Three Kingdoms

  Chapter 687 Borrowing chickens to lay eggs

  Strictly speaking, Fei Qian didn't have much assets at the beginning, or in other words, except for some of Huang's troops and supplies, he was basically empty-handed.

   Being able to obtain the current team and assets is basically a trick played by Fei Qian, which is too old to be old.

  Like real estate developers of later generations, they often didn’t have much money in their pockets at the beginning...

   Even if it is a personal behavior, when standing on the wind, the pig can fly.

There used to be a short time window where unfinished real estate contracts could be used for mortgage loans, and banks had the task of lending and borrowing at that time, so the proportion of money produced was not low, so some smart pigs at that time paid the down payment first, Get the contract, then mortgage, and then take out the money to buy a house, and then mortgage, under this cycle, in just a few months, before this window is found to be closed, plus the real estate at that time The evil wind suddenly rises, and these smart pigs have evolved into pigs that can fly...

Fei Qian borrowed money when the bad money was not rampant, and then used the money to buy supplies, and then paid back the money when the bad money in Chang'an was flooded. It is tantamount to plundering the storage of some gentry nobles in Hedong and Beidi into their own pockets.

  Have these gentry from the north of the river resent Feiqian?

   There were some, but they hated it too much, because it was because of Feiqian's caravan that they passed on their losses to farther areas, and also gained a lot of benefits.

  It's like the stock market, the person who gets the last stick is always the most miserable.

  Fortunately, there is no stock market in the Han Dynasty where ordinary people can still participate in the delivery of flesh and blood. Therefore, the main group that is finally affected by bad money is those gentry and rural tyrants who have stored a lot of wealth.

As for the common people in the Han Dynasty, one was that they did not have much assets, and the other was that taxes and other things were mainly in kind. Even if the currency system collapsed, most of them still used barter in their daily transactions. It was also affected, but it was definitely not as severe as the gentry who saved money until the ropes tied to copper coins rotted.

  But now is indeed the last time window for storing grain and grass.

Although the big households in various places are consciously starting to stockpile food and grass, after all, the nationwide war has not yet kicked off. In addition, even if there is food and grass, there must be soldiers to take care of it. The low-priced ordinary iron gun tip has become another extremely popular commodity.

   It is okay to want weapons, but you can exchange them with grain and grass.

  Cui Hou has almost become the largest merchant in the Northland now, and the area covered by the caravan even extends to Xuzhou and Qingzhou, because the price of salt and grain there is cheaper than Heluo and the Northland.

  Cui Hou's eyes, which were originally small, now appear even smaller under his rounder face, and when he smiles, they are almost hidden in the crevice of the flesh...

   "Zhonglang, I don't know how to summon Houlai, what can I order?" Cui Hou rushed to the outside of the workshop camp, saw Fei Qian, and asked with his hands clasped.

   "Yongyuan has worked very hard recently..." Fei Qian gave his condolences habitually, but when he saw Cui Hou's big face, he laughed unkindly and couldn't continue.

  Since we can't continue talking politely, let's talk about business.

   "Ahem...Yongyuan, do caravans often barter recently?" Fei Qian asked.

When it came to the topic, Cui Hou also became serious, nodded and said: "Exactly, five baht is not acceptable, alas..." Although he said to spend as much as possible, there was still a batch of five baht in his hands, which made Cui Hou Thick is heartbroken.

   "Is there any inconvenience?" Fei Qian asked knowingly.

   When it comes to the work of this bank, Cui Hou naturally speaks clearly and logically, snapping his fat fingers, and talking one, two, three, four with Fei Qian.

Although bartering is separated from the influence of coins, its limitations are also very large. Fortunately, Cui Hou's caravan usually carries more than one item, so it can handle six items when exchanging. Seventy percent...

But sometimes it really doesn’t work. For example, the other party has grain and grass and wants to exchange salt, and Cui Hou’s caravan just exchanged all the salt in front. Such a business cannot be done, or it can only be given up, or it has to be agreed. The exchange will only take place the next time the caravan arrives.

However, it is impossible for a caravan to set off anytime and anywhere, and a cycle is often calculated in months. When Cui Hou's caravan arrives next time with the items they needed last time, the other party's needs may be due to certain factors. This reason has changed again, resulting in the fact that sometimes the efficiency of the caravan can be low.

The people of the Han Dynasty were not like the later generations. They had a database or something. They could integrate a list of required items based on the inventory and then make statistics to trade in advance. They often traded when they found what was needed, which caused a great burden on the caravan. and inconvenience.

Fei Qian nodded while listening to Cui Hou's narration, then took out a piece of bamboo paper from his sleeve with the seal of General Huxiong Zhonglang on it, handed it to Cui Hou, and said, "Yongyuan, if you use this evidence as your Can it be more convenient?"

"Certificate?" Cui Hou took the bamboo paper, unfolded it, and saw that on the bamboo paper, there were two couplets of goods in and goods out in the same format. Riding seam seals, in words, indicate what goods the shipper has shipped, how much quantity, what items to exchange, and how much quantity, it is very simple.

   To put it simply, it is a white strip with an official seal...

  As a businessman, Cui Hou’s mind turned extremely fast in this aspect, and he quickly realized the role of this evidence, and then said: "Although Zhonglang’s thing is wonderful, people in the countryside may not be willing to accept it..."

In the Northland, naturally there is no big problem, one is that it is close, and the other is that everyone has heard about the deeds of the Zhonglang General Fei Qian, and the area farther away from the Northland, this Zhonglang General’s Great Seal The effectiveness will gradually decay, and it may not even be as effective as the seal of the local county magistrate...

   Fei Qian chuckled and said, "It's okay, if you have a large quantity, you can exchange things. If there are some items that are missing, you can try them."

   Cui Hou nodded when he heard the words and said: "So, maybe it should be feasible."

  If you want to take away a large number of items, and then give a white note, who will accept it willingly? But if, on the other hand, a large number of items have been exchanged, and a small number of items are temporarily lacking, a voucher for postponing the exchange will be given, which will naturally be much easier to accept...

   After explaining some specific problems that should be paid attention to when using it, Fei Qian asked Cui Hou to go to Du Yuan to get some such credentials.

  Looking at Cui Hou leaving, Fei Qian sighed slightly.

  This is actually another mode of borrowing the chicken to lay the egg...

  No way, the more supplies the better, if you don't take advantage of this last time window, when the limelight passes, you can only rely on your own strength if you want to fly.

Credit, of course, is accumulated in transactions again and again. Of course, this certificate is not only for paving the way for new currencies in the future, but more importantly, it has other additional functions, but to what extent can it be used at that time? , it can only be said in the future.

   One day, Zhou Yu saw Romance of the Three Kingdoms

   "Oh, this is our business? I have to see"

   Opening the book with anticipation...

   In the results book...

   "Zhuge Liang is mad at me"

   "Zhuge Liang is a hypocrite"

   "Zhuge Liang does not rule out that my surname is not Zhou"

   "Since Shengyu He Shengliang"

   died...

   Zhou Yu threw the book: "Come here, pull Luo Guanzhong out and chop him up!"

  (end of this chapter)