My Strength Does Not Allow Me to Low-key

Xia Hongtao's series of performances made Xiao Feng very satisfied with him, thinking that this is a talent, although he has some elements of hard work.

But I was always right in choosing him this time. Those who can fight for their own interests are good employees.

Xiao Feng was happy, but the bank representatives on the opposite side were not happy. This guy is too tough, too strong, right?

How to do this?

There were even representatives of a few big banks muttering a few words in a low voice, do you really think you are a state-owned enterprise, what about a central enterprise?

But they can only mutter a few words to themselves, if they really want to say it out loud, they really won't dare.

No way, who made this an era when high-quality assets were scarce and high-quality companies were hard to find?

In recent years, the international economy has been sluggish, domestic private enterprises have also been recruited one after another, or they are lingering, and the scope of banks' choice of lending customers has also been greatly reduced.

On the other hand, the real estate industry is restricted by the state to restrict capital inflows, which makes banks even more troublesome.

Enterprises are short of money, but banks are not short of money, but what makes banks a headache is how to lend money and let the funds flow.

But most of the banks are state-owned enterprises, and none of the leaders above want to take responsibility, so the loan recipients have chosen relatively stable state-owned enterprises and central enterprises.

After all, such enterprises are supported by policies and allocated by the state every year, so they never have to worry about money. If the money is loaned to them, it is rare for them not to be able to get it back.

But precisely because most banks choose such partners, these state-owned enterprises and central enterprises are very strong in negotiations when facing banks, and their bargaining power is quite strong.

Banks want to lend to them, not to mention that the interest rate is flattened according to the benchmark, and it is common to go down by 30% or 50%.

Once the business is done, you only earn a few handling fees, and the interest rate difference is unbearable. There is no way, who makes the wolf more meat, and you are not sure that other banks are willing to do it.

And today, the celebrity chef manufacturing has become a state-owned enterprise, with a strong taste like a central enterprise, since it was replaced by Mr. Xia who came up to preside over the negotiations.

There are only those two buildings that need to be mortgaged. As for the shares made by celebrity chefs that everyone cares about, it is impossible.

In fact, according to the current business model of Master Chef Manufacturing,

Everyone knows that the shares made by famous chefs will definitely be more valuable in the future, but they are not willing to take them out as collateral at all!

As for the interest rate, this guy actually played the trick of killing three people with two peaches, isn't it just to let everyone bid? Still lowered the bid, which is really ruthless.

But do you really think that a few words can make us bow our heads? Go dreaming!

More than a dozen bank syndicate representatives were very upset and fell silent, but Xia Hongtao was not in a panic. He looked at the bank representatives who were working and smiled.

"It seems that everyone is unwilling to lower the price, so that's fine. It seems that we can only choose to go overseas for financing. After all, the cost of overseas financing is relatively low."

Xia Hongtao's words are really not lying. Why are many people dissatisfied with the domestic banking industry, saying that they rely on the support of national policies to make money in the country.

Because the domestic deposit interest rate is really too low, and the bank loan benchmark interest rate given by the country is very high, the interest rate difference in the middle gives them a lot of room for manipulation, and it can really be said that they are lying down to make money.

In the international arena, it is a market with full free competition. The loan interest rates of major banks and even sovereign funds are very low, some even only a little bit, and the domestic basic interest rate is 4.75%, which can easily go up by 10%. Compared with the loan interest rate of 30 or 50, the cost of overseas funds is absolutely outrageously low.

But can overseas funds be brought in so easily? Especially for your private company?

The representatives of many syndicated loans present here are all full of disdain. It is true that your celebrity chef has a good reputation in China, and it can even be said to have a bright future, but in the international arena, who cares about you?

What's more, you are not even a listed company?

Go overseas to raise funds? But be careful of the wind, don't slap your tongue.

At this time, Xia Hongtao took out a piece of paper with a red head and shook it in the air with a smile: "I know, everyone may not believe that we can go overseas to raise funds. I used to work in XXX company in Pengcheng. I have a good relationship with the leaders of the local export bank. This is a letter of guarantee issued by the local export bank. With this letter of guarantee, I can make our financing plan together with several projects of XXX company. An asset package. Whether in Xiangjiang or Jiapo, we can raise the funds we want..."

As soon as these words were uttered, the representatives of the syndicate who were doing it immediately couldn't sit still, and all of them had skeptical expressions on their faces.

Some people even took out their mobile phones and started searching for the name Xia Hongtao, but they were really taken aback when they searched. This guy used to be the vice president of a well-known financial company in Pengcheng.

Damn, this is terrible. With such an identity and experience, what he said before must not be bragging.

Especially after a few bank representatives sneaked out of the conference room to make a phone call and confirmed Xia Hongtao's identity.

When they came back to the conference room, everyone's eyes on Xia Hongtao changed. I really didn't expect that this famous chef invited such a great god. It's not easy to do it now.

In the past, everyone could bully the owner of the famous chef who didn't know much about finance, and tricked him into taking a loan, but now he is hired as a financial expert, which is difficult. If you want to win their project, you must It was a real fight.

At this time, among the bank representatives who were originally in harmony, the eyes they looked at each other gradually changed, and they became vigilant. Some bank representatives even took out their calculators and began to clatter. .

At the beginning of the year, the state opened the floodgates and filled the accounts of major banks with a lot of money to replenish market liquidity. It also ordered that it should focus on supporting small and medium-sized enterprises, especially private companies, but strictly guard against them. Let the money flow into the real estate industry.

Therefore, the life of banks is not easy now. State-owned enterprises and central enterprises are not short of money, but private enterprises and small and medium-sized enterprises are not easy to find.

It's not that there are no such companies, but because there are many such companies in the market, but they are basically big pits, and their operations are half-dead. If you dare to give them a loan, the money will be transferred today, and tomorrow they will dare the boss to run away. Believe it or not ?

So although the bank accepted the order, no one dared to lend money to them. Everyone kept their eyes open and looked for bright spots in the market. Everyone wants to fight for the meat and potatoes!

If I can complete a deal with them, the report at the end of the year will be easier to write, and I can get more bonuses.

The most important thing is that in terms of the current development momentum of Celebrity Chef Manufacturing, they are destined to be a future star company. If you don't take advantage of their early development and get in touch with them, it is impossible to wait for them to become famous. You Just go to icing on the cake?

Therefore, the representatives of the major banks were all bullish when they came, but in fact they had calculations in their hearts. Today, they have to win this business no matter what. Many representatives came with missions.

Now that the famous chefs are showing their cards here, they have to revise their original plan.

"...Of course, all the leaders here are recommended by President Feng, and they may be our friends in the future. Although it is cheap for us to raise funds from overseas, it may take a long time, and we have I hope that these two groups of buildings can be taken down as soon as possible, so in terms of cost, we must make certain concessions. But the specific concessions will depend on the decisions of the leaders..."

Xia Hongtao was still continuing his performance, while Xiao Feng, who was sitting next to him, heaved a sigh of relief. He really deserved to be a financial player, and he was born to tell stories.

When did I know XXX company in Pengcheng? What is oral behavior? What the hell is going overseas for financing?

Of course, he, a layman, didn't understand these things, but after speaking, Xia Hongtao who sat down unscrewed the mineral water and took a sip, then gave him a wink to signal him not to speak.

"Okay, Mr. Xiao, Mr. Xia, you have also stated all the conditions of the company, and the banks and financial institutions must go back and discuss it. After all, the interest rate is not something they can decide, and they must go back. For the meeting. Let’s get here first today, it’s already noon, I’ve already asked someone to arrange a place, how about we have a meal together?”

The representatives of the syndicate did not speak, and as the host, President Feng stepped forward to smooth things over. He knew that these banks and financial institutions must have made plans in their hearts, but they would definitely not quote each other in this conference room to disrupt the situation.

Next, it must be a secret game. He invited everyone to have dinner together. Hehe, after the meal, he can guarantee that he will not have to wait until dark. offer.

As for how Xiao Feng chooses at that time, that is his own business.

President Feng, the host, did a good job. He greeted everyone to eat, so how could everyone not show face, and followed him to a restaurant that had been booked in advance, and had lunch.

During the lunch, there were also toasts, and many people got up to toast Xiao Feng and Xia Hongtao, just to get acquainted with each other. The performance of Xiao Feng and Xia Hongtao today finally gave everyone a new understanding of the rising stars of Bincheng business circle , this young man is not simple. Being able to invite Xia Hongtao shows that he has great ambitions!

On the way back to the flagship store after dinner, Xia Hongtao took out the red-headed document and handed it to Xiao Feng before Xiao Feng could speak. Xiao Feng couldn't help laughing when he saw it. It's just a piece of letter paper that looks alike. . .