My Strength Does Not Allow Me to Low-key

The reason why Xiao Feng refused Binhai Bank’s request was mainly to consider the issue of risk diversification. Although he has a good relationship with Binhai Bank, Binhai Bank is a small bank after all.

In the future, he will also use other banks, so such a piece of fat must also be reserved for other banks to share profits, or else in the future, if he really asks for other banks in the future.

Temporarily hold the Buddha's feet, anyone else has time to deal with you.

One billion is enough for other banks to share profits. On this point, he discussed with Kajia again the next day. As long as other banks and financial institutions that are interested in participating, the request is not too excessive, they can agree.

He even plans to entrust Binhai Bank to help him contact some banks and engage in a syndicated loan.

A syndicated loan is a loan from multiple banks or financial institutions to one enterprise at the same time. The reason for this is that these banks and financial institutions are optimistic about this enterprise at the same time.

However, this company’s capital needs are relatively large. Although the bank is optimistic about this company, it is worried that if only its own family lends to this company, the risk will increase for itself.

Therefore, in order to reduce the risk and not to offend the customer, I contacted some friendly banks and financial institutions that have a good relationship with me, and we all give loans to this company together.

This can not only meet the needs of enterprises, but also reduce their own risks. At the same time, they can build relationships and expand channels in the industry.

People’s Binhai Bank’s Yu Dong, who gave him so much face yesterday, Xiao Feng simply sold him as a benefit, and asked them to get someone from Binhai Bank to do this syndicated loan.

Of course, loans from banks and financial institutions must be collateral. After Xiao Feng and Kajia discussed it, they decided to mortgage the two buildings directly to these banks and financial institutions.

After all, such a building is hard currency to them, and this is a building valued at 4 billion, and the bank mortgage is only a 30% discount.

If there are other banks and financial institutions that don't want this building as collateral, after Xiao Feng and Katja have discussed, they will take out part of their future operating income rights as a pledge from their direct-operated stores made by celebrity chefs.

This is already the bottom line for their loans. If someone is still not satisfied, please get out. If someone asks them to take out equity to pledge, then there is no need to cooperate with such banks and financial institutions.

Today's celebrity chef manufacturing is so strong, the bottom line they can accept is limited to this, whoever is not satisfied, then there is no need to cooperate.

Next, the purchase of the building and the loan will be handled by Katja, and Xiao Feng intends to go to another world before the winter.

Prior to this, he led his men in another world to raid the Gourd Canyon. Although he occupied it, he was always worried that the orcs would come back and retaliate.

But because of the continuous heavy rain in other worlds, many mountain roads were destroyed, and the main force of the half-orcs was still conquering in the southern part of the Toulon Empire, and there was no full force to attack them.

It was precisely because of this that he returned to the modern era with confidence, but in fact, he was still not at ease and felt not at ease. After all, they counterattacked and laid down such a large piece of land.

If the half-orcs would not come to retaliate, I am afraid that he himself would not even dare to believe this, so he planned to go to another world before the winter.

But before going to another world this time, he still had to go to Russia to replenish some weapons and ammunition.

Before going to Russia, he went to Xiangjiang again and found several foreign banks.

Previously, he had registered several shell companies and some bank accounts in the Virgin Islands and the Cayman Islands, and a lot of overseas funds were entered into these bank accounts.

This time he wants to transfer all the money out and transfer it back to China to use it to purchase buildings.

There is another reason. He has cooperated with Citigroup and several large foreign banks before. He also came here this time to improve his credit rating.

After all, these foreign banks have a lot of tentacles in overseas regions. For many overseas relationships, it will be much easier to have their help.

Therefore, Xiao Feng intends to choose one of these banks as a long-term partner. Considering that he has a big impression in the Chinese region, he chose Citi. After all, this American bank has been working in China for many years. The ministry environment is very familiar.

The way he raised his credit rating with Citi was very simple. He rented an entire warehouse with a safe at the branch of Citibank in Hong Kong, and then put in a batch of diamonds and gold from other worlds.

The jewels and diamonds he took out were not many, which accounted for less than one-tenth of the gold and silver treasures he had raided from other worlds, but even so, the account manager who had been following him was frightened.

In fact, when he was storing these treasures, he could let the account manager leave, but he didn’t. Instead, he let him stay. He wanted to show this guy deliberately, and the effect of doing so was very obvious. The whole process The account manager grew up in surprise and looked at him like an alien!

Made, where is this great local tyrant! No wonder you have to rent an entire room with a safe! There are too many babies!

There are only three big diamonds. Although this account manager does not know how to appreciate diamonds, he also knows that such a big diamond is rare in the world. If you take any one to auction, you may send hundreds of millions of them. price.

Such a baby is definitely the favorite hard currency of the rich. It is harder than the US dollar or the renminbi, and holds the most value, and the room for future appreciation is also very objective.

There are many colorful treasures, not to mention, the account manager feels his eyes are blinded.

The other is the regular gold bricks. Although they were cast in private, the one kilogram weighs a lot, regardless of whether they are professionally manufactured, but gold is gold.

Whenever he heard Xiao Feng putting gold bricks in the warehouse, the manager would feel his heart jumped when he heard the clinking sound of the gold bricks.

When he came out of the vault, the account manager felt that he had been suffocated. Today he has seen what a real tyrant is.

In the morning, Xiao Feng put the hard currency in the bank’s vault. In the afternoon, he received a call from Citibank. His deposit in Citibank’s account was only a few hundred thousand dollars, but he was promoted to a VIP customer by them. He even compensated him for a sweet-sounding personal customer service specialist named Casey.

Not to sell him, ask him to apply for a card, or to recommend various financial products to him, Xiao Feng smiled and declined, but smiled and said to Casey that he would contact her when needed in the future.

This Citibank is not a fuel-efficient lamp. His storage of a large amount of gold and silver jewelry in the vault must have been reported by the account manager. And with such financial resources, how can Citibank not take it seriously?

As long as they can attract their attention, Xiao Feng's goal will be achieved. This Citibank can be regarded as a back hand left by him, and he may be able to use it anytime in the future.

Although he has space, those gold and silver treasures are safer in the space, but the gold and silver treasures in the space can't provide him with any convenience, and put them in the bank's vault, the effect is different. Up.

Those guys in the bank, as long as they are not fools, will make an assessment of those gold and silver treasures, then they will estimate their net worth based on these gold and silver treasures, and then provide them with corresponding conveniences.

Sometimes the convenience that these guys can provide is really not something ordinary people can handle, and this is the main reason why Xiao Feng came to Citi to store gold and silver jewelry.

He was delayed for a few days in Xiangjiang, mainly because the funds previously transferred overseas were being transferred back to the mainland. Of course, he was not directly transferred to the mainland through domestic banks.

Instead, through a few accounts, the funds were transferred to a small country in the south. This small country is a well-known RMB underground offshore trading center, and the exchange rate is a bit more advantageous than that of a bank on the right track.

From here, he converted the U.S. dollar to RMB and then transferred the money to the country through Citi’s account. With such a large amount of money, after passing Citi’s account, naturally, Citi could be more objectively aware of it. Own strength.

In the next few days, the sister Casey from Citi made her phone calls very frequently. In addition to all kinds of sales promotion, she was all kinds of side-by-side hits, asking him if he planned to have such a large sum of money on his domestic account. investment plan.

If the funds are not sufficient, Citigroup is also willing to provide him with support.

The bank is the best broker in the world. What Xiao Feng wants is this effect. He neither reveals nor agrees. Instead, he talks with the girl named Casey on the phone, teasing the girl every day, and has a good time. It's pretty cool.

In fact, like this private financial specialist provided by Citigroup~www.wuxiahere.com~ Xiao Feng certainly knows what's going on. It's nothing more than what the bank provides to customers. Anyway, this is the unspoken rule of the financial industry.

How can the bank retain those VIP customers? You have to really make the customers feel like God, especially these big bosses with a net worth of billions.

If you don't take care of others, they will change cooperation with individual banks, and then the bank will have to cry to death.

So in order to meet the needs of customers, these banks really do everything. Every year they recruit a large number of sweet-looking female graduates from major financial institutions in the world, specialize in training, and then become a private financial specialist. The title allows them to get in touch with customers.

Of course, if something happens between them and the customer, it is between them and has nothing to do with the bank. And those female employees are also very willing to really have something to happen to the customer. After all, this is a shortcut to the sky.

Soon, Xiao Feng got on the plane and headed north to Russia. As before, he felt that he had to replenish some ammunition before going to another world.