Tomorrow

Chapters Four and Five

Liu Ru has financial talents.

This has been proven a long time ago.

A widow with her mother-in-law and daughter-in-law created her own huge financial empire in less than ten years under the rules of Lantian County, and even Yun Zhao had to say-that's it!

Fuliansheng Bank was developed on the basis of Yun Zhao's initial investment in Liu Ru's roasted corn business with a tael of silver.

Now, he can actually issue a silver ticket of four million silver coins, which makes Yun Zhao not surprised!

After half a month's inventory by the Minister of Treasury, Yun Zhao finally understood what kind of monster Fuliansheng Bank was.

In this bank, the one or two silver original shares that Yun Zhao originally invested in still accounted for 20% of Fu Liansheng’s total equity. Four years ago, Yunniang invested 400,000 silver coins and once again split from Liu Ru’s hands to two shares. Into equity.

After Fu Liansheng became bigger, Liu Ru pledged 20% of Fu Liansheng’s share capital from Yushan Bank, which was just under trial operation by the imperial court, and again borrowed 1.1 million silver dollars from Yushan Bank to replenish Fu Liansheng’s bank. .

When Liu Ru's total share capital was only 40%, Liu Ru still did not stop distributing the share capital. This time she aimed at the wealthy Yun Chuangzi's clansmen again!

Under the bridge of Yunqi, the clansmen of Yun's Zhuangzi bought another 10% of the equity from Liu Ru at the price of one million silver dollars.

So far, Yun's accounted for 50% of the total share capital, the government accounted for 20%, and Liu Ru himself accounted for 30%!

Her calculations are extremely shrewd. Yun Zhao will not defer to the precious to run a bank. Naturally, Yun Niang is even more unlikely. The Yun family members don’t know how to operate, and the people at Yushan Bank don’t take care of their own affairs. It's a clear mind, so there is no time to talk about Fu Liansheng.

In this delicate situation, Liu Ru controlled Fu Liansheng under the royal banner, and went wild in Guanzhong. In two years, he became the largest private bank in Guanzhong.

For now, Fu Liansheng not only has a loan function, they have also begun to accept deposits in Chang'an, but they do not pay interest on the deposits they accept, and even charge fund protection fees.

The people of Guanzhong have always been wealthy, and they have a mystery of trust in the royal family. Therefore, Fu Liansheng's income in some places is even higher than that of government-led banks.

This is not allowed!

Yun Zhao believes that whether it is a money house or a bank, it should not be handed over to private individuals.

The Minister of Treasury is very supportive of Yun Zhao's desire to take back the Fuliansheng Bank, but he has no money!

After all, if you want to recover Fu Liansheng, according to the current valuation, the Treasury needs to pay Fu Liansheng more than 10 million silver coins...

In the past, if the emperors wanted to take back private things, they generally had no idea of ​​paying, and they were already rare benevolent emperors if they didn't raise the butcher knife and hack to death all the money collectors.

Yun Zhao can't do this, absolutely can't do it, if he does, the credibility he has finally built up will collapse.

The invisible loss will be even greater.

But it doesn’t matter. Yun Zhao’s money can be owed first, Yunniang’s money can also be owed first, and even the money of the people in the Yun family can be owed first. The only money that cannot be owed is Liu Ru’s money. .

Therefore, after Liu Ru received nearly four million silver dollars from the Minister of Treasury, the news immediately caused a sensation throughout the Guanzhong!

The four million silver dollars are all cash!

Under the deliberate arrangement of the Minister of Treasury and Tibet, forty silver carts arrived at Liu Ru’s residence in Chang'an under the **** of the armed treasury. Pan Pan entered Liu Ru's home.

I thought Liu Ru would be very depressed, but Liu Ru, who opened the door to welcome the guests, showed a strong aura.

She just glanced at the pile of silver dollars in front of her, and then loudly said to the people onlookers: "Ten years, ten years, I am a woman, relying on the one or two dollars invested by Your Majesty, to create such a big one. The family business can only be accomplished in my Guanzhong.

Every silver dollar here is clean money. It is my Liu Ru who sells roasted corn and roasted sweet potatoes in a small cart from scratch.

In these ten years, I was a woman who seized every opportunity for me to make a fortune in Lantian. The pain in the middle was not enough to be true to outsiders.

However, I finally succeeded.

Now, I, Liu Ru, withdrew from the money house. The money is the reward given to me by the court for many years of hard work.

I will put all this money into the construction of the Chang'an-Tongguan railway.

At the beginning of the spring next year at the latest, the neighborhoods of Chang'an will be able to take a train to Tongguan. In the near future, they will be able to take a train from Chang'an to Luoyang. I even believe that in my lifetime, we will take a train from Chang'an to Shuntian Mansion and Yingtian Mansion. It is not an impossible thing. "

Liu Ru’s speech quickly set off a huge wave among the people of Chang'an. After all, after the Minister of Treasury endorsed the money, people finally determined that a woman had earned this mountain in ten years. The same big family business.

This is a fact.

It is this fact that gave birth to many people's dream of making a fortune.

Liu Ru's money was re-deposited into the Fuliansheng Bank only after showing it for a while in Chang'an.

After receiving this news, Yun Zhao couldn't help feeling that this woman was really courageous, she was indeed very decisive, and never let go of any chance to make a fortune.

Immediately after the bank was acquired, she bet all of her wealth on the new railway.

Originally, in Yunzhao's plan, the railway was just a place where the domestic people's spare money was collected and invested, and the railway still needed to be firmly in the hands of the state.

Now, after being operated by Liu Ru, the railway from Chang'an to Tongguan has to be handed over to Liu Ru to operate. This will be a broader world.

Through this incident, Yun Zhao suddenly felt as if he had been fooled.

Liu Ru, this ghost woman might be playing the trick of Jin Chan's escape from the shell.

She might have anticipated that the banking industry is the imperial prohibition, and relying on the royal family can only be strong for a while. Once the imperial court’s nationwide banking network starts to operate, the capital and strength of state-owned banks will not be her family’s Fu Liansheng at all. Can contend.

Therefore, before offending the royal family and the government, he retired.

Taking advantage of the government's unreasonable expulsion of him from the bank industry, he took the opportunity to earn a piece of the most lucrative railway business for himself.

Tongguan is the key to Guanzhong, the place of the throat. Although it is no longer an important pass in Guanzhong, it is still a broad road from Guanzhong to the Central Plains.

With this railway, Liu Ru's clan is destined to be wealthy for many generations. After the Lantian imperial court has completely settled down in the world, her Liu Ru is likely to become the leader of Guanzhong merchants.

A woman who has achieved such a feat, what can her husband do?

After figuring out the cause and effect of the incident, Yun Zhao laughed.

He was ready to eat this loss and recognized it.

Since they can do this within the rules he made, he has no reason not to allow them to succeed.

The emperor, after all, must have a little bit of mind.

However, when he met Niu Jinxing, Li Hongji's envoy, Yun Zhao's big heart disappeared immediately.

He doesn't like Niu Jinxing, even the gold and silver treasures Niu Jinxing brings, he doesn't like it very much. He always feels that these gold and silver treasures have the souls of Shuntian Palace wailing on them.

"Enjoy the great tomorrow, I am the king of Dashun..."

Before Niu Jinxing could finish speaking, Yun Zhao waved his hand, and immediately a warrior rushed out, tying Niu Jinxing sturdily, and stuffed a piece of rag into his mouth.

After Yun Zhao was sure that this person had no resistance, he slowly paced to his side and looked down at Niu Jinxing and said, "What does Li Hongji think, does he really think they can stay in Liaodong?"

Niu Jinxing whirred a few times, his body twisted like a silkworm.

Yun Zhao waved his hand and said, "I don't need you to explain, I only want you to listen to my orders."

Niu Jinxing immediately became quiet.

"You are nothing more than a down-and-out talent. You are in a high position with no talent and virtue. You have allowed yourself to stand on top of the people by murdering and transgressing. I believe that the innocent souls of Henan, Shandong, and Shuntian must hope to see you underground. .

In order to clean up the mess you left me, I have to tolerate you demons to continue to live in the world.

I can talk to anyone, but not to you, because you are cannibals, and I, the savior, are born enemies.

I'm waiting, waiting for you to collapse, waiting for you to kill each other, waiting for you to start from reason and collapse into madness.

For so many years, I have been neighbors with you, and the stench from your body has almost suffocated me.

You have brought a group of well-intentioned insurgents into beasts and evil spirits. Now, you are about to perish, and I am so relieved. "

Niu Jinxing stopped struggling. He just looked at Yun Zhao in despair. He originally thought that as long as he could see Yun Zhao, then everything could be discussed. They even did a good job of delegating Li Hongji to the wilderness, and their group abandoned everything. , Just be prepared to survive.

Unexpectedly, Yun Zhao would not only punish Li Hongji, but also punish all of them.

Liaodong’s winter is not easy, let alone these people who lack supplies.

When they left Shuntian Mansion, almost all the livestock were used to carry gold and silver. After they arrived in Liaodong, they discovered that gold and silver were nothing but useless things.

When Ming was unwilling to trade with them, not only did gold and silver not keep them warm and full, but it also became a great burden for them.

Dorgon gave them a piece of land, but took away all the materials on this piece of land. Therefore, in this winter, the huge Liaodong became a hell-like existence.

In order to survive, they hunted, they fished, even the rats in the ground, they did not let go, the most terrible thing is that before the arrival of winter, the plague once again spread in their team.

In despair, Niu Jinxing volunteered to be an envoy to Daming. In his opinion, the worst result in Daming is more promising than staying in Liaodong.

However, Yun Zhao blocked his mouth and did not give him a chance to speak, nor to give him a chance to show affection. Yun Zhao was extremely firm in their will to these people, and there was no possibility of forgiveness.

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