People in Douluo, the opening awakening dragon

“What do you say?” Qian Chengxue asked how many times the problem was solved to tell her that it was not shameful to ask Su Yan for advice.

Bibi Dong also looked at Su Yan curiously, in her opinion, the new style of catering and entertainment can already make the Martial Soul Hall obtain huge profits, is there a better way for Su Yan?

Real estate does make money, but can Su Yan participate in the current market?

What is a bank? With what kind of “bank” can you master the economic system?

In this regard, Su Yan said that on earth, is there anything more profitable than financial business? Ningfengzhi’s real-body-economic-economic energy and financial ratio?

Before Su Yan crossed over, she was a senior student in the finance department of Longdu University, but she was pulled by the system to work just after graduation, and now her hands are itchy.

For a long time, Su Yan had never thought of doing financial business, mainly due to insufficient capital, but now with the support of the Martial Soul Hall, she had the qualification to play capital.

Since you must do financial business, you don’t need to think about it, the ultimate goal of seigniorage and banknote issuance must be taken down. The

right to mint is still in the hands of the Blacksmith Guild, but it doesn’t matter, when the time comes, gold and silver bills will be issued, and the Blacksmith Guild will be easily turned over.

It is believed that the emergence of paper money will absolutely sweep the entire continent, replacing gold coins that are inconvenient to carry.

When the whole continent began to use paper money, all the empire and principality economies in the future were actually invisibly controlled by the Martial Soul Hall.

This is the ultimate goal of Su Yan playing finance, to control the economy of the entire continent, and when the time comes, the economic lifeline of all empires and principalities will be in the hands of the Martial Soul Hall.

As long as the Martial Soul Hall is biased towards a certain principality to issue more banknotes, the prices over there will soon soar and inflation will appear.

Even when it came time to burn the jade and stone, as long as the Martial Soul Hall announced that the golden ticket of a certain country would not be exchanged, the economy of that principality would collapse in an instant.

The currency of a principality can only be used in its own country and is very deadly.

In the backward world of Douluo Continent, Su Yan is sure to win the right to mint and print money within five years, making the Wuhun Hall a “global bank” of the continent.

Oh, the Douluo Continent actually has a “bank”, but that is called a “vault”, and only gold coins are stored in it, which is convenient for soul masters to deposit and withdraw large amounts of gold coins in other places, and there is no other business.

As for the loan of Douluo Continent, it is what everyone hears about, the interest rate of one percent a month is low, and it is necessary to repay more than twice the amount in a year, unless it is cornered, no one goes to the treasury loan.

“Seven Treasure Glazed Sect, what do you think?” Su Yan directly took the Seven Treasures Glazed Sect of Shi-Body-Jing-Jing as an example.

“Very powerful.” Qian Chengxue replied that as a disciple of Ning Fengzhi, she knew how terrifying the total wealth of the Seven Treasure Glazed Sect was.

“If the bank and supporting services are perfect, we can earn a Seven Treasure Glazed Sect a year.” Su Yan said with a smile.

“Really?” Even if Bibi Dong and Qian Chengxue had always believed in Su Yan, they couldn’t help but ask at this time.

“Of course it’s true.” Su Yan smiled, “What is robbing money?” Then it will be us who print the money ourselves!

“At that time, whether the money in their hands is worth it or not is a matter of our words!”

Haven’t you ever eaten pork, haven’t you seen a pig run? Are all those super financial predators on Blue Star vegetarian?

I really thought that her name was Su Bai back then, and she learned things for nothing?

Su Yan first began to popularize Bibi Dong and Qian Chengxue what paper money is and the impact it will have on the mainland.

If you want to completely master the mainland economy, it is impossible to work hard in a few years, and you have to sink your heart and slowly lay it out, so Su Yan spoke very carefully.

For the idea of “paper money”, Bibi Dong and Qian Chengxue are both in favor, they are both masters who are not short of money, that is, because they are not short of money, they are troubled by money.

An ordinary soul guide can hold tens of thousands of gold coins? The cost of the Martial Soul Hall, the gold coins used, are calculated in tons.

Moreover, whether the gold coin is transported or used, it is not as convenient as the “paper money” mentioned by Su Yan, and it is very troublesome to check the authenticity and weigh every time it is traded. Therefore, if the paper money can

be promoted, it can definitely replace the gold coin, but the paper money promoted by the Martial Soul Hall, do other forces and the two empires recognize?

If they issued their own banknotes, wouldn’t the Martial Soul Hall still not be able to affect them?

For this question raised by Bibi Dong and Qian Chengxue, Su Yan has long had the answer, that is, they have to admit it.

If the paper money was only circulated inside the Martial Soul Hall, the outside world would definitely not recognize it, but the power of the Martial Soul Hall had penetrated deep into various countries.

Su Yan drew a circle on the “new dining and entertainment”, and the corners of her mouth turned up, “Mom, sister, this is the confidence that we can promote paper money.” “When the service industry of the Martial Soul

Hall spreads throughout the continent, at that time, we are allowed to settle using paper money within the Martial Soul Hall industry, and those who taste the sweetness will definitely take the bait.”

All problems with food, clothing, housing and transportation can be solved in the industry of the Martial Soul Hall, and the banknotes issued by the Martial Soul Hall do not have to worry about spending them when they are in hand.

When those people get used to convenient paper money, will they still carry large boxes of gold coins bitterly? You know, the current popularity rate of storage soul guides is quite low. At that time, the banknotes of the Martial

Soul Hall had actually been promoted, and the major forces would naturally accept the banknotes of the Martial Soul Hall. Moreover, most of

those affected by large amounts of gold coins are high-level and aristocratic members of major forces, so the resistance to the promotion of paper money is completely negligible.

The aristocracy wanted to buy something strange, and when trading, giving gold coins, counting the number, checking the authenticity and so on, all required a series of cumbersome processes, and they could not refuse the high efficiency brought by paper money.

And once the paper money was promoted, and under their slow guidance, there was a division between countries, then Su Yan’s goal was basically achieved.

As long as there is a differentiation of paper money, the Martial Soul Hall only needs an announcement to directly make the economic collapse of a small principality, and even if the two empires meet, they have to break their bones.

Bibi Dong and Qian Chengxue are both smart people, and under Su Yan’s explanation, they naturally understand the huge impact of paper money on the entire economic system of the mainland.

“Yeon-yeon, what you inherited… It’s the God of Wealth, right? Qian Chengxue looked at the document in front of him, “This is simply …”

“Sister, I haven’t brushed off the eight characters yet.” Su Yan smiled, “If you want to achieve this step, you must first spread the industry of the Martial Soul Hall throughout the continent, and secondly, you can’t do it without money.”

“Only if the Martial Soul Hall has enough gold coins, and then issue paper money, saying that this piece of paper is worth the same as a gold coin, others will accept it.”

“If the Martial Soul Hall has no money, print a bunch of paper and say how many gold coins these papers are worth, then no one can buy it.”

For this point, Bibi Dong and Qian Chengxue both recognized, otherwise, any force can easily become the richest man in the mainland.

Although the Martial Soul Hall has money, most of them are fixed assets, and the working capital is really not as much as the Seven Treasure Glazed Sect.

“Yeon-yeon, you have a way, right?” Bibi Dong looked at Su Yan with a gentle smile at the corner of his mouth.

Su Yan smiled, now there is an opportunity to make money in the short term, and it is in Wuhun City.

“Mom, sister, if the previous few items can be implemented perfectly, within three years, the prestige of the Martial Soul Hall will definitely increase greatly and become a holy place in the hearts of the people of the entire continent, right?”

Bibi Dong and Qian Chengxue nodded, this is an indisputable fact.

“Then, Wuhun City will also become a holy city in everyone’s hearts,” Su Yan grinned.

“Wuhun City has become a holy city, which means that Wuhun City is absolutely safe, and it is also a holy place for the cultivation of mainland soul masters, which will definitely attract a large number of people to come.”

“The mansion left by those moths after being liquidated, as long as it is in Wuhun City, can be sold at a good price, and we can take the opportunity to earn a sum of extra money as a start-up capital.”

“That’s when banks and other things come into being.”

“We need to make rules in advance, people living in Wuhun City are not allowed to have private fights and are not allowed to affect others.”

Then, Su Yan introduced the concepts of banks and loans to Bibi Dong and Qian Chengxue in detail.

Loan to buy a house?

Qian Chengxue and Bibi Dong were stunned by Su Yan’s conclusion, can they still operate like this?

But this is indeed to lend money and then collect loans, there is nothing wrong with it, but Bibi Dong and Qian Chengxue can’t understand Su Yan’s purpose in doing this.

In their opinion, the houses in Wuhun City are not difficult to sell, and some large families and nobles are willing to buy them in full, and there is no need to make such a show.

In this regard, Su Yan also explained that the audience of her plan this time was not nobles, but scattered cultivators and merchants, or commoners who did not have cultivation talent, but had a solid background.

Let those big families and forces gather in Wuhun City, even if it is outside Wuhun City, there will definitely be a bunch of troubles, and they will earn less. Su Yan, the mansion in the inner city,

did not plan to sell it at all, firstly, due to the geographical location, and secondly, the price of the mansion in the inner city was definitely more than 10 million, and Su Yan estimated that no one could afford it.

Su Yan is confident that she will control profits above 200%, and she plans to rely on this wave to gather sufficient start-up capital to slowly control the economic system of the entire continent.

She didn’t have Versailles when she said this, for Su Yan, this is just a little start-up capital, in the Douluo Continent, millions of gold soul coins are small money in the eyes of big forces.

In the original work, when Ning Fengzhi and Tang San bought the dark weapon, they had a five-million gold card at hand, and if they wanted to control the economic lifeline of the mainland, they also needed her careful operation.

If you don’t fry the mansion in Wuhun City, you can also make up enough money if you wait a few more years, but Su Yan doesn’t want to wait.

This was originally a time-consuming and laborious matter, and since the Pope Hall and the Douluo Hall had decided to unite together, the sooner these actions started, the better.

So, Su Yan began to explain the difference between direct purchase and loan with Bibi Dong.

After the Martial Soul Hall becomes a holy place, it will definitely attract some powerful people, rich people, and scattered cultivators to come, but after all, there are only a few who can directly buy the mansion in Wuhun City. Living in a new house

twenty or thirty years in advance, and still a new house in the outer city of Wuhun City, the temptation of those who come here is definitely very strong.

For those who can’t make up gold coins for a while, but have a great future, it takes ten or twenty years to repay the price of a house, which is simply a fatal temptation. With a mortgage, you

can easily sell the mansion, and you can earn a lot more interest than buying directly.

Su Yan is also not dark, and pays interest monthly, with a monthly interest of one point, that is, one percent of the monthly interest; If you borrow annually, you can discount the interest rate to 10% per annum, which is 10% interest per year. This interest rate,

if placed on the earth, will definitely be drowned by the vast number of buyers with spit stars, but in the Douluo Continent, this is already an absolutely rare good person, and the usury of the Douluo Continent, the interest rate is more than ten times higher than this.

Whoever dares to say anything about this interest rate is simply a white-eyed wolf who is extremely ungrateful, taking up a bowl to eat, putting down chopsticks and scolding the wolf’s black-hearted rotten belly.

The interest on the loan is really calculated according to the annual interest rate, plus the principal and interest, and repaid in twenty years, which should be more than enough for those people.

This is a stable real estate, and it can be passed on to future generations, and it is the prosperous place of the Martial Soul Holy City, which is absolutely safe, and there is no need to worry about consumption.

Therefore, those vacant mansions are renovated, and they don’t worry about selling them at all.

“Remember, this mortgage, if you want to do it, you will only do it in Wuhun City, and use the house in Wuhun City as a mortgage.” Su Yan repeatedly instructed the two.

“Collect 30% of the down payment, the remaining 70% can be loaned, if the homeowner can’t repay the loan, then you can only collect the house.”

“Similarly, if the other party makes a down payment of more than 30% at the beginning, or wants to repay it early, it is also possible.” Su Yan said, “This must be explained in detail in advance.

“But if you calculate it this way, how much can you earn this year?” Qian Chengxue didn’t seem to think that she could reach the order of magnitude of income that Su Yan said.

How much wealth does a Seven Treasure Glazed Sect have? That’s half of Martial Soul City, right?

“Sister, how much can the entire Wuhun City house land be sold for?” Su Yan smiled, “Don’t treat everyone as someone like you who is not bad money, most of them can’t afford it at all.”

“Moreover, let’s use some wool as a start-up capital, let the wool come out of the sheep, and then there will be a big head, and now of course it is sprinkling!”

Qian Chengxue: … It seems to be despised for being too rich.

“One percent of the interest per year, ten years is twice as much, twenty years is three times, when the time comes, how much will you earn?”

Su Yan looked at Qian Chengxue, “Sister, do you still think that this is better than selling directly?”

Qian Chengxue calculated carefully, and suddenly realized that this profit was simply terrifyingly high.

Maybe at the beginning, as long as the down payment of three percent, it seems that you can’t get the most, but the interest behind it is calculated, and this income can scare people to death.

Even if it is all calculated in ten years, it is more than twice the original price, which is definitely a huge income.

What’s even better is that this doesn’t require much capital, the Martial Soul Hall only needs to arrange enough people to register, and then there is no need to do anything, there will be a steady stream of gold coins into the account, how wonderful?

They are not afraid of people paying their bills, this is pulling the banner of the Martial Soul Hall, even if they are paying the debts, the house still has to be recovered, just as the down payment paid before and the loan repaid is rent.

In this way, could it be that the house in Wuhun City is still for sale?

Bibi Dong and Qian Chengxue already had a concept in their hearts, that is, in this regard, Su Yan already had a complete idea.

At the beginning of simple collection and lending, there is already such a return, then those banks and the like, how do you have to earn it?

No wonder Su Yan said that a Seven Treasure Glazed Sect a year is really faster than robbing money.

“In the end, the whole system is established, we take the right to print money and the right to mint, and whether the money in their hands is worth it is a matter of our words.”

Su Yan finally concluded, “As for other things, let’s explain it when the time comes, now look at the feet first, and play with the real estate industry of the Martial Soul Hall.”

“Without enough start-up capital, the right to print money and the right to mint money cannot be taken down, and although this wave does not earn much, it is barely enough.”

“What’s the idea?” Su Yan asked with a smile on her face.