My Strength Does Not Allow Me to Low-key

In recent years, the domestic Internet industry can be said to be developing in full swing. In the eyes of many people, it is a very high-end industry. You can often see news on the Internet that this company has raised hundreds of millions, and that company has raised hundreds of millions. .

But in fact, in the eyes of banks, these Internet companies are big pits. Except for a few Internet companies that have already made profits, most Internet banks are not very willing to contact them.

Because these Internet companies seem to be tall and powerful, but when it comes to making profits, they are basically all making big cakes. There are not many that can really make a profit, and they rely on burning money to support them. Only those who really like Internet companies cast.

What banks value most is a company's cash flow and repayment ability. Only companies that perform well in these two aspects are the banks' favorites.

But in this difficult era of the real industry, it is very difficult to find such enterprises, which is the main reason why banks like to deal with state-owned enterprises.

Because state-owned enterprises have state funding, the source of repayment is guaranteed!

But in this era of overcapacity, there are only a few state-owned enterprises that are really profitable in each region. Even if you have money in the bank, if you want to take a ride with other state-owned enterprises, it depends on whether they are willing or not.

It is even more difficult to find private companies with good returns.

In the eyes of the bank, this celebrity chef that popped up suddenly in Bincheng can definitely be said to be a sudden rise, and this guy's momentum is too strong.

I heard that this company is very profitable, with a daily profit of 100,000 yuan. Everyone was a little tempted and regarded him as a pretty good little brother. We still have to investigate for a while.

But it took only one year to get a nationwide franchise. After a business promotion conference, more than one billion yuan was collected for the franchise fee alone. As soon as the news came out, it immediately detonated the financial circle in Bincheng.

Fuck, I thought this family was a bronze, but I didn't expect him to be a real king!

More than one billion yuan was earned in one investment promotion conference, and there are ingredients to be supplied later. There are more than 400 stores nationwide, and they have to buy from them every once in a while. Considering that they belong to the fast-moving consumer goods industry, How much does it cost?

All the banks are not fools, and this famous chef has become a favorite in the eyes of these banks. In the past, there was only one bank in Bincheng, which had a close relationship with them, but now the head office of the famous chef has become The resident units of these bank account managers are now.

These guys spend their time in the store every day, and they have become acquaintances with Xiao Lin and Zhou Jing. They also know that the owner of this store, Xiao Feng, is often out of touch, so they can only take care of Xiao Lin and Zhou Jing. Good relationship.

Recommending various financial products to them every day, or all kinds of investment plans, which annoyed the two of them. Now that Xiao Feng came back, the two hurriedly told him that the presidents of various banks wanted to invite Xiao Feng to dinner. Xiao Feng felt dizzy when he heard that.

For these financial institutions, it is always easy to add flowers to the cake, but difficult to deliver charcoal in the snow, but because these guys have too many resources, it is not easy to offend them.

But now he is also the well-known Mr. Xiao in the Bincheng commercial district. Some invitations should be pushed, or pushed. I am not short of money, why should I look at your bank's face?

Being able to deposit money in your bank is already giving you face.

After listening to Xiao Lin and Zhou Jing report on their recent work that day, Xiao Feng left Kajia behind, asked about the financial situation, and Kajia reported to him,

At present, no problems have been found, and the operation of the entire enterprise is very healthy.

Xiao Feng asked about the Kajia cooking bag factory: "How is the current production capacity? Is it enough?"

"Currently, the production capacity is still a bit surplus. I don't know when you plan to attract investment for the second time and how many franchisees you plan to recruit. If there are more than 1,000 franchisees, it may be a bit difficult."

The cooking package factory, Xiao Feng has been in Kajia's hands all the time. After all, he is a person who has experienced life and death together. Only in Kajia's hands can he truly feel relieved.

Hearing what Kajia said, Xiao Feng rubbed his chin. Indeed, the ingredient package factory at the dock was a bit small.

In the future, Famous Chef Manufacturing will definitely recruit more franchisees. According to his ideal expectation, he plans to open 2,000 to 3,000 branches in China alone. From this point of view, the current factory must not work. We have to continue to find a suitable place to expand production capacity.

However, this matter cannot be resolved in a short period of time. You have to ask someone who is familiar with the environment.

"Well, Mr. Xiao, someone from Yingyue International is looking for you. This is his business card."

While chatting with Katya about the situation in the factory, Kobayashi suddenly went upstairs and handed him a business card.

Yingyue International? Xiao Feng felt that the name sounded familiar. He turned on the computer and searched for it. It turned out that this was a financial institution that was engaged in venture capital investment. Although it was not very well-known, it had successfully invested in many companies in recent years.

Recently, Celebrity Chef Manufacturing has become famous in the business district of Bincheng, and it has become extremely popular. Not only has it attracted the attention of many banks, but many financial institutions such as venture capital and private equity have also come to the door one after another.

They all wanted to discuss cooperation with them, the venture capitalists wanted to raise funds for them, and the private equity investors wanted them to invest. Before Xiao Feng was away, Xiao Lin and Zhou Jing rejected all these people.

Xiao Feng happened to be at the company today, and Xiao Lin couldn't make up his own mind, so he came up and asked Xiao Feng.

Xiao Feng glanced at the business card, and after learning about the situation of Yingyue International, he put the business card aside: "Tell him that I'm not here."

"Okay, got it."

Xiao Lin turned around and went out, Xiao Feng curled his lips, and Kajia smiled beside him and said: "This is a good thing, it means that we are already famous and have attracted the attention of capital."

"But it's not all good things, at least I don't want to cooperate with them yet."

Xiao Feng replied with a smile, and Kajia also shook his head with a wry smile. It is true that these financial capitals are not easy to deal with. They find that your business is doing well, and they will come to fool you, want to invest in you, and help you Listing, in fact, is nothing more than a purpose, just want to make money from you.

But if you don’t agree to their request, things will not be so simple, especially when your business is better, they will be more jealous. After all, it is the era of global asset shortage. It can be said that the global capital is looking for potential business.

Once they are found, they will use various means to invest in such a company, nominally to invest in you, but in essence to become a leech parasitic on the company.

When you make a profit, you have to pay him dividends every year, but they still think that dividends are not enough, and they will encourage you to go public to maximize his interests.

As far as the owners of the company are concerned, my company is clearly operating well and is not short of money, so why should I let you invest in it? Why should I go public?

Once a company goes public, it will first lead to the dilution of equity, which will cause the owners of the company to lose their say, and even lead to hostile takeovers. Therefore, few companies with normal operations and healthy finances like to go public.

But if you are targeted by financial capital and you don't want them to take a stake, this is challenging the hard survival mode.

They will use all kinds of means to deal with you, so the capital side has always been an opponent that business operators regard as troublesome, of course, except for those operators who intend to go public to collect money from the beginning of their business.

These capitalists have many ways to engage in malicious competition.

The legitimate method is to invest in a competitor whose business is similar to yours, or even homogeneous, to fight a price war with you and drag you down.

For example, Bao and Papa Ma, who have been mythical now, do you know that he was also forced by Sun Moumou of Softbank to have no choice but to let Sun Moumou become a shareholder?

At a critical moment when Baobao and eBay were competing for the domestic market, the boss of Softbank directly met with Ma and told him face to face, I have 30 million US dollars, and I want to invest in Forty Thieves. If you don’t agree today, Tomorrow I will invest the money in eBay, but in the end Ma can only bite the bullet and agree to Sun to come in and pick the peaches.

Or it's blowing the wind between banks and financial institutions, saying bad things about you, and creating negative news for you, but don't underestimate the connections of the capital side, the big guys behind them are often all amazing energy.

If you have financing from banks and financial institutions, they may withdraw loans, which will cause your cash flow to be tight and create operational difficulties for you.

There are even more improper means, such as stumbling you secretly, looking for your upstream and downstream, such as suppliers, buying out the other party’s products, causing you trouble with material shortages, or contacting your upstream to block you neck.

Otherwise, all the deceitful means of deceit and abduction are used. Anyway, there is only one purpose, to force you to submit, agree to their conditions, and let them buy shares.

If these guys only invest in shares, that’s fine. I’m afraid that these guys will have to install people in the management. This is the most troublesome point. Enterprises are messed up. There are countless such examples in the business world.

The smash hit, Little Sheep, the first domestic catering company to go public, Dingjiayi, a domestic cosmetics brand, and Huiyuan, the leader in domestic juice brands, were almost all purchased by foreign capital and sent foreign devils to stir up random troubles and force them to die.

What's even more frightening is that once you ask them to buy shares, they will never be satisfied. If you manage well, they will ask you for more shares and encourage you to go public to maximize their profits.

However, after a company goes public and its shares are diluted, it is easy for the dominant power to change hands. For entrepreneurs, this is very unacceptable.

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