Chapter 4
Although Su Cheng already knew that it would be amazing, when Noah Russell took out his passport and social security card number from his body, Su Cheng couldn’t help being shocked.
Bring your own ID at birth, you are very strong!
“Russell, I will tell you my plan, and then you will sort it out and hand over the development plan to Aurora.”
“Good host.”
“The first step is to develop a social software. This software must be equipped to find people, chat and make friends, and focus on campus social networking. It is divided into two versions, one is the campus version and the other is the social version.
The campus version needs to be able to check in online, check courses, make friends and other functions.
The social version must be able to find former alumni and have certain workplace functions, while also ensuring social functions.
Finally, develop an English version of the same type of product. ”
“The second one is to develop an Internet cafe management system, to be able to count various data, and to manage all Internet cafes with one click.”
“The third one is to develop a payment software.”
After explaining a lot of things with Noah one after another, Su Cheng was about to talk about it, and finally said some of his thoughts.
Noah went to revise the entire plan, and then gave the plan to Aurora, and then he was responsible for typing the code.
Perfect loop.
Su Cheng is not willing to let Noah, a tool man, go to the United States.
As for Su Cheng, he once again sorted out his family properties.
A total of 6 million in cash, a check for 1 million US dollars, 13 shops, a 628 square meter shop in No. 18 of the magic city, a house in Kyoto, a villa in the magic city, and a house where I live now .
If you want to go overseas stock trading, you need a lot. First of all, you have to have U.S. dollars, but how can one million U.S. dollars be possible?
“You still have to apply for a loan, but the money for the loan must be in U.S. dollars.”
Su Cheng flipped through his father’s address book until he found an English name, which noted the original owner of the Modu Villa and the director of Standard Chartered Bank.
Su Cheng’s eyes lit up and he can make loans from foreign banks. Anyway, he can borrow US dollars and repay the renminbi when the time comes.
The loan period can be a little longer, anyway, after waiting two or three years, this is a small amount of money.
Two days later, at a coffee shop in Magic City, Jefferson met Su Cheng.
“Hi, Su, I am also sad to hear the news of your father’s death. I still remember the scene when I sold the house to your father. It was like a lifetime.”
“This foreign devil is really good in Chinese.”
Although Su Cheng complained in his heart, he still said sadly, “Yes, but fortunately, the difficult time has passed. After all, we have to look forward.”
Jeffson comforted Su Cheng and said with a smile, “Then, kid, why did you come to me today?”
“Loans, but I need a loan in U.S. dollars.”
“Oh?” Jeffson frowned.
“Did something happen to you?”
Su Cheng shook his head and smiled, “It’s just an investment.”
“So how much do you want to borrow?”
Su Cheng took out a bundle of real estate certificates from under the table, “These are 11 Internet cafes shops, 2 clothing shops, 1 store with coat number 18, and 2 residential properties.”
Jeffson looked at Su Cheng in shock, “You…well, we have to make a good assessment.”
Su Cheng asked directly, “Then, Uncle Jeffson, how much can the loan interest rate be?”
Jeffson pondered for a moment, “Let’s do this, your father and I have known each other, if you don’t want a loan in US dollars, then I can give you 5% of the year, but what you want is a loan in US dollars, then the annual interest rate. What do you think of a 6%, 3-5 year loan?”
“The transaction is concluded, but I hope that when the loan expires, I can repay the loan in RMB.”
Speaking of this, Su Cheng leaked a smile.
Jeffson smiled and nodded, “OK, no problem.”
The exchange rate of RMB to USD is 8.27, which has been stable for 8 or 9 years, but no one knows that when the financial crisis comes, this exchange ratio once dropped to 6.4. However, Su Cheng does not need to wait for 6.4.
According to the repayment of 3 to 5 years, then the exchange rate in 2008 is equivalent to the US dollars that have been spent from the bank for a few years, and it will even be able to make money at that time.
But it goes without saying that you are so careful.
The next step is to formally enter the verification link, assessing the prices of shops and real estate.
In the end, Su Cheng did not take out the house he currently lives in. This is the house where his parents lived before, so keep it for a while.
During the evaluation period of the bank, Su Cheng did not stop busy.
He and Noah Russell are busy with the development of the website. Fortunately, there is “Aurora” as a perfect tool for development. It is really the top cow.
In fact, Su Cheng also knows that in the current market, Penguin has become a general trend, and it was listed on the Hong Kong stock market at the beginning of this year.
And Renren wants to break through this iron curtain, and socializing with acquaintances inside and outside the school is a way to go, but it is not so easy to really get out, but it is from abroad.
At present, Facebook has not yet bought its own domain name. It has only one or two hundred thousand registrations. It is at its weakest time. They will even face a lawsuit in the second half of this year.
As for Renren.com in China, Su Cheng is to create a unique local version of Facebook. If it fails, he can only wait until the mobile Internet era arrives.
Success or failure in one fell swoop! .
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