In the Heavens

Chapter 115: Financial hole

"One by one in the heavens (!

In accordance with the usual practice, for a prominent sect like Huashan, the replacement of the heads needs to invite the people of the world to observe the ceremony.

But there are exceptions to everything. At times like this, when the heads of the martial arts and the helpers have died a lot, they can do things expediently.

The big guys are all undergoing power changes. If they still invite people to watch the ceremony as usual, no one can go away!

What Hun Jianghu pays attention to is face. If he hires a large group of people, but in the end it is not courteous, or sends a few small characters to deal with it, then it will be embarrassing.

It's not bad to be able to do it yourself behind closed doors, at least there is a ceremony. Like the previous Taishan Sect and Hengshan Sect heads, even the ceremony can only be done later.

If there were no accidents, this wave of Shaolin abbot replacement had also been completed quietly.

After all the dust settles, just tell Wulin directly. All the links in the middle can be saved while saving.

Want to have a huge momentum, that only exists in the peaceful season. Nothing major happened in the arena, everyone was idle and idle, so they took the opportunity to run over to join in the fun, it was a low-level martial arts conference.

"Simplicity" is relatively speaking. After the full set of etiquette, Li Mu is about to get down, feeling more tired than fighting with others.

It's no wonder that the head of the Huashan School must be a master of martial arts, such a complicated procedure, without a good martial arts can not support it.

Ascended to the throne of the head, before he had time to catch his breath, Li Mu was ruined by the ledger in front of him.

Without any accident, the war that lasted for more than a year caused a serious deficit to the Huashan faction.

Originally, he was going to make up for it with trophies, but unfortunately the peaches were picked at the critical moment. There are a lot of murderous houses in his hands, which will not be changed in a short period of time.

The benefits of the new site are long-term. Affected by the war, in the past year or so, merchants have also suffered heavy losses, and trade in many places has even been interrupted for a while.

If commerce is not booming, protection fees will not go up. The core problem of the poor commerce and economic development of the Northwest martial arts factions is that they are poor.

Rubbing his forehead, Li Mu asked Elder Wang who was in charge of the accounts: "Uncle Wang, how did you deal with this kind of deficit before?"

As an old sect, Li Mu believes that the Huashan School must have a set of emergency plans. Even if the east wall is demolished to make up the west wall, it must first know which wall can be demolished.

Elder Qianshou Wang calmly replied: "According to the usual practice, when we encounter this kind of thing, we usually borrow an emergency fee from the outside world. Then we cut expenses and slowly fill in the shortfall.

After all the battles between good and evil, there will be such a wave. This time it was pretty good, with few casualties and a lot of pension savings.

Judging from the current deficit, it only takes five or six years to fill the hole.

This time can be further shortened if new sites can be put into operation. But during this time, nothing else can be done in the door. "

Hearing the word "borrowing", Li Mu was a little suspicious of life. Stuck in various loans in the previous life, I didn't expect that I still can't dodge loans.

I just don't know who is so courageous and dare to lend to the martial arts school. In case of bad debts, it is hard to collect debts in the face of a gang of violent elements.

Li Mu asked suspiciously: "Uncle Wang, who do we borrow funds from, and what is the interest rate?"

Elder Wang smiled slightly and said: "There are not too many shortfalls in the door this time. I initially calculated that there would be about five or six hundred thousand taels of emergency, and then it can be turned around.

In the Ming Dynasty, there were many people who were able to provide this fund. The main partners who have cooperated with us in this area are: Qin Wangfu, Shu Wangfu, Jin Shang Piaohao, Shaolin Temple, Huayan Temple, Famen Temple, Daxingshan Temple, etc.

Generally speaking, local temples in Guanzhong, such as Huayan Temple, Famen Temple, and Daxingshan Temple, have to sell us a bit of face, and the monthly interest is usually one to one and five cents, while others require a little more than two cents.

Now the power in the door extends to Shanxi, presumably the Shanxi merchants will also give us some face, and the interest will also drop.

This time, the shortfall amount is not too large. I borrowed a lump sum from a few local temples and then borrowed a little bit from the Shanxi merchants. It is estimated that it will be almost the same, and it should be able to save 70,000 taels of interest expenses every year. "

It can be seen that Elder Wang is very satisfied with the results now. The fact that the annual interest rate can be reduced by seven to eighty thousand taels is also a great help for the Huashan faction.

There is no problem with interest. In this age of nine out and thirteen returns, it is already very conscience to be able to borrow money with such interest.

But this result was far beyond Li Mu's expectation. Originally, he thought that the gold master behind the Huashan Sect was not a Taoist sect, but a merchant in Guanzhong. Never thought that the one with the most cooperation was Buddhism.

But it's normal to think about it carefully. To be a benefactor, you must first have money. The richest people in the Ming Dynasty were the feudal kings, aristocratic families, several big merchants, and Buddhism.

Since being suppressed, Quanzhen's pulse has declined severely. Except for the prosperous branch of Wudang Incense, Beidi Quanzhen has almost no sense of existence.

As the Guanzhong economy is weak, business will naturally fail to thrive. If you study carefully, you will find that the Guanzhong economy has been showing a state of wealth outflow in the past few hundred years.

Even the arrogant Guan Long family has been declining all the way since the Sui and Tang Dynasties.

Up to now, no matter whether it is in politics or economics, there is not much right to say.

Without its own strength, it will naturally not be mixed with this kind of high-risk borrowing. In the unlikely event of an accident, they cannot afford this loss.

In contrast, Buddhism is different. Every monastery is very rich and holds a lot of cash. In order to expand the income, lending is the best choice.

Undertaking such high-risk loans, in addition to gaining profits, there is also the intention of establishing a good relationship with the Huashan faction.

After all, I am eating at the Huashan school. If you don't handle the relationship on the road, the monk can't sleep!

Without the support of the sponsor, it's no wonder that after the decline of the original Zhonghua Mountain School, Yue Buqun was even worried about firewood, rice, oil and salt.

If it weren't for the Huashan faction's current strength, it would not be easy to borrow funds. It's the same in ancient and modern China and foreign countries. Capital has always depended on others.

"Uncle Wang, your old man is responsible for the issue of borrowing funds.

In addition, I informed Shanxi merchants and Guanzhong merchants that our Huashan faction intends to strengthen cooperation with Wudang and contribute to the promotion of North-South economic exchanges. If you are willing to participate, you can register in advance. "

As the new head, Li Mu didn't want to cut the expenses in the door as soon as he came up, causing everyone to complain.

If you don't throttle, you can only increase revenue. If you want to get a lot of money in the short term, the only way to make a decision is the North-South trade route.

Geographical restrictions are the biggest feature of Daming's business. The endless stream of land-holding households, corrupt officials, and numerous martial arts forces along the way are important factors hindering business development.

If these problems can be solved, there is no need to worry about making money. Originally thinking of forming a caravan by himself, Li Mu decisively abandoned this plan considering the financial situation in the door.

The martial arts school is the martial arts school. Too much participation in money-related transactions can easily lead to a qualitative change in the martial arts.

Humans are not machines, and Li Mu doesn't think that Huashan disciples can resist the temptation of money. In the unlikely event of being biased by money, it is easy to degenerate into a profit-only merchant.

Similar cases have not never happened in martial arts. Once the martial arts school is completely swayed by money, then the time for destruction will not be far away.

If this is the case, let the merchants do it themselves, and the Huashan School will focus on providing security services.

With the banner of Huashan faction + Wudang faction, it is not impossible to get through the intermediate links.

In the face of the two overlords, the martial arts forces along the way have to sell a bit of face.

Not to mention the exemption of tolls, at least everyone will not do too much, and things like eating and drinking can basically be eliminated.

Under the banner of the two factions, the corrupt officials of the imperial court will converge by three points. Before you get greedy, you have to think about the head on your neck.

Elder Wang touched his beard and said thoughtfully: "If this is the case, maybe we don't need to borrow from those monks.

In this north-south trade, Shanxi merchants have suffered a lot in recent years. Now that they have such an opportunity, they will certainly not let it go. "

The salt of Lianghuai, the silk of Jiangnan, and the tea of ​​Fujian are all commodities most needed by Shanxi merchants. At the same time, the fur, cattle and sheep they harvested from the grassland also urgently need the market.

Trapped by checkpoints and transportation along the way, the cattle and sheep on the grasslands are only sold in the north, and the southern market with the most purchasing power has never been opened.

Other uncertainties, Li Mu can be sure that there is definitely a market for beef. Even if ordinary people don't buy it, the martial arts in the south will definitely pay.

Although other meats can be used instead, the best choice for martial arts practitioners is beef.

It may not be obvious in the short term, but the edible time is long, the difference will be reflected. People who eat beef for a long time will have more advantages in physique.

When economic conditions permit, everyone is definitely willing to buy a better one.

After all, this is Weili attributed to itself, no one will refuse to be stronger ~ www.wuxiahere.com~ even if it is just a little bit stronger.

It really doesn't work, it's a big deal to sell war horses and smuggle salt. Based on Li Mu's understanding of Shanxi merchants, those guys are a group of profit-seeking owners.

If it were not for no better choice, he would not be willing to cooperate with that group of people. Li Mu decided to endure it first because of the face of the money.

After all, this year's capital has not been clean. If you have a ethical habit, then don't do anything.

Anyway, it was digging the corner of the old Zhu's house, and the little emperor of the Forbidden City had a headache.

After hesitating for a long time, Li Mu nodded and said, "Let's do it then! Now that the door is not rich, you can save a fortune."

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