Wang Tong and Zheng Yumin chatted for a few words, and then got to the point.

"By the way, Yumin, I'll discuss something with you. "

"What's the matter, just say. "

As long as the money is in place, Zheng Yumin feels that everything is negotiable.

"Yumin, you see, 100,000 is not a small amount, plus you have to repay the mortgage, you may have to pay me back after a long time. So I thought, can you put my name on it when you buy a house?"

"What does it mean to put your name on it, too?"

"It means that after my name is on the house book, I will sign a new contract with you. "

"The contract clearly states that I will provide the down payment of 1.5 million, and then you will provide the remaining bank loan every month, and the proportion of our share of the house is agreed in the contract. After that, you repay the bank loan every month, and repay me some money at the same time, and after the 1.5 million is repaid, the contract will stipulate that the house will be completely transferred to you, and then we will go to the housing authority to cancel my name, what do you think?"

After Wang Tong's words were finished, Zheng Yumin replied without thinking about it: "Wang Tong, there is no need for this, don't you still believe me? You know, I want a house of my own, and even my husband will not add his name in the future." "

"Having a house of my own is my own, no matter what kind of problems I encounter in my later life, this house is my own, my own haven, so I really don't want to have a second person's name. You should be able to understand this feeling. And you give me the money, and I will write you an IOU. "

Wang Tong's words made Zheng Yumin feel a little disappointed, because it was impossible for Zheng Yumin not to know, even if she had her own name, she would not go to live, and she would not be urged to repay the money, and agreeing on a contract was just a guarantee for herself.

Zheng Yumin actually refused without thinking about it, Wang Tong felt that he had just believed that Zheng Yumin should accept such a suggestion.

Wang Tong continued: "I know you will write me an IOU, but this way you don't need an IOU, and at the same time, it is the safest way, isn't it?"

"It's not the same feeling. Wang Tong, if you do this, I feel that you don't trust me. Do you think I'm going to pay you back?"

Zheng Yumin's words seemed to be a little right from her own point of view, and she felt that Wang Tong didn't trust her.

But on the contrary, from Wang Tong's point of view, Wang Tong felt even more disappointed.

What does it mean to not believe her? If you don't believe her, will you agree to borrow money from Jiang Yu?

And isn't it the other way around?

Writing such a contract is the biggest guarantee for Wang Tong, if you don't write this contract, don't you just don't want to give her this guarantee?

Wang Tong felt that among his classmates, he gave Zheng Yumin such a great trust, and at the same time took Jiang Yu's favor, and didn't even give himself this guarantee, is this appropriate?

Wang Tong originally thought that if Zheng Yumin agreed, it didn't matter if he signed this agreement or not, but now, Wang Tong felt that this agreement was really going to be signed.

Wang Tong was not very happy in his heart, and his anger still did not change at all: "Yumin, it's not that I don't believe you, it's that if Chen Jun knows about this matter, he won't be too much." You know, Chen Jun and I are about to get married, so I have to think about Chen Jun's feelings. "

Wang Tong felt that taking Chen Jun out and talking about it should make Zheng Yumin a little more considerate.

If the two of them really got married, Chen Jun suddenly knew that his wife had an extra debt of 150,000 yuan, wouldn't it be fatal?

Besides, Chen Jun and Jiang Yu are sworn friends, Yu's money, even if Jiang Yu says no, Chen Jun will not be in arrears for too long, and he will definitely quarrel over this matter at that time.

If there is a share of the house, it is not considered a debt, so it is said that Jiang Yu agreed, and Wang Tong can explain a little better.

Zheng Yumin immediately said: "Wang Tong, isn't it 1.5 million? Can you use it like this? If you don't want to help, forget it, just guard against me like a thief, isn't it interesting? Forget it, just because I haven't told you about it." "

When Zheng Yumin said this, Jiang Yu laughed: "Poof." "

Jiang Yu felt that some people really didn't have self-knowledge.

Obviously, she only has 50,000 yuan in her card, but in her eyes, 1.5 million is not a money!

Because Jiang Yu couldn't hold back, he turned on the speakerphone, and Zheng Yumin on the other end heard this laughter.

"Wang Tong, Jiang Yu is next to you. "

"Well, Jiang Yu is next to me. Wang Tong did not deny it.

"I know, this is Jiang Yu's advice to you. Wang Tong, are you playing tricks on me with Jiang Yu? I still believe in you so much, treat you as a good friend, and you actually treat me like this. From now on, I will not have you as a friend, and we will not contact each other again. "

"Yumin. "

Before Wang Tong could speak, Zheng Yumin hung up the phone directly.

Zheng Yumin suddenly hung up the phone, making Wang Tong stunned for a while.

Is it wrong to help yourself?

She was obviously kind enough to help Zheng Yumin find Jiang Yu to borrow money, but now she has become herself and Jiang Yu are playing her, and there is such a strong argument.

Thinking that he was arguing with Jiang Yu for Zheng Yumin just now, Wang Tong felt embarrassed.

Wang Tong suddenly felt an incomparably uncomfortable feeling in his heart.

"Help your classmates expose the true colors of others and reward them with 50 million. "

Jiang Yu saw the grievances in Wang Tong's heart now, and said: "Wang Tong, in fact, don't be sad, this is a good thing for you, not only can you see Zheng Yumin clearly, but also avoid an unnecessary risk." "

"Yes, Jiang Yu, if it weren't for you, I really helped Zheng Yumin, maybe there would be some trouble when I turned back. I really didn't expect Zheng Yumin to be this kind of person. It's a very reasonable suggestion, but you only think about yourself and don't think about others at all. "

Wang Tong is now full of happiness and gratitude to Jiang Yu in his heart.

"Really, I will never help others borrow money in the future, and I will not borrow money from others casually, especially if it is more than 10,000, I have to be cautious. "

Jiang Yu was amused by Wang Tong's words.

A second ago, 1.5 million was so atmospheric, but after being taught a lesson, 10,000 began to be cautious.

"By the way, Wang Tong, are you married to Chen Jun, are you ready for a house?"

"We have prepared a house, and since we graduated, we have saved about 500,000 yuan. Our two parents funded almost 1 million, and 1.5 million for a down payment. After that, the loan will be repaid slowly. "

"That's pretty good. Therefore, those who buy a house without saving money are scoundrels. You can also think about it, if you want to buy a bigger house, I can borrow yours. "

"No, it's very stressful to pay off the mortgage, and even if you don't lack money, you can't be owed it all the time. By the way, Jiang Yu, your career is so successful now, do you have a partner?"

"Not yet, in fact, my plan is to be about twenty-eight years old, and I will talk about the partner after my career is successful. "

Wang Tong immediately smiled: "Jiang Yu, you are going to be angry to death." Your worth is not a small career, we can directly become beggars. "

"Well, this thing, in fact, it came quite suddenly. "

"That's what you rich people say. "

Wang Tong complained, because rich people don't like to say that I don't know how to succeed, I'm not interested in money or something like that?

Wang Tong is used to watching TV series. _

Fei Lu reminds you: three things to read - collection

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