Online Game Mage: The intelligence potion at the beginning increases by 10,000 times

Chapter 65 Banks Open!!Loan Insurance Business!!

The guild channel has always been hot.

But this time it's even hotter, hotter than ever.

After tasting the sweetness of world dungeons, players find the daily monster farming upgrades boring.

Now that you have a guild-exclusive dungeon, it's not too cool.

"Originally, I thought that the guild contribution was a bit difficult to get, but now it's okay, you can exchange it for gold coins. "

"Yes, in this case, we can also compete for the [Deputy Cultivation Room], in the past, it was because of the lack of contribution points, and we couldn't compete with others. “

"The president is really caring, our president is the best president, long live the president!

.......

Qin Feng retreated after finishing the [Undead Battlefield].

He's going to level up the guild now.

Players who enter the world-class dungeon this time can complete three stages, and there are millions in the Huaxia region.

Don't recruit this part of the players to your command.

He clicked on the guild building panel and chose to upgrade the guild.

Brush Brush Brush!

"Hint: You use 1.5 billion gold coins to upgrade your guild, and the current guild level is epic, and the maximum number of guild members is 1000W!"

......

Qin Feng directly released the recruitment, according to the level ranking, one-click recruitment.

All players who did not join King's Landing have received an invitation to join the guild.

Without exception, not a single person refused.

There really is no reason for distance for casual players.

What the King's Landing Guild did in the world-class dungeon is a good image of bravery, solidarity and mutual assistance.

There are even many players who are always paying attention to the recruitment information of the King's Landing Guild, and they really want to enter the King's Landing Guild.

Qin Feng didn't care about the new players, he directly upgraded the guild skill to the upper limit level.

This made the players who had just joined in ecstatic.

"The president is mighty, and his attributes have risen again, and I now feel that I can kill the little boss of the novice village with one punch. "

"New brothers, our guild also has an exclusive dungeon, there are many people walking around, let's play together. "

"Brother, wait for me, I'll rush back to the teleportation array, and let's go together. "

......

Qin Feng smiled slightly.

He opened his prestige to look up.

563241！

"Well, over 500,000 Fame, it's time to claim the Fame Quest. "

Fame quests generally have a higher reward than regular quests, as Fame is the most rare.

Qin Feng made a teleportation array and returned to the main city.

The main city is crowded with people, and many players are walking in a hurry.

Qin Feng found the NPC that specialized in posting prestige quests, and first looked at the prestige store.

After sweeping around, Qin Feng quickly set his sights on a shop renovation drawing.

【Special Shop Renovation Drawings - Bank (Zijin Level)】

Buy Prestige: 30W

Description: This is a drawing that can be used to transform a shop into a special building or bank.

......

Qin Feng did not hesitate to buy it directly.

This drawing... It can be regarded as one of the necessary layouts for Qin Feng at this stage.

Qin Feng didn't have enough prestige before, so he didn't come to buy it.

And now that the prestige is enough, it is natural to buy it.

After buying the bank drawings, Qin Feng continued to look at the prestige quest, in his previous life, he remembered that there was a quest that could be taken up when he reached 20W prestige.

"Found it. "

Infrastructure Pioneer (Special Mission, Reputation)

Grade: S

Restriction: Players in the main city of Frost with 20W+ reputation

Description: Assist the Winter Fortress Guard, Frost Knight [Gran], to build the Winter Fortress

Rewards: A large amount of Fame, Gold, and Military Rank (rewards will be distributed according to the player's progress in assistance, with a minimum contribution of 1%)

Progress: 1%/100%

......

"Hint: Your reputation criteria meet the prerequisites for the mission, please ask if you want to take the mission. “

"Yes. Qin Feng didn't think much about it.

"Ding Dong ~ You have received the quest [Infrastructure Pioneer], please go to the coordinates of the Winter Fortress (126,567) to carry out the quest. "

......

"This task is not in a hurry, you can get busy with the rest first. "

Thinking of this, Qin Feng soon came to the Finance Department of the main city.

"I want to open a bank. "Qin Feng found the NPC in charge of finance.

The financial NPC glanced at him: "Your reputation meets the requirements, here is the contract you can sign." "

After reading it, Qin Feng signed his name.

There was nothing to pay attention to in it, it just said that it was necessary for bank reserves, and Qin Feng directly filled in 1 billion gold coins.

With the shops, mines, and auction houses under his own name as collateral, he borrowed 1 billion start-up funds.

The 1 billion is only to support Qin Feng through the early stage of the bank, and in the middle and late stages, Qin Feng can completely develop the bank's deposit business, allowing players to deposit gold coins in the bank, and then use the players' deposits to borrow and generate income.

Then there is the clause inside, you can't touch the principal, you can only move the income.

The contract is signed.

Qin Feng came to his shop.

Moon Street.

"Hint: Do you want to use [Special Shop Renovation Blueprint - Bank (Purple Gold Level)]"

"Yes!"

Shop No. 31 flashed with golden light.

A brand-new bank building appeared in front of Qin Feng.

The bank's business standards are complicated, so it cannot be used for the time being.

Qin Feng spent some money to recruit a few high-level NPCs.

"So what's next..."

Qin Feng made some adjustments to the bank's external lending business.

The first is the interest on the loan, which is calculated according to 1/10,000, so that each player can earn 1/90,000 interest.

Next is a variety of loan products for players.

Of course, the amount of the loan is determined according to the player's level, equipment, and wealth value.

Auction a lot, which is a loan for players who shop at the auction house and bid on it.

Commercial loans, which are set up for players who want to do business in the main city, will give priority to renting or even selling their own shops.

In this way, you can not only earn a rent, but also earn another interest for the player!

Consumer loans, which are aimed at the player's daily consumption, such as equipment purchase and maintenance, potions and purchases, etc.

There is also the main event, the mortgage, which is a special loan for players to settle in the main city.

All loans can be paid in installments up to 12 instalments.

Qin Feng added to the contract again, if the repayment is not made within seven days of overdue, he will be directly escorted to the mining plant by the main city guards to mine!

Dig until you can pay off a month's installment!

"And the insurance business!"

Qin Feng smiled dumbly.

He came up with this business on his own.

Mainly aimed at guild players、As we all know,In the usual leveling and PK,It's inevitable that you'll be hung up.。

Either being hit by a monster or hanging off with the player.

And what about insurance, which is set for the personal safety of the player.

You only need to pay a little money every day, and you will be compensated proportionately.

For example, if 15 silver coins are hung up on this day, the bank will compensate the player for 30 silver coins.

If the player insures 15 coins, the bank will compensate the player for 30 coins.

In the past, there was nothing to hang up, and if you buy insurance, you can at least recover some of your losses.

And this kind of insurance, Qin Feng gave it a name, called [Basic Protection Insurance].

In order for players to find bugs, Qin Feng directly bound the insurance contract to the system.

In this way, as long as the player signs, if anyone cheats, the system will be the first to come out and punish the player.

Of course, players simply don't have the strength to cheat in front of the system.

For guild members.

Qin Feng doesn't need to notify the player, just go directly to the guild settings interface, and bind this insurance in the tax column.

By default, each member pays 1 gold each.

560W members, then 560W gold, and this is just the first day.

Of course, this type of insurance is also open to the public.

When all this is done, the bank is considered to be open.

"Ding Dong ~ You have successfully established a bank. "

"Current bank amount: 1 billion gold coins. "

"World Notice: Player [Eternal Night (Huaxia Region)] has established a bank and opened the bank interface. From now on, players can do business on the banking interface!"

......

Rumble!

This world announcement is no less than the explosion of a nuclear bomb!

What the..... Players can even open a bank.....

"Eternal Night Boss, the interest on your bank deposit is a bit small, but this commercial loan is good, I just want to do business with insufficient capital!"

"I want to buy a house in the main city, thank you Eternal Night Boss, I just took out a loan of 10W in the bank, and I am also a homeowner now!"

"Hahaha, Eternal Night Big Guy Niu Pi, I finally have hope for the best equipment of the auction house, I'll get a auction loan now. "

......

There are so many players in Huaxia, the amount of money in the bank has plummeted in a waterfall posture, and 1 billion gold coins have disappeared by 300 million in just ten minutes!

Fortunately, this momentum is slowly slowing down, otherwise the assets of 1 billion alone are really not enough for players in Huaxia.

"Lie down and collect the money. "

After solving the bank's affairs, Qin Feng was very happy.

In the future, the interest generated by just eating the player's loan is an astronomical amount, and you can make money while lying down and sleeping.

"It's time to go on a mission. "

Qin Feng opened the leaderboard and quickly turned it off.

Now the highest-ranked player on the leaderboard has broken through level 40 in addition to himself.

I believe that soon, players will break through one after another and reach level 40.

At level 40, this version of the main quest will also appear.

The orc race has always been unwilling to be suppressed and dominated by the human race on the mainland, and will contact other races.

Attack the Terrans.

This is the main story of this version, and the previous life is also the first version of the mission that allows players to experience the cruelty of the battle array.

......

Ten minutes later....

Qin Feng came to the Winter Fortress.

This is a majestic pass, standing between two huge canyons, and it is not an exaggeration to say that it is dangerous.

This place guards the main road to the main city of Frost, and also separates the Plains of Frost in two, and the side near the main city of Frost is called the Plains of Ice.

The other side is called the Wild Ice Field.

The barren ice field is very large, but the living conditions are extremely harsh.

There is snow all year round and ice that lasts for thousands of years, and rare creatures represent scarce food, and it is not easy to live under the cold and freezing.

And here, a third of the people of the beast tribe live.

The Winter Fortress is a purely military fortress specially built to defend against the beasts of the Savage Ice Field.

It is also the largest, most expensive, and most attended large-scale building ever built by the Terrans, even if a million NPCs built it for a month.

Progress is only 1%.

Qin Feng took over this task in his previous life.

At that time, his influence was limited, and the rewards he received were not high.

But he now has the support of millions of guild players behind him, and the rewards he has received are absolutely ridiculously high.

This is also the reason why Qin Feng established a guild, whether it is to lay out commerce, dungeons, or version tasks.

There is a lot of strength in numbers, and it is really convenient.

Qin Feng immediately shared his [Infrastructure Pioneer] task in the guild channel.

and publish guild notices.

In order to reward everyone's enthusiasm, President Eternal Night will turn this task into a guild task, and everyone can get guild contribution points every day as long as they participate in the [Infrastructure Pioneer]. "

Qin Feng set up that every player can get 10 guild contribution points every day.

This is undoubtedly good news for players who are short on money and are reluctant to exchange gold for contribution points.

Compared to the contribution points of the guild, it is better than the gold coins circulating outside.

Guild contribution points can not only be used to buy equipment and treasures in the guild warehouse, but also enter the [Sub-class Training Room], and can also enter exclusive dungeons!

Players are generally very poor, even if they save a little gold coins, they have to pay taxes every day, plus daily potion purchases, equipment maintenance, etc., they can't save money at all.

So they are not only short of money, but also lack of points.

And now that there is a way to earn points, how can they not be excited.

.........

"Where did this task come from, I will go, reward the military !!"

"Upstairs, it's unheard, this is a prestige quest, you have to be very high to take it, and the rewards for prestige quests are very high. It's still a long bull batch, and he can actually receive an S-level infrastructure task, and the reward for this task must be very rich!"

"I just want to know what the military position is, and look at the reward is very good..."

"That's for sure, maybe our president has a military position, and he can mobilize the army of millions of NPCs in the main city, and it's exciting to command a million military regions to farm monsters. "

"You dream, this is too buggy, not to mention that there are contribution point rewards, is there anyone to go with you, earn contribution points"

......

After Qin Feng shared the task, he saw that the number of people exceeded one million within a minute, and he no longer stayed here.

If the task of [Infrastructure Pioneer] can be completed.

Qin Feng has long been kryptonite, but this is a task that requires a large number of people to complete.

So there's no need for him to stay here alone, just leave it to the players in the guild.

"The job transfer mission has not been completed yet..."

Qin Feng came to the Heavenly Oracle Mountain Range and began to brush up on skill proficiency.

......

The Heavenly Oracle Mountains.

"Ding Dong ~ You killed [Two-Headed Earth Dragon Elite] (Purple Gold) and obtained 2.36 million experience, gold coins*5000, [Advanced Blessing Elixir] (Purple Gold)]"

......

"Ding Dong ~ Your skill level has reached level 10, you have completed the conditions for job transfer, and you can transfer to another job by submitting a task. "

Qin Feng listened to the prompt sound ringing in his ears and exhaled.

Finally met the criteria for the completion of the transfer mission.

"The harvest was not bad. Qin Feng took out the potion from his backpack.

【Advanced Eternal Elixir (Purple Gold Grade)】

Level: 60

Rank: Purple Gold level

Effect: After consumption, 20% of the caster's positive status buff will not be dispelled/cleared.

Duration: 10 minutes.

Introduction: The light of the righteous path falls from the sky, and the blessings of the gods will not dispel your state!

......

Qin Feng blinked.

This potion..... It's important.

After all, his biggest reliance is all kinds of anti-sky buffs.

What if one day you meet a master who is proficient in negative states or has the best dispel positive states?

Although he is very strong, there is no need to take risks.

With this buff, you don't have to worry about this happening.

Either way, it's always a good idea to add a lock to your own security.

"Ding Dong ~ You have taken the potion [Advanced Eternal Elixir (Purple Gold)], and successfully triggered the [Eternal Elixir Bonus (Unique)] talent effect, the duration of the current potion has been increased to permanent, and the potion effect has been strengthened by 1000 times!"

In the status panel bar, it looks like this.

[Advanced Eternal Elixir Buff] (Effect: Causes 20,000% positive buff to be dispelled.) ）

Qin Feng casually closed the status bar.

Ten minutes later...

The main city of Frost, the old mage Moore.

Qin Feng handed in the task and successfully obtained the [Arcane Mage Conversion Scroll (Unique)].

A flash of golden light flashed on him!

Finally, the shackles of rank that had fallen on him were gone.

At this time, Qin Feng's experience pool: 2.4 billion/100 billion!

"Level up!"

Qin Feng frantically clicked the upgrade button, and there was a prompt sound in his ears.

"Hint: Your level has increased, and your current level is: Lv61. "

......

"Hint: Your level has increased, and your current level is: Lv72. "

......

"Hint: Your level has increased, and your current level is: Lv80. "

"Hint: You have reached the class bottleneck, please look for [Wandering Mage Moore (???)] to receive the second class transfer mission. "

"Hint: Excess XP has been stored in the XP pool, and the current XP pool capacity is: 63214W/1,000 billion. "

Qin Feng has accumulated so much experience during this time.

Actually saved 2.4 billion experience points, which is simply appalling.

And it can't be used up, it has risen to level 80 bottleneck, and it has overflowed more than 600 million experience.

These experience points are also useful.

Qin Feng upgraded all the more than 600 million experience to the two Law Secret Books, and directly upgraded to the full level of 80, which could be regarded as exhaustive.

Qin Feng happened to be here, and he took over the level 80 transfer task from Moer again.

Old Mage Moore said to Qin Feng earnestly: "I watched you grow, your progress is incredible, your mage talent is even better than me... However, the next job transfer task will be difficult. "

"There are five major beast kings in the beast race, their strength is extremely strong, the peace between the human race and the beast race is about to break, as a mage of the human race, you have the responsibility to protect the human race, so next you have to find the five major beast kings and kill them!"

"Hint: Do you want to take the [Kill the Five Beastmasters (4 Class Transfers)] mission?"

"Pick it up. Qin Feng did not hesitate.

A system tone sounded in time: "Ding Dong ~ You have successfully received the task [Kill the Five Great Beast Kings (Four Class Changes)]"

This task is not something that can be accomplished in a short period of time.

Qin Feng turned around and left, finding the mage in the transfer area.

"Learn skills. "

The transfer mage directly pulled out the list of mage's skills and let Qin Feng choose by himself.

Qin Feng frowned, because his level was very high, and the skills he chose were more.

【Meteor Shower】

【Frozen World】

【Landslide and ground crack】

【Thunder Purgatory】

【Tornado】

Qin Feng took out the money and learned the advanced magic of these five departments.

Level 80, you can already get in touch with high-level magic, and under the forbidden spell, it is the most powerful high-level magic.

Qin Feng finished learning the skill.

He now had to go to the Dark Abyss and continue to hone his skill proficiency.

He'd been coveting these high-level magic for a long time.

Today I finally learned my hands, it's time to show it.

......

After a while...

Somewhere in the dark abyss.

Qin Feng was harvesting abyssal creatures.

Suddenly, a system chime interrupts his spell casting.

"Ding Dong ~ Your quest [Infrastructure Pioneer (S)] has been completed by 100%, please go to the Winter Fortress immediately and find the Frost Knight [Gran]. "

Qin Feng was stunned for a moment, the speed at which the infrastructure task was completed was okay, not slow.

He picked up all the drops and put them in his backpack.

Ten minutes later...

He appears at the Winter Fortress.

Looking at the majestic, tall, sturdy, and brand-new fortress, he nodded silently.

This task was completed much faster than I imagined, and it seems that there is still strength in numbers.

Guild players go crazy to earn contribution points, with millions of people participating in it every day.

And obviously, the average strength of King's Landing Guild players has widened the distance from ordinary players, after all, guild contribution points can buy a lot of equipment, and you can also go to exclusive guild dungeons.

Coupled with the skill bonus of the Purple Gold Guild, now picking out a King's Landing Guild player with his eyes closed is stronger than the master among the casual players.

Even the entire Huaxia District, its strength has distanced itself from other regions.

You can see it from the rank leaderboard.

The top 10 are all Huaxia players, and they are all the same guild.

Seventy percent of those ranked within 100 are players in the Huaxia region, and they are also a guild.

Sixty percent of those ranked within 1,000 are Huaxia players, and they are all the same guild.

King's Landing Guild is as powerful as you! Players in Huaxia are so powerful!

These are all things that Qin Feng has spent a lot of effort and cultivated indirectly.

Of course, Qin Feng has also received great benefits among them, such as the [Infrastructure Pioneer] this time.

Guild players can only get guild contribution points, while Qin Feng can reap all the benefits of this task.

The Frost Knight was a middle-aged man, and he was looking up at the Savage Ice Plain at this time, and his face did not have the joy of building a fortress.

Instead, his eyes were full of sorrow.

Qin Feng didn't open his mouth either, and he also faced the Savage Plains.

He remembered that after the first version of the main story was opened, players in Huaxia were the worst.

Because the players in Huaxia are very disunited, there is a lot of filth between the teams.

Originally, the strength of the first-class Huaxia Region was divided into the bottom one, which is really a great shame.

Qin Feng has personally experienced and seen with his own eyes how the seemingly powerful Huaxia Region has been tossed and declined by ambitious people.

So his eyes were full of memories.

"You're here to hand in the mission, aren't you?" said Frost Knight Gran, who looked curiously at the young mage beside him.

He couldn't understand why the young Qin Feng had a pair of eyes that had been through vicissitudes.

It seems that a lot has been experienced.

Qin Feng was pulled back to reality by Gran's voice.

"Well, I'm here to hand in the task and receive the reward. "

"Hint: Do you want to submit a task to get a reward?" the system's voice came in time.

"Submit!"

"Ding Dong ~ You have successfully completed the quest [Infrastructure Pioneer], you have gained Reputation +500W, Gold +500W, [Independent Legion Scroll] *1, [General Title] *1, Elixir [Advanced Twin Elixir] (God Level)"