Dear Mom,

See you in good faith. I

have already obtained my senior ministry diploma according to the plan, and according to my sister’s arrangement, I may soon go to Yuexuan to learn the etiquette of nobility. I

used my leisure time to understand that other things are not difficult, and the most difficult thing for me should be the musical instrument, I hope that Tang Yuehua will not be too strict in this regard.

As for what you said, regarding the matter of the Martial Soul Bank, I will personally deal with it when I have time to return to the Martial Soul Hall, and at that time, I should be about to break through the Soul Sect.

There is nothing else, oh yes, now the reputation of the Martial Soul Hall is growing, and those mansions renovated in the Martial Soul City can also start publicizing, and strive to complete the preliminary pre-sale this year.

There is not much skill in this area, and according to the arrangement we said earlier, it is good to follow the implementation step by step.

After this batch of business is completed and I have enough principal, I will personally manipulate and slowly let the Martial Soul Hall control the economic lifeline of the entire continent.

Okay Mom, so much for this time, you have to remember to eat and rest well, don’t always use meditation to practice to kill time, pay attention to your body.

Love your daughter, Su Yan

Bibi Dong couldn’t help but curl up after reading this letter, no matter what content Su Yan’s letter contained, the content of the last paragraph was immovable.

This kind of small luck made Bibi Dong, who was in a high position, very satisfied. As the Pope of the Martial Soul Hall,

Bibi Dong naturally knew that if the Martial Soul Hall could master the right to mint and print money, it would be equivalent to mastering the economic lifeline of the entire continent.

If this was really done, the benefits to the Martial Soul Hall would be immeasurable.

And the financial thing, unlike those catering and entertainment, can be learned in a short time, even she has been in charge of the Pope’s Palace for many years, under Su Yan’s guidance, she will make mistakes if she is not careful.

Even if it is Ning Fengzhi, there is no time to study, don’t think about researching a little fur, if he chooses to follow up rashly, he will definitely suffer a big loss.

And the people of Hao Tianzong are all a bunch of reckless men with no brains, and they are also good at this aspect of construction.

I don’t know if they can bear it after seeing the huge profit obtained by the Martial Soul Hall this time?

After Hao Tianzong closed the mountain, life was already difficult, if he blindly followed the actions of the Martial Soul Hall and lost a lot of money, what would happen?

Bibi Dong arranged for his subordinates to spread the news of the renovated mansion in Wuhun City through newspapers, and he was looking forward to the impact of this matter.

Bibi Dong is not afraid that Hao Tianzong will not be moved, Tang Yuehua is Hao Tianzong’s person, Su Yan goes to Yuexuan to give her a set, Hao Tianzong will definitely take the bait.

At a glance, you can find that there is a pit waiting for them to jump behind this, and it is estimated that they have not yet been born.

So the next day, the latest issue of the newspaper was published, which published the Martial Soul Hall, about the arrangement of the vacant mansion in the Martial Soul City.

Those mansions are not for sale to major forces and sects, but any individual or casual cultivator can buy them with a “mortgage”.

As long as you pay 30% of the down payment, you can borrow 70% from Wuhun Bank, and repay these 70% within ten or twenty years.

The purchaser is not arbitrary, any individual or scattered cultivator, as long as he is not a wanted criminal of the Martial Soul Hall, can buy it.

However, they must not stir disturbances in Wuhun City and must not interfere with the daily lives of others, which is a condition put forward by His Holiness the Pope.

In other aspects, the Martial Soul Hall does not have too many requirements, but the ability to repay within the loan period needs to be carefully assessed, and age, occupation, cultivation, etc. must be taken into account.

If you do not repay for several months, the house will be repossessed as a mortgage, and the loan and down payment will not be refunded.

Of course, if you want a loan, you still have to report it in the Martial Soul Hall, and even recognize the contract of this loan, and collect the house when the time comes, but the Martial Soul Hall came forward.

The people of the major families looked at it, and they all felt a little unimpressed, with such harsh conditions, someone would borrow from that Wuhun Bank to buy a house?

In their opinion, these carefully renovated mansions and courtyards in Wuhun City are probably going to be vacant, and almost all the big families, sects, and imperial nobles are waiting to see the jokes of the Wuhun Hall.

Is usury so easy to borrow? After a lot of profits, how many years of savings may not be able to fill this big hole. Even if the Martial Soul

Hall is now becoming more and more influential among the civilians, how many civilians can afford to buy a house and mansion in the Martial Soul City? Everyone felt that this mortgage of the Martial Soul Hall would be

thunderous and rainy, because the Martial Soul Hall had not announced how much interest this mortgage would be before.

In everyone’s mind, since it is a business of collecting and lending, it must be the same as ordinary loan collection and lending interest, at least it must be a monthly interest of 10%, otherwise, how to preserve capital and make money?

(The monthly interest rate is one percent, which is a reference to the “ten percent interest” said by Riverlander in Chapter 16 of the original work)

But immediately afterwards, the Martial Soul Hall announced to the whole continent that the interest on the mortgage loan was determined, and the monthly interest was one cent; If you borrow annually, the annual interest rate is 10%.

The interest on the mortgage really surprised everyone.

One cent per month, one percent per year, not even one-tenth of ordinary usury, which is lending, this is clearly doing good deeds!

As soon as this news came out, it immediately attracted a large number of scattered soul cultivators with good talents, and some ordinary businessmen with solid backgrounds but no talent to become soul masters.

If you really calculate according to this interest, even if it is a down payment of 30%, it is not very unbearable!

Anyway, you don’t need any knighthood to buy these mansions, just gold coins. The

master who has really reached a certain realm does not dare to say that he will take out millions of gold coins at once, but if he squeezes a little and turns around his friends, hundreds of thousands of gold coins is definitely no problem.

As for the interest on the loan, it is really calculated according to the annual interest of one percent, plus the principal and interest, repaid in twenty years, and only a few hundred thousand gold coins a year, which should be more than enough for their income. The

group of mansions in the Martial Soul Holy City are large and small, and several of them are in a prosperous area, arranging various areas for eating, drinking and playing, it can be said that only the buyer can’t think of it, and there is no seller who can’t do it.

Everyone can see that this scarce resource, selling one less, a great opportunity is in front of them, what else is there to say?

Buy! It should be an investment, even if it is not needed in the future, it can be sold at a markup without worrying about losing money.

The commercial district is still frantic with people rushing to buy, and businessmen see more accurately than anyone else at such moments.

The place divided into commercial areas, the surrounding is not the property of the Martial Soul Hall, or the mansion of the elders and officials of the Martial Soul Hall, such a place is afraid that no one will consume it?

In just three days, whether it was the renovated mansion or the completely renovated shop, many people snapped up the purchase.

In the past three days, Wuhun Bank has used hundreds of people who just count gold coins, and the buyers who came to report are endless, almost breaking the threshold.

The Pope’s side has long been prepared, the ghost of the Inspector’s Hall Lord is here to suppress the battle, coupled with the blood exchange incident in the previous two years, no one dares to think crookedly about these gold coins.

The entire officialdom of Wuhun City, as well as the noble classes of the major empires and the major family sects, were all stunned by this wave of the Martial Soul Hall. According to the

information they had learned, half of the renovated mansions in Wuhun City had been sold in three days, bringing tens of millions of gold coins to the Martial Soul Hall.

Those people from small families, mainland scattered soul cultivators, and a large number of merchants slapped them in the face with their actions and the gold coins in their hands.

That is, the number of officials who fell off the horse at the beginning was still quite large, so that so many mansions could be vacant, so that the Martial Soul Hall took this opportunity to make a profit.

The small two hundred mansions were sold for about fifty percent in three days, and the average down payment was about 500,000 gold soul coins.

In other words, the Martial Soul Hall collected nearly fifty million gold coins in three days.

Although this amount is not an exaggeration for the empire, it is also amazing, and it is comparable to the income of any one sect in one year.

The efficiency of making money in the Martial Soul Hall has attracted everyone’s attention, you know, this is just a down payment, and the big head behind has not yet been given.

Su Yan was quite satisfied when she saw this number, and when the mansion was almost sold out, the down payment could have about 100 million gold coins, which was enough to use in the early stage.

Su Yan sighed, the price of Douluo Continent is extremely unbalanced, a 10,000-year soul bone is casually millions, there is no money in her hand, she really dare not play around.

For other forces, Su Yan didn’t care too much, they wanted to learn, and whoever learned suffered losses.

One hundred million gold coins seems like a lot, in fact, the expenses of the Martial Soul Hall for two or three months are more than this number, otherwise, she would have already started to act with the profits of catering and entertainment.

It can only be said that this handful of wool is the bash.

Su Yan replanned her future development according to her income, and soon had an idea, but before she could act, she had to go back to the Martial Soul Hall.

Su Yan recently faintly sensed that she was about to break through the realm of the Soul Sect, and now it was the graduation season, and there was still some time before she went to Yuexuan.

Su Yan planned to take advantage of this time to return to the Martial Soul Hall, condense the fourth soul ring, and personally go through the financial affairs by the way to avoid any mistakes on Bibi Dong’s side.

Su Yan asked Qian Chengxue and her to take a leave of absence from Xueye and said that she wanted to go out to relax and relax.

Xueye was also in no hurry to let Su Yan enter Yuexuan immediately, not bad in the past few days, this request was passed without much effort.

In the eyes of outsiders, this is Su Yan after graduation, taking advantage of the summer vacation to go out with His Royal Highness the Crown Prince, and a large number of single dogs were numb. Su Yan and Qian Chengxue soon returned to the

Martial Soul Hall, Qian Chengxue returned to her original appearance, and Su Yan wore a mask and a pair of sunglasses, and the two returned directly to the Pope Hall.

After all, Su Yan is the “quasi-crown princess” of the Tiandou Empire, and she cannot appear in Wuhun City with her true face at present, so she chose the most fashionable “mask + sunglasses” pairing.

Su Yan has always been curious, the veil thing, just such a thin layer, can it really play a role in covering her appearance? But she didn’t plan to experiment.

“Mom!” Qian Chengxue pushed open the door and saw Bibi Dong looking at the accounts compiled by the Wuhun Bank.

“Back?” Bibi Dong put down the things in his hand and got up to greet them, and gave the two a big bear hug, “How is your life in Tiandou City?” Is there something going on coming back?

Bibi Dong knew that the current Qiancheng Xue was deeply valued by the Snow Night Emperor, and Su Yan was a “crown princess”, and under normal circumstances, she would not leave Tiandou City easily. Therefore, the

two returned to the Martial Soul Hall at the same time, and did not even write to her in advance, then there must be something urgent.

“Mom, Yeon-yeon is about to break through!” Qian Chengxue rushed ahead of Su Yan and said excitedly.

“Yes?” Bibi Dong also showed surprise, after half a year at level thirty-nine, Su Yan was finally about to step into the realm of the Soul Sect.

You know, Qian Chengxue is now eighteen years old, a fifty-two-level soul king, the soul ring is yellow, yellow, purple, black and black, and he is even awakening the angel realm in advance, and he is already quite excellent.

But Su Yan, who is level thirty-nine, can fight against Qian Cheng Xue without falling behind, if there is no angel realm to limit her speed, the seventh order opens in an instant, and Qian Cheng Xue has no chance of winning at all.

When Su Yan breaks through the Soul Sect, her combat power should be more than the Soul Emperor, right?

When Su Yan had just lurked in the Heaven Dou Empire, Qian Chengxue had abandoned her cultivation due to some abandonment, and at the age of fifteen, she only had a cultivation of level thirty-eight and nine. But with the help of Su Yan, Qian Cheng Xue

crossed the level and absorbed the fourth ring of 10,000 years, and Su Yan also exchanged a bright heaven grass with the system, which greatly improved Qian Cheng Xue’s physique.

You know, in order to exchange Qian Chengxue for this immortal grass that is most suitable for the six-winged angel, but has become extinct, Su Yan ran another trip to the Ice and Fire Mandarin Duck Pot and soaked in it for three days…

No way, things that have nothing to do with divine power are not visible to the system, they are not valuable, even if she empties the soul bones of the Martial Soul Hall, it is useless, but this time it is definitely worth the money.

Light Heavenly Grass, when the angel god suppressed evil, gathered light in himself, and soared into a place where it became a god, a fairy grass born because of the rich light and divine aura. That immortal grass is the most suitable for the six-winged angel martial soul,

which can greatly improve the purification power and light attribute of the angel realm, as well as improve the physique of the six-winged angel martial soul powerhouse.

Thanks to the help of the immortal grass, Qian Chengxue directly improved the fifth-level soul power, and even awakened the angelic realm that could only be obtained by the soul saint during the breakthrough of the soul king.

System: The angel field is a gift for this consumption, the more you buy, the more discounted you are!

Sue:…… Forget it, who loves to soak in that mandarin duck pot.

In just two or three years, Qian Chengxue has been completely reborn and has good combat power. The angel martial soul

is already the ultimate martial soul on the continent, and the immortal grass with the eyes of ice and fire has almost no effect on Qianchengxue, so Su Yan will spend a lot of money to exchange Qianchengxue for the Bright Heaven Grass. Because of the

Qiancheng Xue Martial Soul, she has the ultimate fire, so the effect of fire immunity is basically chicken, and the ultimate fire is enough to resist the ultimate ice, so naturally there is no need for ice immunity. Moreover, the

six-winged angel, as well as the powerful energy and the ultimate divine purification power brought by the ultimate light, do not have such a great demand for a poisonous physique.

If Qian Chengxue is allowed to continue to cultivate while disguising the prince, when she reaches the Soul Saint and can start the Angel God Examination, it is estimated that she is almost thirty years old like the original, Su Yan can’t bear to waste her talent like this.

It can only be said that her family’s tube is not so pink and black, although the process is a little more difficult, but the angel field is definitely a bonus.



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