Rebirth of the Entrepreneurship Era

The genius remembers the address of this site in one second: [] The fastest update! No ads!

During the Chinese New Year last year, Xu Yiyang's family did not return to his hometown for the New Year because of the training class.

Therefore, this year Xu's father and Xu's mother plan to go back to their hometown to have a look.

According to their plan, they will first go to their grandparents' house to celebrate the New Year, then go to their grandparents' house for two days, and then return to Yingzhou.

Xu Yiyang naturally had no objection. On the twenty-seventh day of the twelfth lunar month, Xu Yiyang drove the previous Buick Regal, carrying his parents, sister and a lot of presents, to his hometown in Lunan.

Xu's father and Xu's mother are from the same city, but Xu's mother went to Yingzhou because of Xu's father's work.

Because the distance was a bit far, the traffic was troublesome at that time, and the economic level was not good enough. Xu Yiyang didn't have many memories of his grandparents and grandparents in his childhood and adolescence.

Although there are not many opportunities to meet each other, the blood relationship is still there.

Grandparents, grandparents, and grandparents are all in the countryside, and other relatives of the two big families basically live in the countryside.

From the end of the 20th century to the beginning of the 21st century, it was not easy to obtain a non-agricultural hukou, and the wave of migrant workers has not really swept across the country, so it is not easy for most rural families to get out of the countryside.

Children can still place their hopes on studying and working, but middle-aged and elderly people basically cannot do without the rural homestead and the one-third of an acre of land in their own home.

On the way back to their hometown, Xu's father and Xu's mother told Xu Yiyang about the general situation of the two families.

For example, the four elderly people are all in good health, and they go to the fields every day to do farm work before winter;

For example, the son of the uncle's family gave birth to a fat boy, and the son of the aunt's family dropped out of junior high school to learn electric welding from others;

Talking about the uncle's house, Xu's mother suddenly lamented that the cousin of the uncle's family couldn't be called a daughter-in-law in his twenties because the family couldn't afford a house.

After sighing, I told Xu Yiyang that years ago, my uncle asked to borrow money. He heard that Xu Yiyang had a good business, so he wanted to borrow 50,000 yuan from his family to build the house.

As soon as Mama Xu heard about it, she handed over the money almost without hesitation.

As a result, the money had just been remitted to the eldest uncle, and the second uncle also came to borrow money, saying that the family was too poor, and planned to build a pigsty in his yard and learn how others raise breeding pigs and sell piglets to make money. Borrowed fifty thousand.

When talking about this, Xu Ma, who was sitting in the back row, kept looking at Xu Yiyang's expression through the rearview mirror in the car, for fear that Xu Yiyang would be unhappy. After all, the money was left to her by Xu Yiyang before he left for college.

After hearing this, Xu Yiyang knew that the money must be in vain, but he just said flatly: "It's okay, you can borrow as soon as you think you should, as long as you can control the amount."

"I know." Xu's mother nodded hurriedly, and said a little embarrassedly: "Your uncle and second uncle have already said that we will find a way to pay back the money slowly."

Xu Yiyang hummed, and said seriously: "Pay it back slowly."

In fact, the subtext in his heart is that if you pay it back slowly, you may not have the time to pay it back.

It wasn't that Xu Yiyang was unwilling to lend money to relatives, the main reason was that it was okay for relatives and friends to help each other, but in general it was the same old saying: helping the poor is not helping the poor, and helping the needy is not lazy.

He somewhat remembered what was going on at the uncle's house. The eldest cousin couldn't find a partner in his twenties. It wasn't because the family couldn't afford a house, but because he didn't have a serious job all day long and was too lazy to die.

There are many coal mines in Lunan, and there are many cement factories that rely on mountains and mountains. These days, the degree of automation of coal mines and cement factories is not high, and there is always a shortage of workers. Young and strong laborers want to find a job that makes money. There are many coal mines and cement factories. The establishment workers may not be able to operate, and temporary workers are always available.

However, this big cousin can’t do any job for a long time. He went to the mine and worked for a month. up.

Later, I stayed at home until I was 26 or 7 years old. I dreamed of getting rich every day. I was fooled by someone and went to the south to work in pyramid schemes for more than half a year.

It has almost become a legend in the local area for driving out several MLM organizations in a row;

Later, he became a well-known second-rater in the village. Every day after eating at home, he moved around with his horse. Like going to work, he left early and returned late. Sometimes he could watch people playing cards under a tree. on all day.

Until Xu Yiyang's rebirth, this big cousin was in his forties, almost fifty, and he still couldn't find a partner.

For such a person, if a house is built for him, he may not be able to marry a wife.

Even if they marry, they may not be able to live with him, and they might delay their daughter.

The uncle's income from farming is extremely meager, and he still has to support this idle son. This time, he borrowed 50,000 yuan to build a house, and even if he is given 20 years, he may not be able to repay it.

As for the second uncle.

Although people are not lazy, they are overconfident and love to toss.

And it belongs to the kind of bear breaking sticks, one swipe east, one swipe west.

I saw some people in the village make a lot of money by baking sesame seed cakes, and I also learned how to do it myself, and I always felt that this matter is very simple, and I have absolutely no problem, so I didn’t study it seriously. I just set up the stove and prepared to dry it. Dogs, dogs don't like to eat, so they can only let it go.

Later, I saw that the bricklayers in the rural construction team made a lot of money. I bought two bags of cement and hundreds of bricks.

Such a person spends 50,000 yuan to raise pigs, and it will be strange if they can raise them well.

Moreover, Xu Yiyang lent them a lot of money in his previous life.

I heard that Xu Yiyang made some small achievements in Yanjing. My uncle and uncle would call every now and then and fabricate various reasons to borrow money. One day I would buy seeds, the next day I would buy chemical fertilizers, and the day after tomorrow I accidentally fell on my bike while riding a bicycle. People cheated, couldn't go back out of town, and had no money to pay for medical expenses when hospitalized...

Even Xu Yiyang's mother passed away, and the two of them called to borrow money.

What's even more outrageous is that the uncle called him once, saying that he went to Xu Yiyang's grandparents' hometown to visit Xu's mother's grave, but on the way back he was hit by an electric car, and asked Xu Yiyang to pay 10,000 yuan for medical treatment.

Xu Yiyang felt that he was injured because he went to visit his mother's grave. After the money was paid, he heard that he never went to visit his mother's grave, and he was not hit by an electric car.

After knowing this, Xu Yiyang was completely disappointed in them, and all the phone calls were blocked, and he never contacted them again.

During those years, he lent them a lot of money one after another, and he never paid back a penny until he was reborn.

Thinking of these things, it would be a lie to say that he is not angry, even after being reborn, Xu Yiyang is still angry after thinking about these things.

But, in the final analysis, they are all mother's brothers. Now that she has money in hand, if she wants to help them, she must not object, otherwise it will hurt her mother's heart.

Especially when the deal is done, there is no need to argue about borrowing money.

Therefore, Xu Yiyang said: "Dad, Mom, our family does have a little money now, and it is also necessary to help relatives, especially immediate relatives. If we really ask for money, we really cannot refuse."

Xu Ma breathed a sigh of relief, nodded repeatedly, and said, "Isn't that the reason? Brothers and sisters have to help each other."

Dad Xu also agreed and said, "If our relatives need our help, we definitely can't ignore it."

"Yes!" Xu Yiyang first highly affirmed his parents' point of view, and then said: "But, I think we will help each other, but we have to set a standard."

"Standard?" Xu's mother and Xu's father asked at the same time: "What standard?"

Xu Yiyang said: "The bank issues a credit card to a person, and the credit card still has a credit line. To put it bluntly, the bank evaluates your actual situation and sets a maximum amount that can be loaned to you. For example, if he sets you 10,000, then If you borrow this ten thousand, you can’t borrow any more, and no one will lend you any more when the amount is exhausted.”

After a pause, Xu Yiyang went on to say: "If you borrow five thousand and pay it back, then you can ask someone to borrow it next time, and they will be willing to lend you another five thousand. That's what it means."

The parents nodded slightly, probably understanding what Xu Yiyang said about the credit limit.

Xu Yiyang said again: "If our relatives ask us to borrow money, we have to set a credit line, let's set it at 50,000 for each family for the time being, the uncle and second uncle have already used up the credit line, if they ask us to borrow money again , then we can’t borrow any more, when will we pay back the borrowed money, and when will we talk about the next borrowing.”

"As for other relatives, my aunt, my uncle, and my aunt each have a quota of 50,000. As long as the amount he asks to borrow is less than or equal to this quota, we will borrow without hesitation;"

"If it is higher than this amount, then we will give him 50,000 according to the upper limit of the amount. If he repays it, it will be easy to borrow it; if he really doesn't repay it, we will not want it. There is still some affection for ten thousand yuan."

Speaking of this, Xu Yiyang said seriously: "50,000 yuan is really a lot of money. Whether it's in Lunan or Yingzhou, it's enough to buy a house. Ordinary people don't need to borrow so much at all. money."

Xu Yiyang feels that his family's conditions are better now, and it is indeed right to help relatives who are in need, but the help must be absolutely prevented from becoming a bottomless pit, otherwise the nature of this matter will change.

I can lend money to relatives for emergencies and to get rich, but I can't lend money to relatives for extravagance and waste, or to seek material leapfrog satisfaction.

But the problem is that other people have relatively high-sounding reasons for borrowing money. As a relative, it is impossible to inspect and verify first, and then approve the loan like a bank does.

Therefore, simply set a quota of 50,000 yuan, whether it is emergency or poverty relief, helping the poor or lazy, it is only 50,000 yuan.

If it is really in vain, the loss can also be controlled, and with relatives, it can be regarded as being benevolent and righteous.

Xu's father and Xu's mother looked at each other after hearing this, and then Xu's mother said: "Okay, Mom thinks your method is very good. If you ask in the future, each family will borrow up to 50,000 yuan, and if you don't borrow more."