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Probably after the peak, the valley will follow. After being busy for a while, Ning Wan unexpectedly took a break in the past two days. When people are busy, they look forward to being free, but when they are so free, Ning Wan feels uncomfortable again. The skills that can be taught to Fu Zheng have been taught to Fu Zheng. Seeing that there is nothing to do , Ning Wan has begun to look at the court's classic jurisprudence.

As a result, I was looking at the case here. When I got up and glanced, Fu Zheng was actually looking at the car on his computer.

For a while, Ning Wan hated iron for not turning steel: "It's time to charge more when you're finally free, and look at the case and refer to other people's case-handling ideas. What kind of car are you looking at when you have nothing to do? Even if you have mastered your fishing skills, you will not be able to apply what you have learned right away!"

"..." Fu Zheng obviously did not expect to be caught on the spot by Ning Wan, and his face was a little embarrassed for a while. After all, looking at a car during work hours is indeed a fish, so he subconsciously explained, "I looked at the car because I wanted to buy it. car……"

It's a pity that his subconscious and sincere answer buried the root of the disaster for him, Ning Wan sneered twice when she heard this: "Do you think I'm blind? You are looking at the luxury car forum, buy a car and watch this? What are you looking at? Cars are worth tens of millions!"

...

In fact, what Fu Zheng said was not a lie. He did become addicted to collecting luxury cars again. He thought that the community had nothing to do recently, so he couldn't help but glance at the luxury car information. So much so that now she is being trained like a grandson——

"Fu Zheng, you have made great progress recently. I also know that many men really like to look at cars, but you are older than me, and your time is precious, so you should make use of it."

Fu Zheng had already figured out Ning Wan's temperament, and knew that Ning Wan would eat softly and not hardy, so at this time it would be fine, so he showed a sad and ashamed expression, bowed his head deeply, and said in a low voice: "Originally I wanted to see used car information, but I couldn't help but see the luxury car section..."

Ning Wan is particularly prone to sympathy. As long as she is sympathetic, not only will she not be reprimanded, she may even take the initiative to comfort her. Fu Zheng decided to set up his own person well. In order to enhance the authenticity, he looked at Ning Wan with a just right sense of loneliness on his face, and said in a light tone: "I also know that I am beyond my own power, how can I do this? With a luxury car, I can't afford it at all. People have self-knowledge, don't think about things that don't belong to you, it will only aggravate the pain. Thank you for your suggestion, I understand, I will focus on researching used cars next time. now..."

As she said this, Ning Wan showed remorse and self-blame on her face. She hurriedly began to explain her apology, and then she showed her concern for Fu Zheng's second-hand car business: "What do you want from a second-hand car? I'll help you. Are you paying attention together?"

This is a polite remark. Seeing that Ning Wan's attention was really diverted, Fu Zheng said casually: "Don't be too expensive, just use a means of transportation, which is more cost-effective."

After Fu Zheng finished speaking, Ning Wan didn't ask any more questions. He didn't take it seriously. He turned his computer on to the Judgment Network and started to work diligently. But after an hour, Ning Wan posted a link on WeChat——

"Look, how is this car?"

Fu Zheng frowned and opened it to see that it was... a second-hand polo, still yellow with hot eyes.

Ning Wan said enthusiastically: "I asked my friends who know cars to help you look at the used car forum for a while, and I have selected a few cars. This one is only 30,000! The performance is also good, and the mileage on the road is not much. It's my top pick!"

Fu Zheng looked at it and said in a few words, "This color... it's not very good..."

"This color, speedy yellow! I know it's a bit unconventional, but it's conspicuous, it's not easy to cause an accident when you drive it on, people will see you all the way, and it's just because most people don't like this color, so it's so cheap. In general, in this condition, other colors cost 40,000!"

"Now we're fighting pornography and nonsense, this color... I feel a little shadowy when I look at it, and it's better for men to drive a low-key color, change to a white and black car..."

Fu Zheng didn't expect that Ning Wan would just do what she said, and really helped herself find a used car. She wanted to rely on her euphemism to refuse to dispel her thoughts, but Ning Wan was not discouraged at all: "I know that you have high vision and it's fine. , this polo is just my introduction, in order to lower your expectations for second-hand cars, in fact, the following car is my real main push - second-hand black Mazda!"

"..."

"The budget is a little higher. The price here is 50,000, but I think it can be cut."

It seems that Ning Wan is coming for real... Fu Zheng resisted his suffocation and struggled to survive: "This... Forget it, Mazda is a relatively small car in the same price range, and the exterior comfort and interior are relatively small. It's not very good, the power is even worse, or I should save some money and buy a better car..."

"Don't, don't, you are prejudice against Mazda. Although they are small, the quality is absolutely fine. Although the power is a bit inferior, they have low fuel consumption! And Mazda's handling is good! Your model has acceleration. Vector control system, known as the king of corners!"

The question is, after driving a Pagani, and then driving a Mazda, can you still experience the thrill of the king of corners?

Fu Zheng has long been spoiled by all kinds of luxury cars, not to mention Mazdas, ordinary non-sports cars are similar to tractors in his opinion...

It's just that now, looking at Ning Wan's sincere and serious eyes, and listening to her apparently researched remarks, Fu Zheng felt that he couldn't refuse directly, but let him spend 50,000 yuan to buy a Mazda? It's not about money anymore, it's an insult to his taste...

Fortunately, urgency produces wisdom, I am a tall guy after all

Big par, Fu Zheng quickly thought of the perfect reason for rejection. He pretended to seriously consider this black Mazda, pondered for a moment, and then——

"I still don't buy a car."

Ning Wan was indeed a little surprised: "What's the matter? Don't you like this car? It's fine if you don't like it, I'll show you something else. Second-hand cars have to be purchased, but as long as you spend your time, you can still find cost-effective and practical ones. The car's..."

"No." Fu Zheng showed a thoughtful and determined expression, "I decided not to buy a car."

Under Ning Wan's stunned eyes, Fu Zheng spoke with a blushing face: "I think about it, the value of a car is depreciating very quickly. Although I have some money on hand, I don't have enough money to think about it. In the stage of buying what to buy, I think the first thing a man should have is a house, and it is not too late to talk about a car after having a house." He looked at Ning Wan and said solemnly, "I was too irrational just now, but now I calm down and feel that compared to I'd rather buy a house than a used car."

After Fu Zheng's words continued, Ning Wan was stunned for a while, and then she laughed, with a somewhat relieved expression on her face: "Fu Zheng! You are finally grounded! It's good that you have this idea! Buying a house is the best way to preserve value. Yes! Besides, for you, a house is just in need!"

In this way, she really stopped recommending second-hand cars to Fu Zheng, but she casually asked Fu Zheng's house, how big a house would she want to buy, whether she had a favorite location, and how the down payment would be...

Fu Zheng didn't care, and made up a few reasonable answers casually. He wanted to buy a small apartment, convenient transportation, and down payment. He also made up one that was neither too much nor too little, but it was definitely far from what he wanted to buy. The house" is still close to the figure, which not only answered Ning Wan's courtesy concern, but also eliminated the possibility of her showing herself a second-hand house. After all, she "saved the down payment", at the current market price, can not afford to buy The second-hand home you want.

As expected, Ning Wan didn't ask any further questions, only cared about encouraging Fu Zheng to say a few words, and then looked back at the precedent.

***** It is said that the time a person can concentrate and study in a day is limited. If this time is exceeded, the marginal diminishing effect will be entered. Ning Wan has read the precedents of the morning, and can analyze it well at the beginning, and later on. , I was also a little dizzy, and I had nothing to do without seeing the case. Instead of sitting in the office, I ran to Lao Ji's office next door to chat in the afternoon.

Lao Ji has been busy promoting the prevention and control of financial fraud in the community recently. Every day he goes out to post advertisements and distribute flyers, his face has become even darker. He couldn't help but vomit with Ning Wan, and talked about the recent trends in the community. , but suddenly remembered something, he looked at Ning Wan mysteriously, lowered his voice and said, "Ning Wan, here is a good opportunity for me to invest to make a fortune..." Ning Wan blinked: "You are not promoting the prevention and treatment recently. Is it a community financial fraud? Why is the model of this opening similar to financial fraud?"

Lao Ji glared at Ning Wan angrily: "It's business."

Ning Wan said to the face with kindness: "What chance of making a fortune?"

"Buy a house!"

"Buying a house is called consumption! How can it be called making a fortune?!"

Lao Ji glared at Ning Wan: "Shuzi is not enough! You are young and short-sighted. In the future, when you get married and have children, you will always have to buy a house in the school district. Now, while the house price is at a low point, you can earn it if you buy it. In hand, there is a house now."

When Lao Ji said this, he deliberately sold it for a while, and then he said slowly: "As for the house in our Yuelan community, the owner of the house has immigrated, and now he says that his family wants to buy a house in the United States. But there were also several people grabbing the house. In order to quickly put the house down to avoid accidents, I urgently needed money to sell my house in China, so I contacted the community and entrusted us to sell his house on consignment."

"Because I am in a hurry to spend money, this house is cheaper than houses with small differences, and it is a small apartment. Even if I want to change hands in the future, it is convenient. You know, our Yuelan school district is one of the best in the city. There was no place and I helped my granddaughter buy a school district room, so I won it myself."

It sounds really good. What Lao Ji said is true. If you can buy a house in Yuelan community, even if it doesn’t go up, it will definitely keep its value, and it is very practical. Yuelan is a mature community, surrounded by supermarkets, subway stations, Business circles, hospitals, schools and other supporting facilities are complete, and life is indeed very convenient. For this reason, Yuelan's second-hand housing has always been in short supply. When the house price is high, you can make a lot of money in this way, which is indeed a chance to make a fortune.

only……

"But Lao Ji, didn't I buy a small apartment last year? I don't have the money to buy a house anymore."

As expected, Lao Ji showed a look of pity: "My relatives either have no money or no places. Such a good house will be taken away soon after the house information is posted. …”

He meant that the speaker had no intention, but Ning Wan had the intention of the listener. She couldn't buy this house, but this kind of good thing can't be cheap for herself, and it should be cheap for her own people. She didn't think about it, but now a personal choice suddenly popped up in her mind. .

Fu Zheng, didn't he happen to have no house, was he thinking of saving money to buy a house? Isn't the house in Yuelan community exactly what Fu Zheng wanted? His down payment originally wanted to buy a small-sized house here, but the property in Lao Ji's hands is being sold at a low price. After a rough calculation, Fu Zheng's down payment is only a few tens of thousands, and he can win the house. now...

"Lao Ji, we, Fu Zheng, want to buy a house, and this house is also suitable."

As soon as Lao Ji heard it, he also became energetic: "That's good, Xiao Fu is a good-looking young man. I like it very much, so do you want to lead them?"

"But there is a problem..." Ning Wan sipped

He pursed his lips, "If Fu Zheng buys it, he must take out a loan. The owner of the house is in such a hurry to use the money, will he have to pay the full amount? After all, it will take some time for the loan to be approved."

This is a very realistic question, and Lao Ji also frowned: "Well, I'll ask the landlord if he can take a loan, if he can, I have acquaintances who have approved loans from several banks, Xiaofu wants to This room, let me say hello, and walk quickly."

Without further ado, Ning Wan bid farewell to Lao Ji and ran back to her office to tell Fu Zheng the good news.

"That's the case with this house. In short, it fits your requirements perfectly! The price is really low. Since you want to buy a house, I think you can consider this set!"

It's a pity that Ning Wan's surging passion didn't seem to arouse Fu Zheng's empathy. He was stunned when he first heard the news, but after that, although he showed just the right amount of positivity, he always felt that there was no sympathy in his heart. It looks like you're too interested...

"Although this house is indeed a good deal, and I have saved some money, one is that the other party may not be able to agree to the loan if they are in urgent need of money. In addition, even if the loan is available, my down payment is still tens of thousands of dollars." Fu Zheng pursed his lips and lowered his voice. Head, said in a slightly low voice, "It still seems to have nothing to do with this house."

At this moment, Ning Wan realized that Fu Zheng was not interested in this. It turned out that he didn't dare to be interested. The low mood was all due to the lack of money...

"How many thousands are you missing?"

Fu Zheng was stunned: "What?"

Ning Wan didn't ask anymore: "Forget it, the difference is tens of thousands and the most is 90,000. I still have a deposit of hundreds of thousands. Since you want this house, this price is really rare. If the landlord can give it to you Loan, I'll lend you a down payment, and you can take this house in one fell swoop!"

As he continued to say this, Fu Zheng's face showed undisguised unbelief and dazedness that he had not entered the state at all: "You said..."

Ning Wan nodded: "Yes! I'll lend you! Don't be too excited! Don't cry! Just remember, follow me in the future, repay me with more serious work, and work hard to get ahead and pay back the money. , it would be even better if the grace of dripping water could be reciprocated as a spring..."

"..."

The answer to Ning Wan was indeed Fu Zheng's silence. They all said that most men are not good at expressing their feelings. In today's world, let alone four-digit money between relatives and friends, they may not be willing to lend. Ning Wan's loan is tens of thousands. Chun, such a big deal, Fu Zheng was so moved that he couldn't even utter a word, and only stared at Ning Wan with complicated eyes.

Probably too excited, his voice was a little dry: "Are you sure? Many people have borrowed money, but they don't pay it back. This is not a small sum of money, but tens of thousands of dollars. I borrowed money, are you not afraid that I will run away?"

Look, this guy Fu Zheng, I didn't expect that his feelings are quite delicate, and he also has self-esteem. It's now time. If you change someone else, then you will quickly move on with the flow of gratitude, but Fu Zheng is still seriously confirming whether he wants to Now, do you really want to lend him money?

Not to mention, originally, Ning Wan did have some hesitations and scruples in her heart, but Fu Zheng's performance now shows her firm determination. Fu Zheng did not lose herself in the face of the readily available benefits and immediately showed a coveted face, but calmly and restrained. , Ning Wan believes that it is impossible for such a person to borrow money and not pay it back.

"It's alright, Fu Zheng, I believe you." Ning Wan looked into Fu Zheng's eyes, "It's hard now that the house price is at a low point, and this suite is cheap. If you don't catch up with the wave of buying a house at this time, the house price will skyrocket and the currency will depreciate in the future. The down payment in hand is becoming more and more worthless. Many people buy a house because they didn’t take the time to buy a house. Sometimes they lose the opportunity to buy a house in their whole life, because the salary will never increase the house price. Since you are my subordinate, I can help if I can. !"

Fu Zheng pursed his lips, as if he wanted to convince Ning Wan to give up: "Thank you for believing in me, but you also know that my family is relatively difficult, the income is not high, and I am an older community lawyer with no future, tens of thousands of dollars. It may take a long time to pay back, maybe I will lose my morals and run away after seeing tens of thousands of dollars?" He sincerely advised Ning Wan, "You better not lend it to me, I'm afraid I won't be able to withstand the temptation of money."

But the more he is like this, the more Ning Wan believes in him: "Fu Zheng you don't know, don't you really want to buy a house? Let's just write a loan agreement, it's only tens of thousands of dollars, you can pay me back slowly in the future, It’s not a few million. From now on, you will pay your monthly salary, leave your living expenses, and just call me for everything else!”

...

Fu Zheng didn't expect it at all, and he said casually that there was a second-hand house that completely met his "requirements" immediately. Ning Wan was so stupid that she had to lend herself money, so that she was now riding a tiger. Law comes up with reasonable reasons to refuse.

After all, in terms of cost performance, fit, convenience, and size of the house, this second-hand house that suddenly appeared seems to be tailor-made for Fu Zheng's casual remarks. As long as it is a normal person, in this case, at least It is impossible to refuse directly without even looking at the room...

Then you can only hope that the owner will not accept the loan.

Since they are in a hurry to use the money and even sell at a reduced price, they will definitely not accept the loan and have to pay the full amount on the spot...

It's a pity that this time, the God of Luck was obviously not by Fu Zheng's side.

Almost a few minutes later, Director Ji pushed open the office door excitedly——

"Ning Wan, Xiao Fu, I've got it done! I found a friend in my bank, the relationship is strong enough, and I can approve the loan for you in a week." Lao Ji laughed while taking credit, "I'm doing it with my character. Guaranteed, saying that the buyer is absolutely reliable, and the landlord agreed with the loan as soon as he heard the loan for a week and felt that it was okay! Urge me now, when will I take you to see the house? "

Lao Ji's remarks officially announced that Fu Zheng's prayers were in vain. Ning Wan didn't know what Fu Zheng was thinking, but she showed undisguised excitement on her face: "Fu Zheng! Going to see the room, if you want the room type or something, it's ok, make a quick decision and get it quickly!"

"..."

As a result, Fu Zheng was expressionless, and Ning Wan patted him on the shoulder vigorously: "I really envy you, you can own a mansion with an average price of 50,000 square meters at a young age to complete the class transition!"

Fu Zheng looked at the "mansion" in front of him and felt a little desperate. The Yuelan community is not too old, but it is definitely not new. The facade of this "mansion" is a little yellowed, and all the small houses here The apartment is only 50 square meters! 50 flat! The combined area of ​​several toilets in my villa is larger than this...

But there is one thing to say, Ning Wan's class transition is not wrong, isn't it? I'm about to drop the grade from sitting on a 100,000-square-meter mansion to owning a 50,000-square-meter old and broken child, which is really gratifying.

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