My Deep-sea Fishery

Li Chao opened the first box, and his eyes lit up when he saw the snail lying in the foam box.

"That's amazing, my brother Xiang. No matter how many people went to sea to search for these snails, they couldn't find them. You actually found five of them in one go. They are all such well-preserved shells. I admire them." Li Chao looked at them one by one. After passing those five anchovy snails, he was full of praise.

"Brother Li, as long as you like it." Xiang Yang smiled.

"Okay, I want these five snails." Li Chao put those snails back, "The real treasures are hard to come by, so just tell me how much are you going to pay for these snails? "

Xiang Yang smiled, turned to look at Xiang's mother and said, "Mom, go to the kitchen and help me cut a cantaloupe."

Mother Xiang got up immediately.

Li Chao was quite unhappy and said: "You boy, how many snails will you sell to your mother?"

Xiang Yang shook his head, smiled wryly and said, "To be honest, I want to borrow some money from Brother Li."

"Oh?" Li Chao said with great interest, "Brother Xiang, do you want to borrow money from me?"

"It's still a matter of buying a boat." Xiang Yang said in a low voice: "I almost have to buy a large ocean-going fishing boat with the money I have now."

Li Chao understood immediately, "How far is it?"

Xiang Yang kept silent, but actually he was doing calculations carefully.

Li Chao raised his eyebrows. He thought it was difficult for Xiang Yang to talk about it, so he said directly: "Let's talk about the price of these snails first."

Xiang Yang opened his mouth, he thought Li Chao was unwilling to lend him money.

Sighing in his heart, Xiang Yang didn't feel any resentment towards Li Chao because of this matter.

It must be a lot of money to buy an ocean-going fishing boat. Even if you think about it differently, Xiang Yang would not be willing to lend money to himself if he was standing in Li Chao's position.

After changing the ocean-going fishing boat, no one can say whether Xiang Yang will make a profit or lose money. After all, no one can be sure about luck, and fishing in the sea is a matter of luck.

It's just that the price of these five anchovy snails has to be reconsidered.

For one thing, phoenix-tailed snails are really rare, and Xiang Yang doesn't know when he will be able to find the sixth one.

Secondly, money is the most urgent thing now. Xiang Yang urgently needs money to buy a big boat. Xiang Yang also wants to go back to his alma mater before Ocean University’s holiday. This is the time when Ocean University’s seniors are looking for internship positions. At this time, it is not difficult to go to Ocean University to recruit a few professional talents. After this point, he will have to wait until this time next year if he wants to find Ocean University graduates on this fishing boat.

Compared with those fishing companies, shipyards and large fishing fleets, Xiang Yang is somewhat self-aware.

Xiang Yang looked at the five snails carefully, and thought for a while, the snails are worth at least 20,000 yuan in the market, and they are still of poor quality or poor size. Excellent, and extremely well preserved, each such anchovy snail is worth at least 100,000 yuan if sold.

And the most important thing is that these five anchovy snails are all similar in appearance, which is a very rare set, which makes their worth go up a little bit.

In addition, the phoenix-tailed snail as big as Xiang Yang's head can be made into a magic weapon, and the value of such a phoenix-tailed snail far exceeds that of ordinary phoenix-tailed snails.

Xiang Yang stretched out a finger tentatively, "Brother Chao, it's not easy for me to salvage and find these anchovy snails. What do you think of these five adding up to one million?"

In fact, Xiang Yang didn't know how much these snails were worth. When he offered a price of one million, he thought it was a bit of a lion's mouth, and he made up his mind that if Boss Li frowned, he would immediately lower the price.

In the end, Li Chao raised his eyebrows, "Okay, then I will thank Brother Xiang for letting go."

Xiang Yang was immediately depressed when he heard it. Could it be that the price was lowered?

In fact, the price reported by Xiang Yang is not low at all.

The price of anchovy snails is very high.

In the market, the price of an ordinary anchovy snail is actually less than 100,000 yuan.

The really valuable ones are those anchovy snails dug out from thousand-year-old temples or tombs.

Li Chao took out his wallet, took out a piece of paper and wrote a few words, then handed it to Xiang Yang, "Here, here you are."

Xiang Yang recognized this thing, it was a cash check, and the value was exactly one million.

Xiang Yang thanked him and put the check close to him. He never doubted that the check was fake, after all, he had not cooperated with Li Chao once or twice.

"Brother Chao, let's go after eating." Xiang Yang said with a smile after the transaction was completed.

"It's free for eating. I don't feel at ease if I don't take these things back immediately." Li Chao pointed to those snails, and said with a smile, "Let's talk about your borrowing money now."

Xiang Yang was taken aback, "Brother Chao, what did you say?"

"Don't you want to borrow money?" Li Chao raised his eyebrows, "Why, with this extra million, your worth is enough for you to buy a large ocean-going fishing boat?"

"Not enough, of course not enough." The surprise came so suddenly that Xiang Yang didn't even react. He smiled and said, "Brother Chao, thank you so much for your willingness to borrow money. You can open the interest as you please, Brother Chao."

Li Chao rolled his eyes. He can do whatever he wants. There is an upper limit on private loan interest. If it exceeds this limit, it will be considered illegal.

Except for banks, few people would borrow this kind of large amount of money for interest, especially for businessmen like Li Chao, who can create more wealth than interest by holding funds in their hands.

"The interest will be waived. I don't lend you money based on the interest." Li Chao tapped his fingers, "I can lend you six million and pay it off in thirty months. Do you dare to borrow as a mortgage?"

The smile on Xiang Yang's face froze, and then he smiled wryly: "Brother Chao, I'm afraid I can't, even with the six million you lent me, I still can't afford the full amount to buy a large ocean-going fishing boat. My original plan was to buy a boat." When I used the fishing boat as a mortgage, I only paid a down payment, and the rest of the account was slowly repaid in installments. The mortgage of the fishing boat must be mortgaged to the shipyard.”

Li Chao smiled, "Then use all the parts of your fishing boat as collateral, we can sign an agreement, no matter the money from the shipyard or my side, as long as there is money from either party, you can't afford it." , then transfer all the parts of the fishing boat in your hand to me, and I will pay back the money you owe to the shipyard.”

Li Chao's meaning is very simple, the price of a large ocean-going fishing boat is worth at least 20 million.

Xiang Yang needs to pay at least 10 million down payment to buy a large ocean-going fishing boat. Li Chao wants Xiang Yang to borrow the 6 million with the 10 million down payment as collateral.

Xiang Yang didn't hesitate at all, just nodded and said: "Okay, if I can't pay the debt, the boat will belong to Brother Chao immediately."