My Strength Does Not Allow Me to Low-key

"If they really can't lower interest rates, can you really go overseas and raise money?"

Xiao Feng looked at the letter paper in his hand, and asked Xia Hongtao with a smile, while Xia Hongtao nodded seriously.

"Mr. Xiao, please rest assured that if they don't lower the interest rate, I can really find us financing through other means."

Speaking of this point, Xia Hongtao, who has been playing finance all the year round, is really confident. He used to work in the financial circle of Pengcheng for many years, and his way was quite rough.

Pengcheng is a place where it is very easy to get a lot of hot money from Hong Kong, Macao, Taiwan, and Southeast Asia, but the interest rate on this money is relatively high.

If you take the regular route, you usually go to the Hong Kong or Singapore bond markets to issue bonds, which he has also done.

However, ordinary companies want to issue bonds overseas, which is more difficult. Huaguo enterprises issue bonds overseas, and foreign capital is not unacceptable, but there is a condition, that is, there must be an export bank, or the China Development Bank. letter of guarantee.

With this letter of guarantee covering the details, those foreign sellers basically don’t know how to look carefully at what is in your asset bag. Anyway, with those two guarantees, they are not afraid of anything?

These two banks are equivalent to the country's credit guarantee overseas, so the ratings are very high, and foreigners are very recognized.

Generally, they like long-term investment, and they mainly seek stable foreigners' national sovereign funds, or pension funds. They like investment banks and CDB guarantees the most.

And Xia Hongtao knew a boss before, and he had a good relationship with the boss of Pengcheng Koukou Bank. The letter of guarantee from that bank was like playing games. With the letter of guarantee, the boss can often get scary funds at low cost in Singapore.

In particular, the sovereign funds and pension funds in several Western European countries can generally lend to you for up to 20 years, and the interest rate is as low as a few tenths of a percent, and some are even less than one percent. .

The main purpose of those funds is not to make money, but to seek stability without risk.

Of course, your asset package must be more beautiful. It is best to have some projects such as government-invested iron cocks. Those Western Europeans and even American guys like it the most.

This kind of funds can be turned over to 8:00 or even released at an interest rate of 11 or 12 when they are obtained in the country, and the longest period is three years.

Twenty years later, double the profit can be earned. This is the game played by big capital players.

Xia Hongtao has also personally participated in it before,

That's why he was so confident in front of Xiao Feng, and Xiao Feng felt relieved after hearing his words.

"Don't worry, Mr. Xiao doesn't have to wait until tomorrow. These banks will call you in the afternoon and ask you to meet."

Xia Hongtao has seen a lot of routines of financial institutions, and even knows them by heart, that's why he is so confident.

Sure enough, before their cars arrived at the flagship store made by famous chefs, Xiao Feng's phone rang. He took it over and saw that it was indeed the boss of X Line who called. The two looked at each other and smiled. . .

Because of Xia Hongtao's help, dealing with these financial institutions can be said to be very smooth. He personally selected five financial institutions from among them. The interest rates of these few are very low, basically in line with Xia Hongtao's expectations.

In just one week, he finalized contracts with five institutions, as well as credit lines, loans, and repayment dates.

This also made Xiao Feng fully aware of his ability. Of course, he couldn't have done so much work alone. There was also Kajia's participation and the cooperation of a group of finance department personnel trained by Kajia.

Considering that the company will become a group in the future, Xiao Feng thought about assigning Xia Hongtao a dedicated team. After all, it is impossible for him to do many things by himself.

Xia Hongtao was also very satisfied with Xiao Feng's attention.

The operation of Celebrity Chef Manufacturing has been handed over by Xiao Feng to Zhou Jing, Xiao Lin and Tian Qing. Their job is not only to ensure the normal operation of the store, but also to inspect and supervise franchise stores across the country, as well as advertising, marketing, and new combination packages. research and development, etc.

Recently, Kajia frequently travels between the factories in Daimen Island and Xingang District. On Daimen Island, his main job is to supervise the construction of the factory, and strive to complete the civil works and debug the production line before winter. They began to formally bring people to the island to start work.

On the Xingang District side, she and Shang Zhenye have already recruited a lot of new workers into the factory and started the training of new employees. Once the factory on the island is completed, they will be able to drag these people down to the island to officially start construction.

There is no need for Xiao Feng to worry about the affairs of the Ninth Laboratory. He Xiaojun is already familiar with the control over there.

Pierre and Laura in France. El Monte is also in contact almost every day. The two of them are more concerned about the launch of the ninth laboratory product than Xiao Feng. They are currently in the process of intensive preparations. It is estimated that in one or two months, it will be held. active.

All businesses are basically on the right track, Xiao Feng put his main attention on the acquisition of this building.

Recently, Guan Zhenhai has been calling him almost every day to ask how the payment is going. He is under a lot of pressure, and Mr. Zhang from the management committee is urging him every day.

Regarding the sale of the building, the management committee has already passed the meeting, and everyone has been persuaded by him, but there has been no action on the famous chef's side, so he will naturally be anxious.

Xia Hongtao came to Xiao Feng's office that day, and directly placed the five contracts in front of Xiao Feng.

"Mr. Xiao, we have already negotiated with financial institutions, except for Binhai Bank, which is our old relationship and our biggest supporter this time. I have selected five other financial institutions, three of which are large state-owned banks, mainly Considering that these companies have strong backgrounds, it is not easy to offend them, and you have to deal with them well. Moreover, the interest rate concessions they give are not small, take a look, this is their terms..."

Xia Hongtao began to explain to Xiao Feng the financial institutions he chose and the reasons for choosing them to cooperate with. Xiao Feng was basically satisfied.

However, the other two non-bank financial institutions from the south made Xiao Feng somewhat confused.

"What's going on with these two funds?"

"Well, I have fully considered Mr. Xiao's choice of these two funds. These two funds have other big backers behind them. They are the kind of predators I mentioned before that can obtain low-cost funds from overseas. So The capital cost they gave us is very low, even lower than those banks, and the repayment date and method are also more flexible, and they are not as strict as banks in terms of collateral... "

What Xia Hongtao said was vague, but Xiao Feng basically understood that these two should be the legendary shadow banks.

Of course, it is different from ordinary shadow banks. Most of ordinary shadow banks are inextricably linked with domestic banks. They all eat leftovers from banks, and their funds mainly come from banks.

And these two are the kind that can get funds from overseas, which is quite remarkable, and they definitely belong to shadow banks with strong backgrounds.

"Okay, since you've got it all done, let's sign the contract quickly, and the payment date will be unified, and then I can also send a letter of approval to the management committee, and there is also a reminder there."

"Then let's put it on today and tomorrow. Talk to President Feng and borrow their conference room, and we will finish all these contracts there."

"Okay, let's do that."

President Feng was more anxious than Xiao Feng. He was afraid that the project would change. When he heard that Xiao Feng had secured five financial institutions and planned to use their meeting rooms for a signing ceremony, President Feng was overjoyed.

Not only agreed without hesitation, but also said that Xiao Feng and the others don't need to deal with it, and he will take care of it.

Early the next morning, when Xiao Feng brought Xia Hongtao to the big meeting room of Binhai Bank, the meeting place was already fully packed.

Representatives from several financial institutions also took their positions one after another. Xiao Feng didn't waste any time, just exchanged a few words of pleasantries, and the team of lawyers next to him, who spent more than 100,000 for a day, began to check the contract.

After checking the contract, the signing process began, and the entire process was completed in one morning.

At noon, Xiao Feng hosted a banquet for the partners of the financial institutions, and then went straight to the management committee in the afternoon.

I had already contacted Mr. Zhang of the management committee earlier, and as soon as the funds were in place, I would contact him immediately to finalize the contract for the sale of the building.

After the contract is finalized, the next step is the transfer of ownership of the real estate, because this is not an ordinary real estate, and there are also tax issues involved.

Although I have found an asset appraisal agency to do an asset appraisal for the building before, but before the transfer, the tax department will still invite an asset appraisal agency to do a simple appraisal. On the one hand, it involves tax payment and the production of a real estate certificate.

So there was still a few days of delay in this aspect, but on the day the contract was signed, Xiao Feng transferred the first deposit to the intermediary account designated by both parties.

The rest is waiting for the third-party agency to complete the inspection, and the tax department will give a deed tax quotation, and then the transfer can be made.

Of course, the tax bureau belongs to the Shanzhong District Land Tax, so there is a lot to talk about here. For the 4 billion building transaction, the tax alone can pay tens of millions. This is very important for the Shanzhong District Land Tax and the Management Committee. A very impressive achievement.

Therefore, there will definitely be appropriate discounts. Mr. Zhang has also hinted that when the price comes out, he will definitely help find a way, or give a discount, or use the method of installment payment. In short, the company will not bear too much pressure.

As for those trivial matters, Xiao Feng left it to Xia Hongtao to deal with. At this time, he could no longer care about the gloomy sky outside, so he insisted on killing on the roof of the Twin Towers!

Standing on the top of the building, looking at the big square in front of him and the sea view in the distance, he was full of emotions. Now he really became a big landlord!

Two years ago, he couldn't even imagine such an achievement!