Sending all the guests away, Xiao Zhenshan's spirit is still very excited, even Bai Yuzhen has become a chatter, pulling his son to talk non-stop, there is only one topic, that is, Cindy is a good boy, beautiful and capable, in the future She must be a good wife and mother, whoever marries her will be blessed in the future.

After returning home, in order to avoid the brainwashing of his mother Tang Seng, Xiao Yao took the initiative to shift the topic to his mother's work, "Mom, you are now the vice president of the provincial bank, are you tired from work?"

"Tired is not tired, but the responsibility is very heavy. I have to find a way to increase the amount of loans without relaxing the risk control. After all, my work experience is lacking. Every loan is trembling, and I am afraid of it. Whatever the problem, then the responsibility will be great." Bai Yuzhen also has a strong temperament, and the work pressure is still great.

"Mom, you forgot that you have a good son. Tell me if you have any difficulties. I will definitely be able to find a way to help you solve it." Xiao Yao said with a big deal.

"You really think that you are a god. You can ask you for any questions. Do you know what our provincial bank's loan quota is for one year?" Bai Yuzhen didn't believe her son's big words at all.

"After all, Huahui Bank hasn't been established for a long time. Even if it is going to be listed this year, it needs to offset its performance. I estimate that your provincial bank's annual lending target should not exceed 10 billion, right?"

"Unexpectedly, you have a good understanding of the work of our provincial bank. In order to welcome the listing, the head office has set a loan target of 8 billion for our provincial bank this year. We have only completed the target of 3 billion until now, and it will be coming soon. At the end of the year, such a heavy burden was handed over to me at once, and my pressure was really great." Thinking that there are still 5 billion loan tasks that have not been completed, Bai Yuzhen feels a lot of pressure.

"There is still a 5 billion loan task, which is not too much. If you tell me earlier, I will solve the problem for you a long time ago. If you don’t know how to use the resources around you, you, the vice president, are a bit wrong. Too competent." Xiao Yao said happily.

"Is it a friend you know who is preparing to take a loan? This is really great!" Bai Yuzhen knew that her son is no longer what he used to be, and did not look at people with old eyes. "I didn't expect your current circle of friends to be so big. , Even Fan Shichang is your friend, it’s not uncommon to know a few powerful business leaders."

Xiao Yao shook his head and said, "Mom, you don't need to find someone else for the billion-dollar loan task. I can help you complete this task myself."

"You brag, do you know how much money is 5 billion? Although I am the vice president in charge of loans, every amount of money I loan out also needs to be reviewed by the head office, and the head office controls the risk The catch is very tight. If I relax the risk control to give you loans, then I, the vice president, may not be able to do it for long. Then you will not be afraid of being ashamed, and I will feel ashamed." Bai Yuzhen refused without thinking about it. Up.

"Isn't it just a 5 billion loan? Are you worried that I won't be able to use it, or are you worried that I don't have anything to use as a mortgage?" Xiao Yao disapproved.

"I'm all worried. The 5 billion loan is not a small number. It scares people to think about it! What are you going to do with such a large sum of money? And what are you going to use as collateral?" Bai Yuzhen's expression became solemn.

When it comes to the 5 billion loan, Xiao Zhenshan is also very concerned. He also interjected: "Son, Dad knows that you are rich now, but we have money and can't spend it randomly. If the investment of such a large sum of money fails, then It will hurt your muscles and bones, I advise you to be safe."

"Is your son that unreliable? If it weren't for full assurance, how dare I spend such a large sum of money."

If it wasn't for his mother to solve work problems, Xiao Yao would not tell his family about the projects he invested in, lest they worry.

But now I have to solve work problems for my mother. If you don't explain to them, when it comes to such a large amount of money, the old couple will definitely not be able to eat and sleep.

"Have you done anything reliable before? If so, you can tell me what parents will not be able to ask you in the future." Xiao Zhenshan said confidently.

Xiao Yao was speechless at once.

He used to be quite unreliable, and his trust in his parents was really low.

"Isn't that all the old almanac? I am not what I used to be, OK? Don't you always look at people with old eyes."

After making a complaint, Xiao Yao continued to explain: "I currently have three investment projects that require money, and the total investment of these three projects is not enough."

"It's 10 billion! You really want to scare me to death! Are your three investment projects reliable? You must be careful about the point, if you lose your money, what will happen to our family? Pass it!" After Bai Yuzhen became the vice president, although he had a lot of money, it was all bank money. The investment his son wants to use is his own. These are two completely different feelings.

Xiao Yao regrets now that he has arranged for his mother to work in the bank.

If it weren't for supporting his mother's work, he wouldn't have to tell his parents about these things. Fortunately, these three investment projects are all profitable without losing money. As long as the details are explained clearly, his parents should not worry about it.

"The first investment project is the 10% shares of Huahui Bank. I replaced this part of the shares with 3 billion cash. What do you think of this investment? Is it reliable?"

Xiao Zhenshan and Bai Yuzhen looked at each other, and Bai Yuzhen said: "Of course it is reliable. Huahui Bank will soon be listed. With such a good performance, after the listing, the appreciation of the shares is inevitable."

How many people want to get the shares of Huahui Bank at a premium, but without enough background, they can only be wishful thinking.

The son used 3 billion cash to replace 10% of Huahui Bank's shares. This is of course a very low risk and very cost-effective investment.

"My second project is to replace the Hanguang Building in our city with 3 billion cash. It has now been renamed Taikoo Building. The market value of this building is at least 5 billion yuan. One billion was transferred to me."

Next, Xiao Yao gave a detailed introduction to all aspects of this building.

After listening to his son's introduction, Xiao Zhenshan and Bai Yuzhen naturally had no objection to this investment.

Not to mention that this building was purchased at a cost price, and it can earn more than 2 billion yuan after resale. Even if it is purchased at a current price, because it is a relatively safe investment in fixed assets, the husband and wife will not object.

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