a conspicuous presence here.

The white building has a shiny bronze door, and there are actually two goblins in scarlet and gold uniforms standing at the door.

With this appearance, it is worthy of being the only designated bank in the wizarding world.

However, the wizards' operations were also rather confusing, and they actually handed over the financial lifeline to foreigners for management.

Wayne remembered that goblins in history were dishonest, greedy and despicable. They had launched rebellions more than once in history, and even coveted Gryffindor's sword.

More than a hundred years ago, he tried to use the power of ancient magic to cause trouble, but was stopped by a fifth-year transfer student at Hogwarts.

But it's not Wayne's turn to worry about these things.

When the sky falls, a tall man will hold it up. When he becomes a tall man in the future, if the goblin comes out to cause trouble again, he will be crushed to death with one finger.

After entering the first door, a second door appeared in front of McGonagall and Wayne, with a line of words engraved on it to warn those with ulterior motives.

Wayne ignored it without even looking at it, and entered the marble hall. There were about a hundred goblins sitting on high stools behind the counter. Some were weighing coins with copper scales, and some were inspecting gems and registering in ledgers.

There are countless doors in the hall, leading to different places.

McGonagall led Wayne to a counter on the far right.

"This is the new little wizard who enrolled this year and needs to be exchanged for gold galleons."

McGonagall's attitude toward fairies was not good, and he urged him impatiently. The fairy behind the counter didn't care, and said without raising his head:

"Each little wizard has the right to exchange 70 galleons per year. The exchange rate is 1 to 5.75. How much do you want to exchange?"

"That's just a little, what's enough for you?" Wayne frowned.

"It's actually enough." McGonagall whispered to him: "Excluding the necessities you bought, there is still ten galleons of pocket money left every year."

McGonagall thought Wayne didn't understand the currency and purchasing power of the wizarding world, so he introduced it to him again.

"One Galleon is equal to 17 Sickles, and one Sickle is equal to 29 Nats."

Wayne was not too surprised when he heard this outrageous prime number exchange rate.

This kind of nonsense has a long tradition in Britain.

Before 1971, one pound was equal to 12 shillings and one shilling was equal to 20 pence.

People who are not good at mathematics are often confused by the complicated exchange rates.

(ps: This is a second guess. Rowling has not said anything about exchange restrictions, but if there were no exchange restrictions, the wizarding world's financial system could definitely be easily destroyed, and Hermione wouldn't have to wait to buy a cat. It’s only on birthdays. Given the dentist’s conditions, it’s impossible to treat Hermione badly.)

"Forget it, let's just go seventy." Wayne stopped worrying and took out eight fifty-pound bills from his wallet and put them on the tray, and took another five-pound bill in change.

After the goblin took it away, he just glanced at it and stuffed it into the cabinet roughly, then took out a small cloth bag and handed it out from the window.

Seeing Wayne put the money away, McGonagall said: "Okay, let's go buy wands and other supplies now."

"Um, Professor McGonagall, I know you are in a hurry, but please don't be in a hurry yet."

Seeing that Wayne had no intention of leaving the counter, the goblin frowned:

"You have finished exchanging your share for this year, what else can you do?"

"To open a treasury, your assets are not enough. You can only apply for a treasury if it exceeds five hundred galleons."

Wayne took off his schoolbag and opened the zipper a little, revealing a hint of golden light.

"Are you sure you want to talk here?"

The goblin's eyes widened. Based on his eighty years and nine hundred and ninety-six years of experience in Gringotts, this charming luster must be gold!

The originally indifferent attitude suddenly became enthusiastic. The goblin jumped out from the counter, nodded and bowed, and brought Wayne and McGonagall into the private room.

Bang bang bang!

Several pieces of gold bars were poured by Wayne on the table. The goblin's breathing became heavy, and even Professor McGonagall's eyes widened.

No wonder she thinks Wayne's schoolbag is a bit heavy, his feelings are full of gold!

Unlike Muggle currency, gold is hard currency in the wizarding world.

Whether it is used to make Galleons or used as a material for various alchemy or magic potions, it is extremely valuable.

Isn't Nicolas Flamel famous because the magic stone he refined not only can lead to immortality, but can also turn stone into gold?

Wayne also made two preparations. If the pound can be exchanged for Galleons without limit, he brought 20,000 pounds, which can be exchanged for 4,000 galleons.

If that doesn't work, just hit them with gold.

After some bargaining, the goblin purchased Wayne's gold bars for five thousand gold galleons.

It was impossible for Wayne to take away all the gold Galleons, so he opened a vault in Gringotts and stored all 4,800 Galleons.

Only two hundred and the seventy Galleons just exchanged were left as pocket money.

After completing the transaction, the goblin looked a little unhappy.

"Mr. Lawrence, you are a natural financier. You may be able to work at Gringotts after graduation."

He originally wanted to take advantage of Wayne's ignorance of the market and make a fortune.

But the little wizard was very shrewd, and with McGonagall helping out, he made almost no profit from this order.

"If I have the chance, I will come." Wayne was also smiling.

It's okay to work at Gringotts, but he wants to be the president!

It wasn't until he walked out of the gate of Gringotts that Professor McGonagall sighed:

"Bringing gold to Gringotts...Mr Lawrence, you are the first young wizard I have ever met who has done so."

"It's just a little money at home, it's not worth mentioning." Wayne said modestly.

Not to mention the money gained from system draws.

As an authentic aristocrat of old London.

The Lawrence family legacy is astronomical.

So far, 60% of London's real estate is in the hands of the royal family and nobles, who can receive high rents every year.

Although now, newspapers are spreading rumors about the so-called decline of the nobility, in the era of democracy, there are opportunities everywhere.

But how can hundreds of years of heritage be so easily surpassed by ten years of hard work?

Oh, except Ding Zhen.

He didn't even use Han Chuang.

Next, it's time to buy arms...no, wands.