My Age of Investment

  Chapter 7 Disadvantages

  Once a decision has been made, Xia Yuan and Zhang Yuqiong’s wife will not be bothered.

  The next day, the two couples specially asked for a half-day vacation from the work unit. They came to the bank to exchange the remittance, and transferred 25,000 US dollars into the Xia Jinghang bank card.

  When I received the call from my parents, it was already early in the morning in California.

  Xia Jingxing heard that the money had been remitted, and immediately lost sleep, and the whole person was excited.

  He thought it would take several days to send the money back, but he didn't expect his parents to be so powerful and give him such a big support.

  I was too excited to fall asleep all night.

  The next day, Xia Jingxing left school with two dark circles under her eyes and headed to San Francisco.

  I didn’t take a taxi this time. Instead, I got on the train honestly, then transferred to the subway, and came to the Wall Street—San Francisco Financial District on the West Coast of the United States.

  There are many high-rise buildings in the financial district, and there are various banks and securities companies.

  Xia Jingxing first found an ATM branch of a Bank of America and checked the balance on the card.

  In addition to the 25,000 US dollars that has just arrived in the account, he has a total of 36,000 US dollars in his bank account, and he also carries more than 900 cash.

  With this money, he can also give it a go.

  Xia Jingxing saw an Interactive Brokers service outlet nearby, so he walked over.

  As soon as he walked in, there was a white man in a suit, tie, and meticulously groomed hair who came up and greeted Xia Jingxing with a smile on his face: "Hello, sir, what business do you need to handle?"

   "I want to open a securities investment account."

  When there was a business coming, the white man enthusiastically invited Xia Jingxing to the reception room on the side, made a cup of coffee, and began to inquire about the situation in detail.

   "Sir, do you have an SSN account?"

  Xia Jingxing took a breath, how could he forgot this.

  The Chinese name of the SSN account is "Social Security Number" or "Social Security Number".

   is a set of nine-digit numbers issued by the U.S. federal government to its citizens, permanent residents, and temporary (working) foreign residents, which is equivalent to an ID card.

  This set of numbers will record everyone's work and tax filing status in the United States.

  With this thing, the work of the tax bureau can be carried out easily.

  In the United States, it is inconvenient to do anything without an SSN account.

  Applying for credit cards, school enrollment, loans, driver's license, house leasing, car rental, buying a car, job hunting, receiving social security benefits or welfare subsidies from other government agencies, etc. will all require an SSN number.

  Most international students will apply for an SSN account to make life more convenient.

  The small group of students who don’t need money is an exception, because they don’t need and don’t want to work while studying abroad.

  As an international student, the necessary condition for applying for SSN is a legal job.

  F-1 international students who work as teaching assistants (TA) or assistants (RA) in the school can apply for SSN.

  Xia Jingxing has not obtained TA/RA, and can only obtain a legal internship or work internship through other channels, and apply for SSN based on this.

  But school hasn’t started yet, so it’s obviously not feasible to go to school to find a job.

   Off-campus jobs are illegal jobs, and I can’t apply for SSN.

"gentlemen!"

  The white man saw Xia Jingxing seriously thinking there, and awoke the latter.

  Xia Jingxing rubbed his eyebrows, "Do I have to provide an SSN account? I am an international student, can I apply for an international account?"

  The white man froze for a moment and asked, "Are you not a Chinese from Chinatown next door?"

  Xia Jingxing shook his head.

  The white man was a little depressed. He just heard the familiar California accent of this Asian boy. He thought he was a second-generation immigrant.

  Actually not, that's a lot of work.

  "Sir, I’m very sorry, if you don’t have an SSN account, we can’t help you open an account."

  Looking at the white man with a serious face, Xia Jingxing felt a bit painful in his broad brain.

  It’s not more than ten years later. It is very complicated to open an account in the US stock market, and it is even more unfriendly to international students who have not yet obtained an SSN account when they first arrive in the United States.

  After more than ten years, the situation is much better. Internet brokers such as Futu, Tiger, and Huasheng open accounts at random.

  At this time, none of these companies have a shadow, and they have not built a bridge between the Chinese mainland and the U.S. stock market.

   "Sir, what visa is yours?"

  When the white man asked, Xia Jingxing frowned. Didn’t he just say it? Is an international student.

  Don’t think of yourself as a smuggler, right?

  "I am an F-1 visa, an international student at Stanford."

  The white man nodded, believing Xia Jingxing’s remarks, many smugglers can't even speak English, let alone open an account in securities.

   "Sir, I have a way, maybe I can help you."

  Xia Jingxing rolled his head and glanced at the white man.

  "You can first go to the Stanford International Student Office to get an on-campus internship, and then immediately apply for an SSN account.

  After the application is approved, you can quit your job immediately.

  Then take the account number and come to me to open a securities investment account. "

  In order to solicit business, the white man taught Xia Jingxing a brilliant strategy.

   Needless to say, Xia Jingxing also knows this way.

  It’s just that the time is too late.

  NetEase will soon release its second quarter financial report, and "Western Journey 2" will be launched soon.

  Although the business was not done, the white man still politely sent Xia Jinghang out.

  Xia Jingxing looked up at the steel forest around him, feeling a little confused for a while.

  I tried my best to make some money, but I couldn’t open an account.

  It's like: I have all my pants off, and you tell me it’s inconvenient today.

  Xia Jingxing did not give up, and went to several brokerage companies one after another, but the results were all discouraging and unable to open an account for him.

  Unconsciously, Xia Jing walked to the door of Firstrade.

  A twenty-five-year-old Asian man dressed in professional attire with a middle score is looking out at the door.

  Xia Jingxing lowered his gaze from the billboard, and at a glance, he saw a man with a traitorous hair looking at him.

"Hello!"

  The traitorous head speaks in standard and fluent Mandarin.

   Seeing that Xia Jingxing was not talking, the other party switched to English again: "Sir, are you consulting securities investment?"

  After speaking, he took out a business card and handed it up.

  Xia Jingxing took the business card and looked at it. It was printed in both Chinese and English.

The Chinese name is "Liu Hai" in Chinese and "William Liu" in English, and his position is "Investment Manager".

  Xia Jingxing put away his business card and asked idlely: "Manager Liu, how do you know that I am Chinese?"

  When Liu Hai heard that the other party was speaking in Mandarin, he became a little enthusiastic again, "Brother, you have just arrived in the United States, right?

  When I look at your temperament, you are very powerful, and I guess it is definitely a compatriot.

as predicted! Ha ha! "

  The other party's flattery, the performance traces are too heavy, and it does not make Xia Jingxing float away.

  Neither did she feel close because of her Chinese identity.

  After all, outside, the deeds of compatriots and compatriots are not uncommon.

   "Brother, do you want to trade stocks?"

   Liu Hai saw that Xia Jingxing was silent, and asked actively.

   "Yes, I want to open an account."

   Liu Hai clapped his hands fiercely, "Brother, your vision is really extraordinary.

   Let me tell you, now is a good time for bargaining.

  Internet knows, right? Last year and the year before last, it was a terrible drop. If you enter the market now, you can definitely make a fortune. "

  While talking, Liu Hai carefully observed Xia Jingxing’s expression, and saw that there was no movement on the latter’s face.

   So he thought about it, and changed his rhetoric, "Coca-Cola, Wells Fargo, Wal-Mart, and other companies are also good. The growth is called stable, suitable for long-term investment, and low risk.

  How long has my brother been to the United States? Have you ever heard of Father Buffett?

  That is really a God of Wealth. You can buy a few books from him and read it. You can definitely learn something. "

  (End of this chapter)