Three, no, four left the mart to Olga.

In the cool windy mart parking lot, they each grabbed a can of coffee.

"Here, mister."

"Thank you, Olga."

The familiar appearance of the two, Jong-hyuk scratched his head.

"I never thought Sevchenko's hometown would be here."

"I didn't think Choi would be here, either. What happened?"

"Oh, that's...."

Jong-hyuk briefly explained the situation.

"Oh, was that it? If you did, you'd be happy to be here! This is the best place to rest in Russia!"

"Ha ha. What about you, Sevchenko?"

"Choi, you told me about investment before. I'm here to find a seat in advance."

"……Oh, you mean the gold mine, right?"

"That's right."

"Gold mine?"

Jong-hyuk saw Victor and Olga flinching.

"What's wrong?"

"Somehow I know where the gold mine is.…."

"Right! That was on your land, by the way!"

"Probably so, Olga."

Jong-hyuk had no choice but to stick his tongue out at this huge coincidence.

So, Sevchenko's hometown of developing gold mines is where Victor's crush is?’

Victor and Sevchenko also struck out their tongues at the coincidence.

But it wasn't Olga.

She was embarrassed for some reason.

"But, mister, you're here for an investment? Don't tell me it's already... HAP!"

Covering his mouth quickly, Olga looked around and suddenly took the three men to the corner.

Then he sighed deeply.

"Have you heard from him yet? Sigh, you have to know that people in the countryside have their mouths shut."

The three men frowned.

"What do you mean? I knew as soon as the news broke that the gold mine would be developed. That's why I'm here to find a place to build a public bath or accommodation."

"……Oh, that's it."

The three of them were even more curious about the visibly relieved appearance.

"What? What's going on?"

"Oops!"

Frustrated, she hesitated and hit herself in the mouth.

"Ha. Okay. Instead, you should keep it to yourself. Victor has already left it to the mining company, and Choi...… well, yes, because I'm Korean."

After organizing something in her head, she opened her mouth.

"A company that is planning to develop a gold mine in Victor's land has been collecting the town's presidents and offering investments."

"Investment?"

"Yes, if we invest in the cost of developing gold mines, we will pay more interest than banks in the future."

"What? Really?"

Jong-hyuk was surprised, too.

'This is a civil investment contest.’

But something's wrong.

This is because the civic investment contest, which Jong-hyuk knows, is usually publicly held to raise more investment.

"Wait. Elijah offered to invest?"

At Victor's words, Olga nodded.

"Yes, I want to co-exist with my town. But you and I can't accept it, so they only accept a part of it."

"Oh, was it like that?"

Then I can understand.

No, I'm rather.

"They said they could only count in two more people for the people who were there. That's why I found out."

'Two?' Jong-hyuk tilted his head to his side.

You keep them secret, and you bring them in two more?’

My nose suddenly tickles.

"Oh, if you don't mind, can I ask how many people gathered at the time?"

"Well, thirty? That's about it."

"How many villagers are there?"

"A thousand? I think that' Why are you asking me this?"

"No. Hmm. Yes……."

90 out of 1,000 people. Obviously a small number.

But this is a whopping 9 per cent.

All of them shut their mouths together?

I have to be skeptical.

Too many people knew.’

Secrets are kept when very few know them.

Moreover, mining development does not end in a day or two. At least a few months, as long as a few years.

The secret had to be somehow leaked out.

From the beginning, even 30 people are a large number.

"If a secret leaks out, there will be a stir."…."

Who's going to do it, who's not?

If this is a city, it's as good as it can be.

But this is the countryside. The countryside where everyone knows each other very well.

In this case, people who have not received investment may flock to protest.

I can be sure because I've seen this a lot, Jong-hyuk.

"What's wrong, Choi? What's wrong with you?"

"No, I'm sorry, Victor. I guess I was wrong. But just in case, can I ask you one last question, will you come?"

"Yeah. What……."

Jong-hyuk decided to just shut up if this wasn't the case.

No matter how hard I say it.

"Was there a cap on the investment?"

"Yeah, a million rubles per person. Interest rates are 3 percent per month."

"What?"

"Three percent? On the moon?"

1 million rubles, about 5 million won at the current exchange rate.

Three percent a month is about 150,000 won, but it is 1.8 million won a year later. Interest exceeds principal in about three years.

"But the first people who were offered, the people who introduced us, said they would raise interest rates even more than this. Four percent?

'There's another 4 percent here?'

"What? That's crazy?! Can I invest, too?"

"I told you earlier. The investors are all filled. So I'm very upset that I couldn't introduce myself to my friend. Ha, she's a very difficult...…."

Ring ring!

"Wait a minute. Yes, I'll be right in…… Oh, Mr. Banco! Yes, yes. What?! Really?"

Suddenly Olga's face brightens up.

"I said it because I was sad at the time.… No, of course I appreciate it! Of course, we have to keep it a secret! May God bless you!"

Olga, who hung up the phone and screamed and was happy, was stunned by the eyes of the three men.

Jong-hyuk looked at Sevchenko and wondered if she was nervous.

Before answering the phone, a conversation between Sevchenko and Olga came to mind.

"Mr. Olga, did you just call that? You're going to let him invest in your friend's situation? But you're forcing it in, so your friend's interest rate will be low?"

"Oh, how did you do that?""

Viktor and Sevchenko were surprised and saw Jong-hyuk.

"What? Really? Olga, that's the kind of call?"

"Oh, no, mister, it's...…."

Jong-hyuk burst out laughing at her sweating.

"What? It's that."

A terrible scam that gave birth to a character named Cho Hee-koo, who made millions of people choose not to do it.

Multilevel investment fraud.

Jong-hyuk's face is stiff.

* * *

Suddenly, the contract date was moved up a day.

At Victor's unilateral remarks, they scuttled through the office they had built in the village and sweated.

"Whoops."

The office is so clean that flies can slip even when they sit.

Kim tapped one of the support and employees and signaled that he should smoke.

"Yes, I will. Employee Park, let's go together."

"Yeah! You're going, aren't you?""

"Should I?"

Russian employees hired from nearby cities began to do their jobs while looking at their headquarters employees heading to the rooftop with strange eyes.

Squeak!

Standing on a narrow rooftop, they lit each other up.

The clear blue sky of Siberia opened my breath.

"Making money………."

Attention is drawn to support and one employee.

"That's easy."

So far, it has earned 90 million rubles.

It is well over 400 million won.

Another million rubles are expected.

In just a few days.

I haven't even developed a gold mine yet.

"People look like idiots. Why are you fooled by this?"

Interest rates are up to 48 per cent.

Anyone can tell it's a fraud.

"That's the beauty of this project."

It shows business items and collects investment money.

Whether it's a win-win or a gift, it turns on the water by adding any justification.

It's a small amount at first.

Only a million rubles. It's about 5 million won.

In Russia's rural villages, which do not live very well, even if it is a large amount of money, it is not money that cannot be offered considering the interest that one will receive in the future.

The data on this is already in the company.

It's a burden, but it's not too much without it.

At first, of course, you'll be suspicious.

But what if I pay interest during development?

I'm sorry to keep you waiting. What if I say I pay in advance?

Can we continue to doubt it then?

That's when it starts in earnest.

From the moment the doubt disappears, 90 investors will quickly increase to 900 and 9,000.

"We need to collect the data that's How much people can tolerate without interest, how much they pay to be satisfied, and how much they reinvest. And…… how the person I introduced reacts when interest rates are lower than mine."

This is what this project means.

Data collection.

Of course, the project should be successful, but more importantly, collecting these data.

"Wow, the staff in the keynote room are crazy. How do you think of this?"

The project came down from the planning and coordination office of the headquarters, which does not even know where it is.

"So only the best brains in the company are here."

Nodding, they looked down from the roof.

"Do they know? The end of this investment is hell."

"If you knew, would you have invested?"

They laughed bitterly at the quiet countryside view before their eyes.

"Bullies.

"Oh, here's our pushover."

a partner who lent a gold mine

Of course Victor doesn't think so.

Kim saw a dispatched employee.

"There's nothing much to it, is there?"

"Not really, except that my parents run a market chain called Romanoff Distribution?"

There is no further investigation.

Market management also uses professional managers. They are the kind of people who live leisurely with money.

The dispatched staff, who did not know it was designed to look like that, spoke proudly.

"Victor himself has something to do with a great politician, but...…."

He has enormous wealth and power, but he is not a slave to money. They are not the kind of people who are most concerned, who will be greedy to step in to this gold mine to earn even a penny more.

The problem is that other shares that they cannot control get in the way and the situation gets messed up, otherwise it doesn't matter.

They won't be in the world by the time they know everything anyway.

A new identity, a new face.

I couldn't find even KGB, no, SVR.

"Good. Let's go down."

"Yes."

They headed for the stairs with a big smile.

* * *

"They're friends in some cases."

Victor smiles pleasedly.

First love and unrequited love, Olga.

The aspirations of a child who is now married to another person and has children.

He loved it enough to build a family mart in this countryside.

There was still a trace on Victor's chest.

Even though it was a small amount of money, I couldn't help but feel good about sharing her benefits.

But Jong-hyuk's reaction bothers me.

"Is there really no problem?"

"Yes, not yet."

"Not yet? ……Choi."

"I'm not. Not yet."

'Fraud is not a fraud until it's splashed with money.' This multi-level investment fraud is even more so.

Because they actually share the benefits.

"Even if you doubt it, you're gonna put money in your bank account. Don't you trust me?"

You might think, "Why do people believe this?" but this kind of fraud is more likely to be caused by that thought.

Don't tell me I'm being scammed. With this carelessness.

Huh? Money's coming in. They keep coming in. Now that money is blindfolded like this, there is no way not to suffer.

Those who have fallen like that start throwing money at crooks from then.

Shut up and get my money and give me interest.

In addition, this terrible scam, which combines multi-level fraud and investment fraud, is a swamp that is hard to escape once you fall into stimulating a person's basic instincts.

This primal instinct is the real core of multilevel investment fraud.

The child I introduced has lower interest than me.

I'm being treated more.

I'm better than him.

Huh? He's getting more interest than I am.

Why? I want to do that.

It's this basic instinct.

Human instinct to be better than others.

I'll introduce you to a good place to invest.’

That's nonsense.

It's nonsense in this scam.

If it is a really good investment place, it is human nature not to share it with others.

There are many who are not, but most are.

This scam is completed by adding selfishness that is close to unconsciousness to share risks because it can really be a scam.

"Is interest rate a problem? Of course I doubt that part, too."

Interest is almost ten times higher than banks.

"But……."

Considering the net income of Elijah mining from the gold mine, it is a small amount of money. This is all the more so if the rising price of gold is included.

It is a business for them to survive in this village closest to the gold mine with that little profit.

This town will make everything convenient.

"I asked you to come with me to find out. So could you trust me a little more?"

"……I see."

I'm even more nervous about this, but Victor nodded with a stiff face.

"Then call me Ivan from now on. Ivan, your rich friend of Goryeo."

"……OK, Ivan."

"Thank you."

"Please, I hope not." Jong-hyuk fixed his glasses that he bought at the Romanov Market, which was full of everything.

"You look more intelligent with your glasses on."

"Ha ha."

The two entered the Iliza Mining Office, which was built in the village.

"Welcome, sir!"

Ten men and women in the office welcome them.

"Long time no see. Mr. Vanko Kim, no, Mr.

Vanko Kim of Goryeo.

Jong-hyuk's eyebrows wriggled when he saw him.

"Koryoin? No, I don't think so. He's Korean.

Westerners can't distinguish Asians well, but Korean Jong-hyuk noticed it at once. You look just like a Korean. Koreans.

'And....'

Whoosh!

The face of Jong-hyuk, who found something, hardened.

Scary!

At the moment, Kim, who turned his head toward Jong-hyuk, tilted his head to his side.

For some reason, I'm making a cynic.

"What about this guy?"

"Oh, it's my friend Ivan. I'm a Korean like Kim, and this time I'm going to hang out at my villa...…."

"That's enough, let's do it quickly and go. You said you'd teach me how to hunt foxes."

"…Well, that's why we're here together."

"Ha ha. I see…… this way, please!"

Jong-hyuk and Victor were escorted to the office inside the office.

Since the contract has been coordinated in advance, Victor, who looked through the contract once, picked up a pen.

"Hmm."

"What are you doing, Victor? Aren't you going?"

The flinching Victor scrawled his autograph.

When Victor hesitated all of a sudden, Kim's nervous face was wide open.

"Thank you, sir! I will repay you with this grace and profitability for leaving the mining to our humble company!"

"There's no reason not to choose this town that I like and your company that has taken the path of co-"

"No, how do you know that?"

Kim was surprised.

But it was a question within the scope of the foregoing.

"There's a villa nearby and you don't know what's going on in this town.…."

Win-win?

Viktor and Kim's eyes turn to Jong-hyuk.

'Hmm.'

Victor was more suspicious, but he decided to keep up with the rhythm.

"Here Elijah recruits investment for the people of this town and later pays a large interest.That's right, isn't it?"

"Oh, big interest. How much?"

Jong-hyuk looked at Kim and said,

"Up to 48 percent, Mr. Ivan, but that's maintaining this area……."

Jong-hyuk's eyes are wide open.

"48 percent? That's tens of times higher than bank interest, right?"

"Ha ha. It's all for this town where our employees are having a hard time.…."

"Let me invest in that, too. I'm gonna make some pocket money."

"What?"

"Would $10 million be enough?"

"…IVAN!"

"Why? You said it was a gold mine. Can't you just make a few billion rubles? You've given me the right to mine!"

"My gold mine is not that high!"

"…Oh, really?"

Disappointed, Jong-hyuk saw Kim with a puzzled look on his face.

"Well, if you're interested in my investment, call Victor. I don't want to give my number to someone who might or might not receive my investment. If you're done, let's go, Victor."

"Squeal."

Victor shook his head and stood up.

"Oh, by the way, your ring is it? Where did you buy it?"

"Boo, it's my parents' wedding ring. I don't know where I bought it."

"Oh, really? Okay. Good work."

Jong-hyuk, who smirked at Kim hiding his ring, turned away.

Viktor, who left the office like that, asked urgently.

"Why the hell did you do that?"

Just now, the appearance of Jong-hyuk was very unfamiliar.

The cold look on Jong-hyuk's face hardened at the words.

"There's a high probability of fraud."

"Buy, fraud?"

"Yes. Fraud."

Jong-hyuk gritted his teeth while looking at the office reflected in the car window.

Crack!

Long time no see, you bastards.’

The gold ring that Mr. Kim was wearing.

Jong-hyuk knows a ring that looks just like it.

Daejeon Children's Incident.

The ring that the guy who killed himself then wore.

It was them.

It was the organization.

The flesh rose to the top of my head.

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